Compare Gilmore City, IA Car Insurance Rates (2021)

Car insurance in Gilmore City, IA averages $247 a month. Gilmore City, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Gilmore City car insurance rates, compare quotes from the top car insurance companies in Gilmore City, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gilmore City, IA are $2,966/year
  • Average car insurance rates in Gilmore City, IA after a DUI are $3,583/year
  • The cheapest car insurance company in Gilmore City for teen drivers is USAA

If you need to buy Gilmore City, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Gilmore City, IA is right here.

You’ll find Gilmore City car insurance rates, the cheapest Gilmore City, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Gilmore City, Iowa car insurance rates to Ames car insurance rates, Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Gilmore City, IA car insurance today? Enter your ZIP code for fast, free Gilmore City car insurance quotes.

Cheapest Gilmore City, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gilmore City, IA car insurance rates? Every Gilmore City, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilmore City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,533 $1,474 $1,265 $1,315 $3,736 $4,212 $1,840 $1,978
State Farm $1,399 $1,399 $1,233 $1,233 $3,841 $4,863 $1,574 $1,797
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

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Minimum Car Insurance in Gilmore City, IA

Every driver must carry the minimum car insurance in Gilmore City, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Gilmore City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gilmore City, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gilmore City, IA. Compare credit history car insurance rates in Gilmore City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gilmore City, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,918 $2,879 $2,420
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,564 $2,070 $1,873
State Farm $3,086 $1,909 $1,506
Travelers $6,311 $5,388 $5,133
USAA $2,466 $1,692 $1,465

Cheapest Gilmore City, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gilmore City, IA to rates for a clean record with top companies.

Annual Gilmore City, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,746 $2,853 $1,895 $2,183
State Farm $2,003 $2,332 $2,167 $2,167
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,432 $1,922 $2,500 $1,643

Cheapest Gilmore City, IA Car Insurance for Teen Drivers

Teen car insurance in Gilmore City, IA can be expensive. Take a look at rates from the top car insurance companies in Gilmore City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gilmore City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,305 $7,426
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,736 $4,212
State Farm $3,841 $4,863
Travelers $11,220 $17,916
USAA $3,380 $3,592

Cheapest Gilmore City, IA Car Insurance for Seniors

Take a look at Gilmore City, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gilmore City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,770 $1,770
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,265 $1,315
State Farm $1,233 $1,233
Travelers $2,452 $2,459
USAA $1,149 $1,174

Cheapest Gilmore City, IA Car Insurance Rates After a DUI

A DUI in Gilmore City, IA increases car insurance rates. Compare Gilmore City, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gilmore City, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,720
American Family $4,217
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,895
State Farm $2,167
Travelers $7,302
USAA $2,500

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Cheapest Gilmore City, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gilmore City, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gilmore City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,081 $3,232
American Family $3,037 $3,108
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,169 $2,169
State Farm $2,115 $2,219
Travelers $5,611 $5,611
USAA $1,806 $1,943

The Best Cheap Car Insurance Companies in Gilmore City, IA

Take a look at a side-by-side comparison of the top car insurance companies in Gilmore City, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gilmore City, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,073
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,169
State Farm $2,167
Travelers $5,611
USAA $1,874

Category Winners: Cheapest Car Insurance in Gilmore City, Iowa

Find the cheapest car insurance companies in Gilmore City, IA for each category right here.

Best Annual Car Insurance Rates by Company in Gilmore City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Gilmore City, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gilmore City car insurance rates. Find the cheapest Gilmore City, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gilmore City, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,086 $3,243 $2,888
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,039 $2,178 $2,291
State Farm $2,060 $2,180 $2,262
Travelers $5,271 $5,696 $5,865
USAA $1,780 $1,880 $1,963

What affects car insurance rates in Gilmore City, Iowa?

What factors can have an impact on Gilmore City, IA car insurance? There are several reasons why Gilmore City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gilmore City, Iowa.

Commute Time in Gilmore City

The more time you spend in your car the higher the risk of an accident. The average commute length in Gilmore City, IA is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gilmore City, IA

Ready to find affordable Gilmore City, Iowa car insurance today? Enter your ZIP code for fast, free Gilmore City, IA car insurance quotes.

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