Compare Gilby, ND Car Insurance Rates (2021)

Car insurance in Gilby, ND averages $342 a month. Gilby, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gilby car insurance rates, compare quotes from the top car insurance companies in Gilby, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gilby, ND are $4,101/year
  • The cheapest car insurance company in Gilby is USAA
  • Average car insurance rates in Gilby, ND after a DUI are $4,915/year

If you need to buy Gilby, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Gilby, ND is right here.

You’ll find Gilby car insurance rates, the cheapest Gilby, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Gilby, North Dakota car insurance rates to Watford City car insurance rates, Williston car insurance rates, and Bismarck car insurance rates.

Ready to find affordable Gilby, ND car insurance today? Enter your ZIP code for fast, free Gilby car insurance quotes.

Cheapest Gilby, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gilby, ND car insurance rates? Every Gilby, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilby, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,455 $2,174 $2,304 $9,512 $11,206 $2,689 $2,899
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,891 $1,805 $1,531 $1,585 $6,841 $7,646 $2,316 $2,340
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Gilby, ND

Every driver must carry the minimum car insurance in Gilby, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Gilby, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gilby, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gilby, ND. Compare credit history car insurance rates in Gilby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gilby, North Dakota

Insurance Company Poor Fair Good
Allstate $5,619 $4,280 $3,484
American Family $4,614 $3,200 $2,704
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,754 $3,129 $2,850
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Gilby, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gilby, ND to rates for a clean record with top companies.

Annual Gilby, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,611 $3,980 $6,051 $4,202
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $2,999 $3,675 $3,033 $3,271
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Gilby, ND Car Insurance for Teen Drivers

Teen car insurance in Gilby, ND can be expensive. Take a look at rates from the top car insurance companies in Gilby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gilby, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,512 $11,206
American Family $5,349 $7,694
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $6,841 $7,646
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Gilby, ND Car Insurance for Seniors

Take a look at Gilby, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gilby, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,304
American Family $2,269 $2,269
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,531 $1,585
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Gilby, ND Car Insurance Rates After a DUI

A DUI in Gilby, ND increases car insurance rates. Compare Gilby, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gilby, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
American Family $4,863
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,033
State Farm $2,203
USAA $2,854

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Cheapest Gilby, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gilby, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gilby, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,352 $4,570
American Family $3,463 $3,549
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,244 $3,244
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Gilby, ND

Take a look at a side-by-side comparison of the top car insurance companies in Gilby, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gilby, North Dakota

Insurance Company Average Annual Rates
Allstate $4,461
American Family $3,506
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,244
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Gilby, North Dakota

Find the cheapest car insurance companies in Gilby, ND for each category right here.

Best Annual Car Insurance Rates by Company in Gilby, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gilby, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gilby car insurance rates. Find the cheapest Gilby, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gilby, North Dakota

Insurance Company Low Medium High
Allstate $4,364 $4,459 $4,560
American Family $3,614 $3,679 $3,226
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,148 $3,233 $3,352
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Gilby, North Dakota?

What factors can have an impact on Gilby, ND car insurance? There are several reasons why Gilby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gilby, North Dakota.

Commute Time in Gilby

The more time you spend in your car the higher the risk of an accident. The average commute length in Gilby, ND is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Gilby, ND

Ready to find affordable Gilby, North Dakota car insurance today? Enter your ZIP code for fast, free Gilby, ND car insurance quotes.

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