Compare Girdwood, AK Car Insurance Rates (2021)

Car insurance in Girdwood, AK averages $241 a month. Girdwood, Alaska car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Girdwood car insurance rates, compare quotes from the top car insurance companies in Girdwood, AK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Girdwood for teen drivers is USAA
  • Average car insurance rates in Girdwood, AK after a DUI are $3,380/year
  • The cheapest car insurance company in Girdwood is USAA

If you need to buy Girdwood, Alaska car insurance, the options can be confusing. Everything you need to know about car insurance in Girdwood, AK is right here.

You’ll find Girdwood car insurance rates, the cheapest Girdwood, AK car insurance companies, and information on Alaska car insurance laws. You can also compare Girdwood, Alaska car insurance rates to Anchorage car insurance rates, Fairbanks car insurance rates, and Ketchikan car insurance rates.

Ready to find affordable Girdwood, AK car insurance today? Enter your ZIP code for fast, free Girdwood car insurance quotes.

Cheapest Girdwood, AK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Girdwood, AK car insurance rates? Every Girdwood, Alaska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Girdwood, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,924 $1,830 $1,830 $4,443 $5,798 $2,159 $2,362
GEICO $2,255 $2,184 $2,122 $2,019 $5,039 $6,425 $2,231 $2,388
Progressive $2,020 $1,784 $1,692 $1,733 $7,159 $7,989 $2,277 $2,259
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,391 $1,384 $1,308 $1,298 $4,534 $4,985 $1,990 $2,103

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Minimum Car Insurance in Girdwood, AK

Every driver must carry the minimum car insurance in Girdwood, AK. Take a look at the Alaska car insurance requirements.

Minimum Required Car Insurance Coverage in Girdwood, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Girdwood, AK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Girdwood, AK. Compare credit history car insurance rates in Girdwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Girdwood, Alaska

Insurance Company Poor Fair Good
Allstate $3,300 $2,615 $2,435
GEICO $3,502 $3,046 $2,700
Progressive $3,672 $3,287 $3,134
State Farm $3,982 $2,563 $2,063
USAA $3,224 $2,120 $1,778

Cheapest Girdwood, AK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Girdwood, AK to rates for a clean record with top companies.

Annual Girdwood, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,246 $3,127 $3,110 $2,651
GEICO $2,206 $3,258 $4,620 $2,246
Progressive $3,008 $3,860 $3,197 $3,391
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,868 $2,406 $3,104 $2,119

Cheapest Girdwood, AK Car Insurance for Teen Drivers

Teen car insurance in Girdwood, AK can be expensive. Take a look at rates from the top car insurance companies in Girdwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Girdwood, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,443 $5,798
GEICO $5,039 $6,425
Progressive $7,159 $7,989
State Farm $5,392 $7,032
USAA $4,534 $4,985

Cheapest Girdwood, AK Car Insurance for Seniors

Take a look at Girdwood, AK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Girdwood, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,830
GEICO $2,122 $2,019
Progressive $1,692 $1,733
State Farm $1,528 $1,528
USAA $1,308 $1,298

Cheapest Girdwood, AK Car Insurance Rates After a DUI

A DUI in Girdwood, AK increases car insurance rates. Compare Girdwood, Alaska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Girdwood, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,110
GEICO $4,620
Progressive $3,197
State Farm $2,869
USAA $3,104

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Cheapest Girdwood, AK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Girdwood, AK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Girdwood, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,728 $2,839
GEICO $3,043 $3,123
Progressive $3,364 $3,364
State Farm $2,789 $2,950
USAA $2,329 $2,419

The Best Cheap Car Insurance Companies in Girdwood, AK

Take a look at a side-by-side comparison of the top car insurance companies in Girdwood, AK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Girdwood, Alaska

Insurance Company Average Annual Rates
Allstate $2,783
GEICO $3,083
Progressive $3,364
State Farm $2,869
USAA $2,374

Category Winners: Cheapest Car Insurance in Girdwood, Alaska

Find the cheapest car insurance companies in Girdwood, AK for each category right here.

Best Annual Car Insurance Rates by Company in Girdwood, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Girdwood, AK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Girdwood car insurance rates. Find the cheapest Girdwood, AK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Girdwood, Alaska

Insurance Company Low Medium High
Allstate $2,721 $2,723 $2,906
GEICO $3,012 $3,029 $3,207
Progressive $3,286 $3,291 $3,516
State Farm $2,761 $2,821 $3,027
USAA $2,327 $2,346 $2,449

Compare Car Insurance Quotes in Girdwood, AK

Ready to find affordable Girdwood, Alaska car insurance today? Enter your ZIP code for fast, free Girdwood, AK car insurance quotes.

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Average Monthly Car Insurance Rates by State