Compare Gibsonton, FL Car Insurance Rates (2021)

Car insurance in Gibsonton, FL averages $467 a month. Gibsonton, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Gibsonton car insurance rates, compare quotes from the top car insurance companies in Gibsonton, FL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Gibsonton, FL after a DUI are $6,767/year
  • The cheapest car insurance company in Gibsonton for teen drivers is USAA
  • Average car insurance rates in Gibsonton, FL are $5,602/year

If you need to buy Gibsonton, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Gibsonton, FL is right here.

You’ll find Gibsonton car insurance rates, the cheapest Gibsonton, FL car insurance companies, and information on Florida car insurance laws. You can also compare Gibsonton, Florida car insurance rates to Tallahassee car insurance rates, Cape Coral car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Gibsonton, FL car insurance today? Enter your ZIP code for fast, free Gibsonton car insurance quotes.

Cheapest Gibsonton, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibsonton, FL car insurance rates? Every Gibsonton, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibsonton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,409 $5,244 $4,761 $4,883 $19,952 $21,919 $5,476 $5,603
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $4,621 $4,621 $4,223 $4,223 $9,906 $15,334 $4,621 $6,315
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $4,254 $3,982 $3,619 $3,881 $11,979 $12,943 $5,101 $4,801
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gibsonton, FL

Every driver must carry the minimum car insurance in Gibsonton, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Gibsonton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gibsonton, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibsonton, FL. Compare credit history car insurance rates in Gibsonton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibsonton, Florida

Insurance Company Poor Fair Good
Allstate $12,723 $8,127 $6,618
GEICO $7,090 $4,321 $3,264
Liberty Mutual $8,711 $6,359 $5,129
Nationwide $6,331 $4,634 $4,188
Progressive $8,240 $5,858 $4,862
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,548 $1,845

Cheapest Gibsonton, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibsonton, FL to rates for a clean record with top companies.

Annual Gibsonton, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,827 $9,425 $10,615 $8,756
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $4,784 $6,286 $9,238 $6,625
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,983 $7,381 $6,219 $6,697
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,511 $3,100 $4,580 $2,633

Cheapest Gibsonton, FL Car Insurance for Teen Drivers

Teen car insurance in Gibsonton, FL can be expensive. Take a look at rates from the top car insurance companies in Gibsonton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibsonton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,952 $21,919
GEICO $6,874 $8,661
Liberty Mutual $9,906 $15,334
Nationwide $8,598 $10,611
Progressive $11,979 $12,943
State Farm $7,115 $9,117
USAA $6,347 $7,353

Cheapest Gibsonton, FL Car Insurance for Seniors

Take a look at Gibsonton, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibsonton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,761 $4,883
GEICO $3,607 $3,607
Liberty Mutual $4,223 $4,223
Nationwide $3,117 $3,226
Progressive $3,619 $3,881
State Farm $2,165 $2,165
USAA $1,736 $1,720

Cheapest Gibsonton, FL Car Insurance Rates After a DUI

A DUI in Gibsonton, FL increases car insurance rates. Compare Gibsonton, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibsonton, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,615
GEICO $6,458
Liberty Mutual $9,238
Nationwide $6,405
Progressive $6,219
State Farm $3,856
USAA $4,580

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gibsonton, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibsonton, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibsonton, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,893 $9,418
GEICO $4,867 $4,917
Liberty Mutual $6,511 $6,955
Nationwide $5,051 $5,051
Progressive $6,320 $6,320
State Farm $3,721 $3,991
USAA $3,169 $3,242

The Best Cheap Car Insurance Companies in Gibsonton, FL

Take a look at a side-by-side comparison of the top car insurance companies in Gibsonton, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibsonton, Florida

Insurance Company Average Annual Rates
Allstate $9,156
GEICO $4,892
Liberty Mutual $6,733
Nationwide $5,051
Progressive $6,320
State Farm $3,856
USAA $3,206

Category Winners: Cheapest Car Insurance in Gibsonton, Florida

Find the cheapest car insurance companies in Gibsonton, FL for each category right here.

Best Annual Car Insurance Rates by Company in Gibsonton, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gibsonton, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibsonton car insurance rates. Find the cheapest Gibsonton, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibsonton, Florida

Insurance Company Low Medium High
Allstate $6,890 $9,668 $10,909
GEICO $3,969 $5,072 $5,635
Liberty Mutual $6,105 $6,857 $7,238
Nationwide $3,956 $5,256 $5,942
Progressive $5,232 $6,476 $7,252
State Farm $3,248 $3,962 $4,359
USAA $2,746 $3,324 $3,547

What affects car insurance rates in Gibsonton, Florida?

What factors can have an impact on Gibsonton, FL car insurance? There are several reasons why Gibsonton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gibsonton, Florida.

Commute Time in Gibsonton

The more time you spend in your car the higher the risk of an accident. The average commute length in Gibsonton, FL is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Gibsonton, FL

Ready to find affordable Gibsonton, Florida car insurance today? Enter your ZIP code for fast, free Gibsonton, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption