Compare Gilbert, WV Car Insurance Rates (2021)

Car insurance in Gilbert, WV averages $426 a month. Gilbert, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gilbert car insurance rates, compare quotes from the top car insurance companies in Gilbert, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gilbert, WV are $5,111/year
  • The cheapest car insurance company in Gilbert is State Farm
  • Average car insurance rates in Gilbert, WV after a DUI are $6,274/year

If you need to buy Gilbert, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gilbert, WV is right here.

You’ll find Gilbert car insurance rates, the cheapest Gilbert, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Gilbert, West Virginia car insurance rates to Bluefield car insurance rates, Huntington car insurance rates, and Vienna car insurance rates.

Ready to find affordable Gilbert, WV car insurance today? Enter your ZIP code for fast, free Gilbert car insurance quotes.

Cheapest Gilbert, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gilbert, WV car insurance rates? Every Gilbert, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilbert, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,780 $3,506 $3,366 $3,375 $13,585 $14,135 $4,195 $4,210
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $4,522 $4,926 $3,634 $4,444 $17,094 $19,323 $4,658 $5,133
Nationwide $2,824 $2,872 $2,547 $2,680 $7,838 $9,961 $3,226 $3,467
Progressive $2,959 $2,833 $2,734 $2,719 $13,629 $15,427 $3,588 $3,695
State Farm $2,176 $2,176 $1,965 $1,965 $5,004 $6,469 $2,583 $2,026
USAA $2,029 $1,998 $1,886 $1,898 $6,837 $7,560 $2,630 $2,824

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Minimum Car Insurance in Gilbert, WV

Every driver must carry the minimum car insurance in Gilbert, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gilbert, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gilbert, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gilbert, WV. Compare credit history car insurance rates in Gilbert from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gilbert, West Virginia

Insurance Company Poor Fair Good
Allstate $7,633 $6,031 $5,142
GEICO $5,624 $4,575 $3,795
Liberty Mutual $11,426 $6,991 $5,482
Nationwide $5,057 $4,255 $3,969
Progressive $6,640 $5,806 $5,398
State Farm $4,394 $2,661 $2,081
USAA $5,099 $2,931 $2,343

Cheapest Gilbert, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gilbert, WV to rates for a clean record with top companies.

Annual Gilbert, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,292 $6,273 $7,498 $6,013
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $6,510 $8,251 $9,138 $7,966
Nationwide $3,493 $4,733 $5,560 $3,921
Progressive $5,015 $6,820 $6,032 $5,924
State Farm $2,784 $3,307 $3,046 $3,046
USAA $2,709 $3,216 $4,595 $3,311

Cheapest Gilbert, WV Car Insurance for Teen Drivers

Teen car insurance in Gilbert, WV can be expensive. Take a look at rates from the top car insurance companies in Gilbert for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gilbert, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,585 $14,135
GEICO $8,189 $9,883
Liberty Mutual $17,094 $19,323
Nationwide $7,838 $9,961
Progressive $13,629 $15,427
State Farm $5,004 $6,469
USAA $6,837 $7,560

Cheapest Gilbert, WV Car Insurance for Seniors

Take a look at Gilbert, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gilbert, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,366 $3,375
GEICO $3,143 $3,046
Liberty Mutual $3,634 $4,444
Nationwide $2,547 $2,680
Progressive $2,734 $2,719
State Farm $1,965 $1,965
USAA $1,886 $1,898

Cheapest Gilbert, WV Car Insurance Rates After a DUI

A DUI in Gilbert, WV increases car insurance rates. Compare Gilbert, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gilbert, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,498
GEICO $8,047
Liberty Mutual $9,138
Nationwide $5,560
Progressive $6,032
State Farm $3,046
USAA $4,595

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Cheapest Gilbert, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gilbert, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gilbert, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,269 $6,269
GEICO $4,614 $4,716
Liberty Mutual $7,967 $7,967
Nationwide $4,427 $4,427
Progressive $5,948 $5,948
State Farm $2,964 $3,128
USAA $3,417 $3,498

The Best Cheap Car Insurance Companies in Gilbert, WV

Take a look at a side-by-side comparison of the top car insurance companies in Gilbert, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gilbert, West Virginia

Insurance Company Average Annual Rates
Allstate $6,269
GEICO $4,665
Liberty Mutual $7,967
Nationwide $4,427
Progressive $5,948
State Farm $3,046
USAA $3,458

Category Winners: Cheapest Car Insurance in Gilbert, West Virginia

Find the cheapest car insurance companies in Gilbert, WV for each category right here.

Best Annual Car Insurance Rates by Company in Gilbert, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Gilbert, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gilbert car insurance rates. Find the cheapest Gilbert, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gilbert, West Virginia

Insurance Company Low Medium High
Allstate $6,056 $6,259 $6,492
GEICO $4,382 $4,679 $4,933
Liberty Mutual $7,516 $7,945 $8,438
Nationwide $4,370 $4,412 $4,498
Progressive $5,646 $5,869 $6,329
State Farm $2,866 $3,040 $3,231
USAA $3,334 $3,452 $3,586

What affects car insurance rates in Gilbert, West Virginia?

What factors can have an impact on Gilbert, WV car insurance? There are several reasons why Gilbert car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gilbert, West Virginia.

Commute Time in Gilbert

The more time you spend in your car the higher the risk of an accident. The average commute length in Gilbert, WV is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Gilbert, WV

Ready to find affordable Gilbert, West Virginia car insurance today? Enter your ZIP code for fast, free Gilbert, WV car insurance quotes.

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