Compare Giddings, TX Car Insurance Rates (2021)

Car insurance in Giddings, TX averages $313 a month. Giddings, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Giddings car insurance rates, compare quotes from the top car insurance companies in Giddings, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Giddings for teen drivers is USAA
  • Average car insurance rates in Giddings, TX are $3,756/year
  • Average car insurance rates in Giddings, TX after a DUI are $4,281/year

If you need to buy Giddings, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Giddings, TX is right here.

You’ll find Giddings car insurance rates, the cheapest Giddings, TX car insurance companies, and information on Texas car insurance laws. You can also compare Giddings, Texas car insurance rates to Houston car insurance rates, Dallas car insurance rates, and El Paso car insurance rates.

Ready to find affordable Giddings, TX car insurance today? Enter your ZIP code for fast, free Giddings car insurance quotes.

Cheapest Giddings, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Giddings, TX car insurance rates? Every Giddings, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Giddings, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,239 $3,271 $3,196 $3,196 $8,627 $10,431 $4,021 $4,198
American Family $2,552 $2,844 $2,410 $2,762 $6,913 $9,056 $3,690 $4,212
GEICO $2,378 $2,575 $2,309 $2,626 $5,224 $5,459 $2,573 $2,571
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,293 $2,187 $2,045 $2,083 $9,606 $10,709 $2,723 $2,768
State Farm $2,021 $2,021 $1,793 $1,793 $4,766 $6,061 $2,192 $2,262
USAA $1,504 $1,520 $1,432 $1,431 $4,107 $4,494 $2,001 $2,161

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Giddings, TX

Every driver must carry the minimum car insurance in Giddings, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Giddings, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Giddings, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Giddings, TX. Compare credit history car insurance rates in Giddings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Giddings, Texas

Insurance Company Poor Fair Good
Allstate $6,374 $4,683 $4,010
American Family $5,903 $3,742 $3,270
GEICO $4,959 $2,809 $1,875
Nationwide $5,109 $4,093 $3,552
Progressive $4,837 $4,186 $3,882
State Farm $4,058 $2,523 $2,009
USAA $3,437 $1,973 $1,584

Cheapest Giddings, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Giddings, TX to rates for a clean record with top companies.

Annual Giddings, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,008 $6,285 $3,898
American Family $3,915 $5,008 $4,382 $3,915
GEICO $2,730 $3,617 $3,002 $3,509
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $3,754 $4,848 $4,378 $4,227
State Farm $2,552 $2,917 $3,432 $2,552
USAA $1,747 $2,562 $3,012 $2,004

Cheapest Giddings, TX Car Insurance for Teen Drivers

Teen car insurance in Giddings, TX can be expensive. Take a look at rates from the top car insurance companies in Giddings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Giddings, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,627 $10,431
American Family $6,913 $9,056
GEICO $5,224 $5,459
Nationwide $7,582 $9,752
Progressive $9,606 $10,709
State Farm $4,766 $6,061
USAA $4,107 $4,494

Cheapest Giddings, TX Car Insurance for Seniors

Take a look at Giddings, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Giddings, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,196 $3,196
American Family $2,410 $2,762
GEICO $2,309 $2,626
Nationwide $2,340 $2,481
Progressive $2,045 $2,083
State Farm $1,793 $1,793
USAA $1,432 $1,431

Cheapest Giddings, TX Car Insurance Rates After a DUI

A DUI in Giddings, TX increases car insurance rates. Compare Giddings, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Giddings, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,285
American Family $4,382
GEICO $3,002
Nationwide $5,478
Progressive $4,378
State Farm $3,432
USAA $3,012

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Giddings, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Giddings, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Giddings, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,903 $5,142
American Family $4,305 $4,305
GEICO $3,155 $3,274
Nationwide $4,252 $4,252
Progressive $4,302 $4,302
State Farm $2,864 $2,864
USAA $2,302 $2,361

The Best Cheap Car Insurance Companies in Giddings, TX

Take a look at a side-by-side comparison of the top car insurance companies in Giddings, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Giddings, Texas

Insurance Company Average Annual Rates
Allstate $5,022
American Family $4,305
GEICO $3,214
Nationwide $4,252
Progressive $4,302
State Farm $2,864
USAA $2,331

Category Winners: Cheapest Car Insurance in Giddings, Texas

Find the cheapest car insurance companies in Giddings, TX for each category right here.

Best Annual Car Insurance Rates by Company in Giddings, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Giddings, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Giddings car insurance rates. Find the cheapest Giddings, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Giddings, Texas

Insurance Company Low Medium High
Allstate $4,929 $4,988 $5,151
American Family $4,024 $4,158 $4,733
GEICO $3,042 $3,170 $3,432
Nationwide $4,583 $4,068 $4,104
Progressive $4,110 $4,284 $4,510
State Farm $2,723 $2,855 $3,013
USAA $2,257 $2,323 $2,414

What affects car insurance rates in Giddings, Texas?

What factors can have an impact on Giddings, TX car insurance? There are several reasons why Giddings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Giddings, Texas.

Car Theft in Giddings

High levels of vehicle theft can make car insurance more expensive. Giddings, TX car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Giddings

The more time you spend in your car the higher the risk of an accident. The average commute length in Giddings, TX is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Giddings, TX

Ready to find affordable Giddings, Texas car insurance today? Enter your ZIP code for fast, free Giddings, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption