Compare Girardville, PA Car Insurance Rates (2021)

Car insurance in Girardville, PA averages $316 a month. Girardville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Girardville car insurance rates, compare quotes from the top car insurance companies in Girardville, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Girardville, PA are $3,789/year
  • The cheapest car insurance company in Girardville for teen drivers is USAA
  • Average car insurance rates in Girardville, PA after a DUI are $4,137/year

If you need to buy Girardville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Girardville, PA is right here.

You’ll find Girardville car insurance rates, the cheapest Girardville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Girardville, Pennsylvania car insurance rates to Scranton car insurance rates, Erie car insurance rates, and Reading car insurance rates.

Ready to find affordable Girardville, PA car insurance today? Enter your ZIP code for fast, free Girardville car insurance quotes.

Cheapest Girardville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Girardville, PA car insurance rates? Every Girardville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Girardville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,254 $2,254 $2,081 $2,081 $7,398 $7,398 $2,476 $2,476
GEICO $1,939 $1,678 $1,836 $1,590 $4,853 $4,210 $1,947 $1,686
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,829 $1,829 $1,730 $1,730 $5,109 $5,109 $2,048 $2,048
Progressive $2,836 $2,836 $2,533 $2,533 $9,239 $9,239 $3,620 $3,620
State Farm $1,547 $1,547 $1,367 $1,367 $5,553 $5,553 $1,707 $1,707
Travelers $1,542 $1,542 $1,668 $1,668 $22,694 $22,694 $1,846 $1,846
USAA $1,109 $1,109 $1,003 $1,003 $3,365 $3,365 $1,466 $1,466

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Minimum Car Insurance in Girardville, PA

Every driver must carry the minimum car insurance in Girardville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Girardville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Girardville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Girardville, PA. Compare credit history car insurance rates in Girardville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Girardville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,556 $3,379 $2,722
GEICO $3,702 $2,087 $1,614
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,147 $2,584 $2,307
Progressive $6,028 $4,237 $3,405
State Farm $3,619 $2,242 $1,770
Travelers $7,550 $6,821 $6,442
USAA $2,162 $1,613 $1,431

Cheapest Girardville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Girardville, PA to rates for a clean record with top companies.

Annual Girardville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,000 $3,403 $3,403
GEICO $1,816 $3,114 $2,430 $2,510
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,931 $2,584 $3,610 $2,592
Progressive $4,122 $5,716 $4,251 $4,138
State Farm $2,325 $2,762 $2,544 $2,544
Travelers $4,908 $6,997 $8,847 $6,997
USAA $1,397 $1,930 $2,055 $1,560

Cheapest Girardville, PA Car Insurance for Teen Drivers

Teen car insurance in Girardville, PA can be expensive. Take a look at rates from the top car insurance companies in Girardville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Girardville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,398 $7,398
GEICO $4,853 $4,210
Liberty Mutual $11,166 $11,166
Nationwide $5,109 $5,109
Progressive $9,239 $9,239
State Farm $5,553 $5,553
Travelers $22,694 $22,694
USAA $3,365 $3,365

Cheapest Girardville, PA Car Insurance for Seniors

Take a look at Girardville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Girardville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,081
GEICO $1,836 $1,590
Liberty Mutual $3,502 $3,502
Nationwide $1,730 $1,730
Progressive $2,533 $2,533
State Farm $1,367 $1,367
Travelers $1,668 $1,668
USAA $1,003 $1,003

Cheapest Girardville, PA Car Insurance Rates After a DUI

A DUI in Girardville, PA increases car insurance rates. Compare Girardville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Girardville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,403
GEICO $2,430
Liberty Mutual $5,960
Nationwide $3,610
Progressive $4,251
State Farm $2,544
Travelers $8,847
USAA $2,055

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Cheapest Girardville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Girardville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Girardville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $3,623
GEICO $2,428 $2,508
Liberty Mutual $5,686 $5,985
Nationwide $2,679 $2,679
Progressive $4,557 $4,557
State Farm $2,469 $2,618
Travelers $6,937 $6,937
USAA $1,686 $1,785

The Best Cheap Car Insurance Companies in Girardville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Girardville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Girardville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,552
GEICO $2,468
Liberty Mutual $5,836
Nationwide $2,679
Progressive $4,557
State Farm $2,544
Travelers $6,937
USAA $1,736

Category Winners: Cheapest Car Insurance in Girardville, Pennsylvania

Find the cheapest car insurance companies in Girardville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Girardville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Girardville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Girardville car insurance rates. Find the cheapest Girardville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Girardville, Pennsylvania

Insurance Company Low Medium High
Allstate $3,387 $3,574 $3,696
GEICO $2,239 $2,492 $2,672
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,699 $2,711 $2,627
Progressive $4,116 $4,587 $4,968
State Farm $2,386 $2,575 $2,669
Travelers $6,945 $6,947 $6,920
USAA $1,609 $1,752 $1,846

What affects car insurance rates in Girardville, Pennsylvania?

What factors can have an impact on Girardville, PA car insurance? There are several reasons why Girardville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Girardville, Pennsylvania.

Commute Time in Girardville

The more time you spend in your car the higher the risk of an accident. The average commute length in Girardville, PA is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Girardville, PA

Ready to find affordable Girardville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Girardville, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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