Compare Gilbert, LA Car Insurance Rates (2021)

Car insurance in Gilbert, LA averages $417 a month. Gilbert, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Gilbert car insurance rates, compare quotes from the top car insurance companies in Gilbert, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gilbert, LA are $5,008/year
  • Average car insurance rates in Gilbert, LA after a DUI are $5,764/year
  • The cheapest car insurance company in Gilbert is USAA

If you need to buy Gilbert, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Gilbert, LA is right here.

You’ll find Gilbert car insurance rates, the cheapest Gilbert, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Gilbert, Louisiana car insurance rates to Alexandria car insurance rates, Lake Charles car insurance rates, and Monroe car insurance rates.

Ready to find affordable Gilbert, LA car insurance today? Enter your ZIP code for fast, free Gilbert car insurance quotes.

Cheapest Gilbert, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gilbert, LA car insurance rates? Every Gilbert, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilbert, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,002 $3,461 $3,509 $4,235 $11,402 $12,169 $2,925 $2,895
Progressive $3,301 $3,090 $2,761 $2,966 $13,498 $15,033 $3,810 $3,965
State Farm $2,486 $2,486 $2,265 $2,265 $7,272 $9,130 $2,773 $3,122
USAA $2,385 $2,351 $2,301 $2,295 $7,080 $8,348 $2,945 $3,237

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Minimum Car Insurance in Gilbert, LA

Every driver must carry the minimum car insurance in Gilbert, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Gilbert, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gilbert, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gilbert, LA. Compare credit history car insurance rates in Gilbert from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gilbert, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,481 $5,625 $4,242
Progressive $6,835 $5,864 $5,461
State Farm $5,526 $3,544 $2,856
USAA $5,357 $3,406 $2,840

Cheapest Gilbert, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gilbert, LA to rates for a clean record with top companies.

Annual Gilbert, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,716 $5,993 $7,318 $4,772
Progressive $5,037 $6,787 $6,491 $5,897
State Farm $3,652 $4,298 $3,975 $3,975
USAA $2,950 $4,080 $4,924 $3,516

Cheapest Gilbert, LA Car Insurance for Teen Drivers

Teen car insurance in Gilbert, LA can be expensive. Take a look at rates from the top car insurance companies in Gilbert for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gilbert, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,402 $12,169
Progressive $13,498 $15,033
State Farm $7,272 $9,130
USAA $7,080 $8,348

Cheapest Gilbert, LA Car Insurance for Seniors

Take a look at Gilbert, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gilbert, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,509 $4,235
Progressive $2,761 $2,966
State Farm $2,265 $2,265
USAA $2,301 $2,295

Cheapest Gilbert, LA Car Insurance Rates After a DUI

A DUI in Gilbert, LA increases car insurance rates. Compare Gilbert, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gilbert, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,109
GEICO $7,318
Progressive $6,491
State Farm $3,975
USAA $4,924

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Cheapest Gilbert, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gilbert, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gilbert, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,345 $5,554
Progressive $6,053 $6,053
State Farm $3,874 $4,076
USAA $3,749 $3,986

The Best Cheap Car Insurance Companies in Gilbert, LA

Take a look at a side-by-side comparison of the top car insurance companies in Gilbert, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gilbert, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,450
Progressive $6,053
State Farm $3,975
USAA $3,868

Category Winners: Cheapest Car Insurance in Gilbert, Louisiana

Find the cheapest car insurance companies in Gilbert, LA for each category right here.

Best Annual Car Insurance Rates by Company in Gilbert, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gilbert, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gilbert car insurance rates. Find the cheapest Gilbert, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gilbert, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,688 $5,467 $6,195
Progressive $5,227 $6,011 $6,921
State Farm $3,499 $3,967 $4,460
USAA $3,406 $3,921 $4,276

What affects car insurance rates in Gilbert, Louisiana?

What factors can have an impact on Gilbert, LA car insurance? There are several reasons why Gilbert car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gilbert, Louisiana.

Commute Time in Gilbert

The more time you spend in your car the higher the risk of an accident. The average commute length in Gilbert, LA is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Gilbert, LA

Ready to find affordable Gilbert, Louisiana car insurance today? Enter your ZIP code for fast, free Gilbert, LA car insurance quotes.

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