Compare Gibson, MO Car Insurance Rates (2021)

Car insurance in Gibson, MO averages $265 a month. Gibson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gibson car insurance rates, compare quotes from the top car insurance companies in Gibson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gibson, MO after a DUI are $3,746/year
  • The cheapest car insurance company in Gibson for teen drivers is Nationwide
  • The cheapest car insurance company in Gibson is Nationwide

If you need to buy Gibson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Gibson, MO is right here.

You’ll find Gibson car insurance rates, the cheapest Gibson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Gibson, Missouri car insurance rates to Kansas City car insurance rates, St. Louis car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Gibson, MO car insurance today? Enter your ZIP code for fast, free Gibson car insurance quotes.

Cheapest Gibson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibson, MO car insurance rates? Every Gibson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,177 $2,175 $1,943 $2,059 $8,995 $9,324 $2,473 $2,582
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,517 $2,728 $2,082 $2,335 $8,713 $9,673 $2,642 $2,811
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,722 $1,583 $1,410 $1,456 $5,855 $6,565 $2,096 $2,133
State Farm $1,690 $1,690 $1,518 $1,518 $4,930 $6,210 $1,902 $2,170
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Gibson, MO

Every driver must carry the minimum car insurance in Gibson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Gibson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gibson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibson, MO. Compare credit history car insurance rates in Gibson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibson, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,127 $2,910 $2,453
Farmers $4,530 $3,776 $3,593
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,008 $3,668 $2,887
Nationwide $2,987 $2,471 $2,141
Progressive $3,301 $2,736 $2,521
State Farm $3,725 $2,412 $1,973
USAA $4,472 $2,106 $1,517

Cheapest Gibson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibson, MO to rates for a clean record with top companies.

Annual Gibson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,444 $4,263 $4,171 $3,987
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,040 $4,369 $4,498 $4,844
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,446 $3,335 $2,732 $2,896
State Farm $2,481 $2,926 $2,703 $2,703
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Gibson, MO Car Insurance for Teen Drivers

Teen car insurance in Gibson, MO can be expensive. Take a look at rates from the top car insurance companies in Gibson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,700 $7,391
Farmers $8,995 $9,324
GEICO $5,247 $5,541
Liberty Mutual $8,713 $9,673
Nationwide $4,356 $5,559
Progressive $5,855 $6,565
State Farm $4,930 $6,210
USAA $4,976 $6,070

Cheapest Gibson, MO Car Insurance for Seniors

Take a look at Gibson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,832 $1,832
Farmers $1,943 $2,059
GEICO $1,304 $1,689
Liberty Mutual $2,082 $2,335
Nationwide $1,484 $1,567
Progressive $1,410 $1,456
State Farm $1,518 $1,518
USAA $1,486 $1,505

Cheapest Gibson, MO Car Insurance Rates After a DUI

A DUI in Gibson, MO increases car insurance rates. Compare Gibson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,198
Farmers $4,171
GEICO $3,499
Liberty Mutual $4,498
Nationwide $3,446
Progressive $2,732
State Farm $2,703
USAA $3,673

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Cheapest Gibson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,132 $3,194
Farmers $3,966 $3,966
GEICO $2,495 $2,591
Liberty Mutual $4,188 $4,188
Nationwide $2,533 $2,533
Progressive $2,852 $2,852
State Farm $2,637 $2,770
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Gibson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Gibson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibson, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,163
Farmers $3,966
GEICO $2,543
Liberty Mutual $4,188
Nationwide $2,533
Progressive $2,852
State Farm $2,703
USAA $2,699

Category Winners: Cheapest Car Insurance in Gibson, Missouri

Find the cheapest car insurance companies in Gibson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Gibson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gibson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibson car insurance rates. Find the cheapest Gibson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibson, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,062 $3,263 $3,165
Farmers $3,696 $3,924 $4,278
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,929 $4,208 $4,426
Nationwide $2,381 $2,558 $2,660
Progressive $2,517 $2,858 $3,182
State Farm $2,523 $2,713 $2,874
USAA $2,564 $2,687 $2,844

Compare Car Insurance Quotes in Gibson, MO

Ready to find affordable Gibson, Missouri car insurance today? Enter your ZIP code for fast, free Gibson, MO car insurance quotes.

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