Compare Gifford, IL Car Insurance Rates (2021)

Car insurance in Gifford, IL averages $241 a month. Gifford, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gifford car insurance rates, compare quotes from the top car insurance companies in Gifford, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gifford is State Farm
  • Average car insurance rates in Gifford, IL after a DUI are $3,360/year
  • The cheapest car insurance company in Gifford for teen drivers is State Farm

If you need to buy Gifford, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Gifford, IL is right here.

You’ll find Gifford car insurance rates, the cheapest Gifford, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Gifford, Illinois car insurance rates to Chicago car insurance rates, Aurora car insurance rates, and Springfield car insurance rates.

Ready to find affordable Gifford, IL car insurance today? Enter your ZIP code for fast, free Gifford car insurance quotes.

Cheapest Gifford, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gifford, IL car insurance rates? Every Gifford, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gifford, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,177 $2,177 $1,933 $2,042 $9,259 $9,648 $2,487 $2,603
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,332 $1,437 $1,108 $1,237 $4,363 $4,852 $1,392 $1,469
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,838 $1,738 $1,515 $1,590 $6,549 $7,341 $2,186 $2,351
State Farm $1,310 $1,310 $1,170 $1,170 $3,753 $4,757 $1,481 $1,705
Travelers $1,375 $1,448 $1,249 $1,330 $3,863 $4,812 $1,456 $1,532
USAA $1,550 $1,569 $1,432 $1,395 $5,014 $5,540 $2,030 $2,216

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Minimum Car Insurance in Gifford, IL

Every driver must carry the minimum car insurance in Gifford, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Gifford, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gifford, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gifford, IL. Compare credit history car insurance rates in Gifford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gifford, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,594 $3,858 $3,670
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,035 $1,898 $1,513
Nationwide $3,151 $2,545 $2,230
Progressive $3,589 $3,031 $2,796
State Farm $3,028 $1,813 $1,406
Travelers $2,606 $2,091 $1,703
USAA $3,465 $2,368 $1,946

Cheapest Gifford, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gifford, IL to rates for a clean record with top companies.

Annual Gifford, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,413 $4,397 $4,287 $4,067
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,793 $2,537 $2,233 $2,032
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,591 $3,827 $2,868 $3,270
State Farm $1,903 $2,261 $2,082 $2,082
Travelers $1,705 $2,224 $2,471 $2,132
USAA $1,852 $2,656 $3,632 $2,234

Cheapest Gifford, IL Car Insurance for Teen Drivers

Teen car insurance in Gifford, IL can be expensive. Take a look at rates from the top car insurance companies in Gifford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gifford, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,259 $9,648
GEICO $4,375 $4,641
Liberty Mutual $4,363 $4,852
Nationwide $4,608 $5,912
Progressive $6,549 $7,341
State Farm $3,753 $4,757
Travelers $3,863 $4,812
USAA $5,014 $5,540

Cheapest Gifford, IL Car Insurance for Seniors

Take a look at Gifford, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gifford, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $1,933 $2,042
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,508 $1,597
Progressive $1,515 $1,590
State Farm $1,170 $1,170
Travelers $1,249 $1,330
USAA $1,432 $1,395

Cheapest Gifford, IL Car Insurance Rates After a DUI

A DUI in Gifford, IL increases car insurance rates. Compare Gifford, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gifford, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,287
GEICO $3,141
Liberty Mutual $2,233
Nationwide $3,236
Progressive $2,868
State Farm $2,082
Travelers $2,471
USAA $3,632

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Cheapest Gifford, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gifford, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gifford, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $4,041 $4,041
GEICO $2,263 $2,351
Liberty Mutual $2,149 $2,149
Nationwide $2,642 $2,642
Progressive $3,139 $3,139
State Farm $2,030 $2,134
Travelers $2,051 $2,216
USAA $2,521 $2,666

The Best Cheap Car Insurance Companies in Gifford, IL

Take a look at a side-by-side comparison of the top car insurance companies in Gifford, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gifford, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $4,041
GEICO $2,307
Liberty Mutual $2,149
Nationwide $2,642
Progressive $3,139
State Farm $2,082
Travelers $2,133
USAA $2,593

Category Winners: Cheapest Car Insurance in Gifford, Illinois

Find the cheapest car insurance companies in Gifford, IL for each category right here.

Best Annual Car Insurance Rates by Company in Gifford, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Gifford, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gifford car insurance rates. Find the cheapest Gifford, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gifford, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $3,850 $3,949 $4,324
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,031 $2,144 $2,271
Nationwide $2,636 $2,662 $2,629
Progressive $2,879 $3,120 $3,417
State Farm $1,973 $2,085 $2,187
Travelers $2,011 $2,131 $2,258
USAA $2,460 $2,593 $2,728

What affects car insurance rates in Gifford, Illinois?

What factors can have an impact on Gifford, IL car insurance? There are several reasons why Gifford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gifford, Illinois.

Commute Time in Gifford

The more time you spend in your car the higher the risk of an accident. The average commute length in Gifford, IL is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gifford, IL

Ready to find affordable Gifford, Illinois car insurance today? Enter your ZIP code for fast, free Gifford, IL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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