Compare Gilcrest, CO Car Insurance Rates (2021)

Car insurance in Gilcrest, CO averages $315 a month. Gilcrest, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gilcrest car insurance rates, compare quotes from the top car insurance companies in Gilcrest, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gilcrest, CO are $3,781/year
  • Average car insurance rates in Gilcrest, CO after a DUI are $4,485/year
  • The cheapest car insurance company in Gilcrest for teen drivers is USAA

If you need to buy Gilcrest, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Gilcrest, CO is right here.

You’ll find Gilcrest car insurance rates, the cheapest Gilcrest, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Gilcrest, Colorado car insurance rates to Centennial car insurance rates, Aurora car insurance rates, and Denver car insurance rates.

Ready to find affordable Gilcrest, CO car insurance today? Enter your ZIP code for fast, free Gilcrest car insurance quotes.

Cheapest Gilcrest, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gilcrest, CO car insurance rates? Every Gilcrest, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilcrest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,298 $3,174 $3,205 $11,628 $12,210 $3,855 $3,875
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,897 $2,877 $2,612 $2,819 $11,523 $11,686 $3,199 $3,235
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,811 $1,746 $1,542 $1,698 $5,527 $6,026 $1,828 $1,840
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,431 $2,272 $2,139 $2,127 $8,431 $9,420 $2,734 $2,655
State Farm $1,997 $1,997 $1,798 $1,798 $5,819 $7,367 $2,238 $2,654
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Gilcrest, CO

Every driver must carry the minimum car insurance in Gilcrest, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Gilcrest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gilcrest, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gilcrest, CO. Compare credit history car insurance rates in Gilcrest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gilcrest, Colorado

Insurance Company Poor Fair Good
Allstate $7,168 $5,482 $4,132
American Family $4,646 $3,318 $2,787
Farmers $5,900 $4,829 $4,588
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,929 $2,410 $1,918
Nationwide $4,426 $3,509 $3,057
Progressive $4,576 $3,911 $3,592
State Farm $4,460 $2,862 $2,304
USAA $4,549 $2,604 $2,090

Cheapest Gilcrest, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gilcrest, CO to rates for a clean record with top companies.

Annual Gilcrest, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,805 $5,496 $6,662 $5,412
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,308 $5,552 $5,474 $5,090
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,415 $2,825 $2,925 $2,844
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,479 $4,903 $3,671 $4,051
State Farm $2,947 $3,470 $3,208 $3,208
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Gilcrest, CO Car Insurance for Teen Drivers

Teen car insurance in Gilcrest, CO can be expensive. Take a look at rates from the top car insurance companies in Gilcrest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gilcrest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $12,210
American Family $5,928 $7,971
Farmers $11,523 $11,686
GEICO $5,958 $6,295
Liberty Mutual $5,527 $6,026
Nationwide $6,181 $7,890
Progressive $8,431 $9,420
State Farm $5,819 $7,367
USAA $5,179 $5,925

Cheapest Gilcrest, CO Car Insurance for Seniors

Take a look at Gilcrest, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gilcrest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,205
American Family $2,212 $2,212
Farmers $2,612 $2,819
GEICO $2,034 $2,309
Liberty Mutual $1,542 $1,698
Nationwide $2,185 $2,305
Progressive $2,139 $2,127
State Farm $1,798 $1,798
USAA $1,967 $1,966

Cheapest Gilcrest, CO Car Insurance Rates After a DUI

A DUI in Gilcrest, CO increases car insurance rates. Compare Gilcrest, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gilcrest, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,662
American Family $4,915
Farmers $5,474
GEICO $3,839
Liberty Mutual $2,925
Nationwide $4,877
Progressive $3,671
State Farm $3,208
USAA $4,792

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Cheapest Gilcrest, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gilcrest, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gilcrest, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,594 $5,594
American Family $3,507 $3,661
Farmers $5,106 $5,106
GEICO $2,952 $3,081
Liberty Mutual $2,752 $2,752
Nationwide $3,664 $3,664
Progressive $4,026 $4,026
State Farm $3,129 $3,288
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Gilcrest, CO

Take a look at a side-by-side comparison of the top car insurance companies in Gilcrest, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gilcrest, Colorado

Insurance Company Average Annual Rates
Allstate $5,594
American Family $3,584
Farmers $5,106
GEICO $3,017
Liberty Mutual $2,752
Nationwide $3,664
Progressive $4,026
State Farm $3,208
USAA $3,081

Category Winners: Cheapest Car Insurance in Gilcrest, Colorado

Find the cheapest car insurance companies in Gilcrest, CO for each category right here.

Best Annual Car Insurance Rates by Company in Gilcrest, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Gilcrest, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gilcrest car insurance rates. Find the cheapest Gilcrest, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gilcrest, Colorado

Insurance Company Low Medium High
Allstate $5,226 $5,567 $5,988
American Family $3,388 $3,658 $3,705
Farmers $4,440 $5,026 $5,852
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,585 $2,741 $2,931
Nationwide $3,642 $3,667 $3,682
Progressive $3,679 $4,039 $4,360
State Farm $2,992 $3,212 $3,421
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Gilcrest, Colorado?

What factors can have an impact on Gilcrest, CO car insurance? There are several reasons why Gilcrest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gilcrest, Colorado.

Commute Time in Gilcrest

The more time you spend in your car the higher the risk of an accident. The average commute length in Gilcrest, CO is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Gilcrest, CO

Ready to find affordable Gilcrest, Colorado car insurance today? Enter your ZIP code for fast, free Gilcrest, CO car insurance quotes.

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