Compare Gibson, AR Car Insurance Rates (2021)

Car insurance in Gibson, AR averages $360 a month. Gibson, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gibson car insurance rates, compare quotes from the top car insurance companies in Gibson, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Gibson is USAA
  • Average car insurance rates in Gibson, AR after a DUI are $5,196/year
  • Average car insurance rates in Gibson, AR are $4,318/year

If you need to buy Gibson, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Gibson, AR is right here.

You’ll find Gibson car insurance rates, the cheapest Gibson, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Gibson, Arkansas car insurance rates to North Little Rock car insurance rates, Rogers car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Gibson, AR car insurance today? Enter your ZIP code for fast, free Gibson car insurance quotes.

Cheapest Gibson, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibson, AR car insurance rates? Every Gibson, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,857 $2,562 $2,737 $10,723 $12,883 $3,121 $3,366
Farmers $2,338 $2,322 $2,080 $2,199 $10,380 $10,766 $2,685 $2,811
GEICO $2,422 $2,383 $2,223 $2,161 $6,793 $6,765 $2,413 $2,447
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,719 $2,761 $2,445 $2,574 $6,730 $8,546 $3,130 $3,368
Progressive $2,796 $2,622 $2,304 $2,419 $12,417 $13,965 $3,333 $3,604
State Farm $1,870 $1,870 $1,699 $1,699 $5,765 $7,222 $2,116 $2,436
Travelers $2,376 $2,416 $2,376 $2,380 $14,508 $23,438 $2,557 $2,896
USAA $1,382 $1,386 $1,293 $1,288 $4,555 $4,738 $1,778 $1,903

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gibson, AR

Every driver must carry the minimum car insurance in Gibson, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Gibson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gibson, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibson, AR. Compare credit history car insurance rates in Gibson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,447 $4,953 $4,011
Farmers $5,039 $4,254 $4,050
GEICO $4,130 $3,403 $2,820
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,754 $3,843 $3,506
Progressive $6,117 $5,265 $4,915
State Farm $4,472 $2,689 $2,092
Travelers $7,575 $6,345 $5,936
USAA $3,018 $2,077 $1,777

Cheapest Gibson, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibson, AR to rates for a clean record with top companies.

Annual Gibson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,216 $5,332 $5,940 $5,061
Farmers $3,753 $4,827 $4,721 $4,490
GEICO $2,367 $3,597 $5,293 $2,547
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,145 $4,056 $5,478 $3,459
Progressive $4,672 $6,545 $4,918 $5,595
State Farm $2,808 $3,361 $3,085 $3,085
Travelers $5,538 $5,721 $8,421 $6,793
USAA $1,751 $2,239 $3,226 $1,945

Cheapest Gibson, AR Car Insurance for Teen Drivers

Teen car insurance in Gibson, AR can be expensive. Take a look at rates from the top car insurance companies in Gibson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,723 $12,883
Farmers $10,380 $10,766
GEICO $6,793 $6,765
Liberty Mutual $9,201 $10,140
Nationwide $6,730 $8,546
Progressive $12,417 $13,965
State Farm $5,765 $7,222
Travelers $14,508 $23,438
USAA $4,555 $4,738

Cheapest Gibson, AR Car Insurance for Seniors

Take a look at Gibson, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,562 $2,737
Farmers $2,080 $2,199
GEICO $2,223 $2,161
Liberty Mutual $2,383 $2,663
Nationwide $2,445 $2,574
Progressive $2,304 $2,419
State Farm $1,699 $1,699
Travelers $2,376 $2,380
USAA $1,293 $1,288

Cheapest Gibson, AR Car Insurance Rates After a DUI

A DUI in Gibson, AR increases car insurance rates. Compare Gibson, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,940
Farmers $4,721
GEICO $5,293
Liberty Mutual $5,678
Nationwide $5,478
Progressive $4,918
State Farm $3,085
Travelers $8,421
USAA $3,226

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gibson, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibson, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,137 $5,137
Farmers $4,447 $4,447
GEICO $3,419 $3,483
Liberty Mutual $4,369 $4,369
Nationwide $4,034 $4,034
Progressive $5,432 $5,432
State Farm $3,008 $3,161
Travelers $6,618 $6,618
USAA $2,226 $2,355

The Best Cheap Car Insurance Companies in Gibson, AR

Take a look at a side-by-side comparison of the top car insurance companies in Gibson, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,137
Farmers $4,447
GEICO $3,451
Liberty Mutual $4,369
Nationwide $4,034
Progressive $5,432
State Farm $3,085
Travelers $6,618
USAA $2,290

Category Winners: Cheapest Car Insurance in Gibson, Arkansas

Find the cheapest car insurance companies in Gibson, AR for each category right here.

Best Annual Car Insurance Rates by Company in Gibson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gibson, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibson car insurance rates. Find the cheapest Gibson, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibson, Arkansas

Insurance Company Low Medium High
Allstate $4,970 $5,134 $5,308
Farmers $4,196 $4,393 $4,753
GEICO $3,293 $3,450 $3,610
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,033 $3,947 $4,123
Progressive $4,886 $5,313 $6,098
State Farm $2,908 $3,083 $3,262
Travelers $6,244 $6,634 $6,977
USAA $2,180 $2,281 $2,411

What affects car insurance rates in Gibson, Arkansas?

What factors can have an impact on Gibson, AR car insurance? There are several reasons why Gibson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gibson, Arkansas.

Commute Time in Gibson

The more time you spend in your car the higher the risk of an accident. The average commute length in Gibson, AR is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gibson, AR

Ready to find affordable Gibson, Arkansas car insurance today? Enter your ZIP code for fast, free Gibson, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State