Compare Gifford, FL Car Insurance Rates (2021)

Car insurance in Gifford, FL averages $342 a month. Gifford, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Gifford car insurance rates, compare quotes from the top car insurance companies in Gifford, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gifford is USAA
  • The cheapest car insurance company in Gifford for teen drivers is GEICO
  • Average car insurance rates in Gifford, FL are $4,103/year

If you need to buy Gifford, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Gifford, FL is right here.

You’ll find Gifford car insurance rates, the cheapest Gifford, FL car insurance companies, and information on Florida car insurance laws. You can also compare Gifford, Florida car insurance rates to Jacksonville car insurance rates, Tallahassee car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Gifford, FL car insurance today? Enter your ZIP code for fast, free Gifford car insurance quotes.

Cheapest Gifford, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gifford, FL car insurance rates? Every Gifford, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gifford, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,841 $3,634 $3,320 $3,353 $12,909 $13,858 $3,792 $3,823
GEICO $2,722 $2,734 $2,550 $2,550 $4,854 $6,088 $2,997 $3,040
Liberty Mutual $3,284 $3,284 $3,013 $3,013 $6,884 $10,579 $3,284 $4,437
Nationwide $2,631 $2,601 $2,358 $2,437 $6,206 $7,634 $2,890 $3,008
Progressive $3,521 $3,306 $3,028 $3,243 $9,961 $10,873 $4,222 $4,023
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,481 $1,454 $1,389 $1,373 $5,088 $5,904 $1,840 $1,980

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Minimum Car Insurance in Gifford, FL

Every driver must carry the minimum car insurance in Gifford, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Gifford, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gifford, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gifford, FL. Compare credit history car insurance rates in Gifford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gifford, Florida

Insurance Company Poor Fair Good
Allstate $8,487 $5,364 $4,348
GEICO $5,005 $3,036 $2,284
Liberty Mutual $6,070 $4,467 $3,630
Nationwide $4,647 $3,420 $3,094
Progressive $6,856 $4,884 $4,076
State Farm $3,993 $2,634 $2,168
USAA $4,148 $2,048 $1,495

Cheapest Gifford, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gifford, FL to rates for a clean record with top companies.

Annual Gifford, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,242 $6,278 $6,937 $5,807
GEICO $2,403 $3,066 $4,555 $3,743
Liberty Mutual $3,401 $4,420 $6,420 $4,649
Nationwide $3,190 $3,491 $4,669 $3,533
Progressive $4,173 $6,150 $5,185 $5,581
State Farm $2,684 $3,179 $2,932 $2,932
USAA $2,002 $2,476 $3,677 $2,100

Cheapest Gifford, FL Car Insurance for Teen Drivers

Teen car insurance in Gifford, FL can be expensive. Take a look at rates from the top car insurance companies in Gifford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gifford, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,909 $13,858
GEICO $4,854 $6,088
Liberty Mutual $6,884 $10,579
Nationwide $6,206 $7,634
Progressive $9,961 $10,873
State Farm $5,326 $6,778
USAA $5,088 $5,904

Cheapest Gifford, FL Car Insurance for Seniors

Take a look at Gifford, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gifford, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,320 $3,353
GEICO $2,550 $2,550
Liberty Mutual $3,013 $3,013
Nationwide $2,358 $2,437
Progressive $3,028 $3,243
State Farm $1,693 $1,693
USAA $1,389 $1,373

Cheapest Gifford, FL Car Insurance Rates After a DUI

A DUI in Gifford, FL increases car insurance rates. Compare Gifford, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gifford, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,937
GEICO $4,555
Liberty Mutual $6,420
Nationwide $4,669
Progressive $5,185
State Farm $2,932
USAA $3,677

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Cheapest Gifford, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gifford, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gifford, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,895 $6,237
GEICO $3,425 $3,459
Liberty Mutual $4,571 $4,874
Nationwide $3,721 $3,721
Progressive $5,272 $5,272
State Farm $2,834 $3,029
USAA $2,535 $2,593

The Best Cheap Car Insurance Companies in Gifford, FL

Take a look at a side-by-side comparison of the top car insurance companies in Gifford, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gifford, Florida

Insurance Company Average Annual Rates
Allstate $6,066
GEICO $3,442
Liberty Mutual $4,723
Nationwide $3,721
Progressive $5,272
State Farm $2,932
USAA $2,564

Category Winners: Cheapest Car Insurance in Gifford, Florida

Find the cheapest car insurance companies in Gifford, FL for each category right here.

Best Annual Car Insurance Rates by Company in Gifford, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gifford, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gifford car insurance rates. Find the cheapest Gifford, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gifford, Florida

Insurance Company Low Medium High
Allstate $4,871 $6,338 $6,990
GEICO $2,775 $3,567 $3,983
Liberty Mutual $4,310 $4,798 $5,059
Nationwide $2,880 $3,879 $4,402
Progressive $4,307 $5,408 $6,101
State Farm $2,474 $3,003 $3,318
USAA $2,183 $2,662 $2,846

What affects car insurance rates in Gifford, Florida?

What factors can have an impact on Gifford, FL car insurance? There are several reasons why Gifford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gifford, Florida.

Commute Time in Gifford

The more time you spend in your car the higher the risk of an accident. The average commute length in Gifford, FL is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Gifford, FL

Ready to find affordable Gifford, Florida car insurance today? Enter your ZIP code for fast, free Gifford, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State