Compare Girdler, KY Car Insurance Rates (2021)

Car insurance in Girdler, KY averages $476 a month. Girdler, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Girdler car insurance rates, compare quotes from the top car insurance companies in Girdler, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Girdler for teen drivers is USAA
  • Average car insurance rates in Girdler, KY after a DUI are $6,866/year
  • The cheapest car insurance company in Girdler is USAA

If you need to buy Girdler, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Girdler, KY is right here.

You’ll find Girdler car insurance rates, the cheapest Girdler, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Girdler, Kentucky car insurance rates to Independence car insurance rates, Bowling Green car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Girdler, KY car insurance today? Enter your ZIP code for fast, free Girdler car insurance quotes.

Cheapest Girdler, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Girdler, KY car insurance rates? Every Girdler, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Girdler, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,910 $3,166 $2,509 $2,811 $10,773 $11,903 $3,023 $3,119
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,704 $2,557 $2,446 $2,450 $13,595 $15,404 $3,355 $3,394
State Farm $2,074 $2,074 $1,847 $1,847 $5,693 $7,223 $2,300 $2,537
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

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Minimum Car Insurance in Girdler, KY

Every driver must carry the minimum car insurance in Girdler, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Girdler, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Girdler, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Girdler, KY. Compare credit history car insurance rates in Girdler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Girdler, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,200 $4,398 $3,481
Nationwide $7,021 $5,495 $4,763
Progressive $6,401 $5,595 $5,218
State Farm $4,585 $2,805 $2,209
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

Cheapest Girdler, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Girdler, KY to rates for a clean record with top companies.

Annual Girdler, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,208 $6,431 $5,005 $4,463
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,734 $7,070 $5,395 $5,754
State Farm $2,952 $3,447 $3,200 $3,200
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheapest Girdler, KY Car Insurance for Teen Drivers

Teen car insurance in Girdler, KY can be expensive. Take a look at rates from the top car insurance companies in Girdler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Girdler, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $10,773 $11,903
Nationwide $9,302 $11,583
Progressive $13,595 $15,404
State Farm $5,693 $7,223
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheapest Girdler, KY Car Insurance for Seniors

Take a look at Girdler, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Girdler, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,509 $2,811
Nationwide $3,677 $3,839
Progressive $2,446 $2,450
State Farm $1,847 $1,847
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheapest Girdler, KY Car Insurance Rates After a DUI

A DUI in Girdler, KY increases car insurance rates. Compare Girdler, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Girdler, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,005
Nationwide $7,562
Progressive $5,395
State Farm $3,200
Travelers $9,692
USAA $3,884

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Cheapest Girdler, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Girdler, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Girdler, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,027 $5,027
Nationwide $5,760 $5,760
Progressive $5,738 $5,738
State Farm $3,122 $3,277
Travelers $7,432 $7,432
USAA $2,925 $3,150

The Best Cheap Car Insurance Companies in Girdler, KY

Take a look at a side-by-side comparison of the top car insurance companies in Girdler, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Girdler, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,027
Nationwide $5,760
Progressive $5,738
State Farm $3,200
Travelers $7,432
USAA $3,037

Category Winners: Cheapest Car Insurance in Girdler, Kentucky

Find the cheapest car insurance companies in Girdler, KY for each category right here.

Best Annual Car Insurance Rates by Company in Girdler, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Girdler, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Girdler car insurance rates. Find the cheapest Girdler, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Girdler, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,738 $4,987 $5,354
Nationwide $5,806 $5,676 $5,797
Progressive $5,175 $5,622 $6,418
State Farm $2,973 $3,186 $3,440
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

Compare Car Insurance Quotes in Girdler, KY

Ready to find affordable Girdler, Kentucky car insurance today? Enter your ZIP code for fast, free Girdler, KY car insurance quotes.

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