Compare Gila, NM Car Insurance Rates (2021)

Car insurance in Gila, NM averages $264 a month. Gila, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Gila car insurance rates, compare quotes from the top car insurance companies in Gila, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gila for teen drivers is State Farm
  • Average car insurance rates in Gila, NM after a DUI are $4,053/year
  • Average car insurance rates in Gila, NM are $3,164/year

If you need to buy Gila, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Gila, NM is right here.

You’ll find Gila car insurance rates, the cheapest Gila, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Gila, New Mexico car insurance rates to Albuquerque car insurance rates, Roswell car insurance rates, and Farmington car insurance rates.

Ready to find affordable Gila, NM car insurance today? Enter your ZIP code for fast, free Gila car insurance quotes.

Cheapest Gila, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gila, NM car insurance rates? Every Gila, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gila, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,179 $2,173 $1,952 $2,080 $8,801 $9,050 $2,452 $2,536
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,618 $1,556 $1,476 $1,475 $6,865 $7,740 $1,954 $2,017
State Farm $1,264 $1,264 $1,143 $1,143 $3,324 $4,181 $1,411 $1,554
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

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Minimum Car Insurance in Gila, NM

Every driver must carry the minimum car insurance in Gila, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Gila, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gila, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gila, NM. Compare credit history car insurance rates in Gila from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gila, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,481 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,372 $3,022 $2,868
State Farm $2,719 $1,680 $1,332
USAA $2,659 $1,984 $1,717

Cheapest Gila, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gila, NM to rates for a clean record with top companies.

Annual Gila, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,298 $4,244 $4,145 $3,924
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,664 $3,667 $2,872 $3,146
State Farm $1,799 $1,947 $1,947 $1,947
USAA $1,581 $2,186 $2,874 $1,838

Cheapest Gila, NM Car Insurance for Teen Drivers

Teen car insurance in Gila, NM can be expensive. Take a look at rates from the top car insurance companies in Gila for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gila, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,801 $9,050
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,865 $7,740
State Farm $3,324 $4,181
USAA $3,607 $4,084

Cheapest Gila, NM Car Insurance for Seniors

Take a look at Gila, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gila, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,952 $2,080
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,476 $1,475
State Farm $1,143 $1,143
USAA $1,362 $1,367

Cheapest Gila, NM Car Insurance Rates After a DUI

A DUI in Gila, NM increases car insurance rates. Compare Gila, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gila, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,440
Farmers $4,145
GEICO $8,009
Nationwide $4,082
Progressive $2,872
State Farm $1,947
USAA $2,874

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Cheapest Gila, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gila, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gila, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,903 $3,903
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $3,087 $3,087
State Farm $1,863 $1,957
USAA $2,056 $2,183

The Best Cheap Car Insurance Companies in Gila, NM

Take a look at a side-by-side comparison of the top car insurance companies in Gila, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gila, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,903
GEICO $4,266
Nationwide $3,023
Progressive $3,087
State Farm $1,910
USAA $2,120

Category Winners: Cheapest Car Insurance in Gila, New Mexico

Find the cheapest car insurance companies in Gila, NM for each category right here.

Best Annual Car Insurance Rates by Company in Gila, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gila, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gila car insurance rates. Find the cheapest Gila, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gila, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,562 $3,866 $4,281
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,942 $3,087 $3,233
State Farm $1,743 $1,916 $2,072
USAA $1,978 $2,128 $2,253

What affects car insurance rates in Gila, New Mexico?

What factors can have an impact on Gila, NM car insurance? There are several reasons why Gila car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gila, New Mexico.

Commute Time in Gila

The more time you spend in your car the higher the risk of an accident. The average commute length in Gila, NM is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Gila, NM

Ready to find affordable Gila, New Mexico car insurance today? Enter your ZIP code for fast, free Gila, NM car insurance quotes.

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