Compare Gloucester Point, VA Car Insurance Rates (2021)

Car insurance in Gloucester Point, VA averages $186 a month. Gloucester Point, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gloucester Point car insurance rates, compare quotes from the top car insurance companies in Gloucester Point, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gloucester Point, VA are $2,235/year
  • The cheapest ZIP code in Gloucester Point is 23072
  • The cheapest car insurance company in Gloucester Point is USAA

If you need to buy Gloucester Point, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gloucester Point, VA is right here.

You’ll find Gloucester Point car insurance rates, the cheapest Gloucester Point, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Gloucester Point, Virginia car insurance rates to Roanoke car insurance rates, Richmond car insurance rates, and Hampton car insurance rates.

Ready to find affordable Gloucester Point, VA car insurance today? Enter your ZIP code for fast, free Gloucester Point car insurance quotes.

Cheapest Gloucester Point, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gloucester Point, VA car insurance rates? Every Gloucester Point, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gloucester Point, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,949 $1,841 $1,940 $1,940 $6,004 $6,882 $2,529 $2,531
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,362 $1,372 $1,210 $1,244 $3,198 $4,128 $1,500 $1,635
Progressive $1,126 $1,068 $1,021 $1,024 $5,155 $5,777 $1,358 $1,381
State Farm $1,455 $1,455 $1,321 $1,321 $4,475 $5,627 $1,647 $1,885
USAA $1,074 $1,059 $1,003 $1,012 $3,287 $3,910 $1,384 $1,524

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Minimum Car Insurance in Gloucester Point, VA

Every driver must carry the minimum car insurance in Gloucester Point, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gloucester Point, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gloucester Point, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gloucester Point, VA. Compare credit history car insurance rates in Gloucester Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gloucester Point, Virginia

Insurance Company Poor Fair Good
Allstate $3,903 $3,117 $2,586
GEICO $2,037 $1,732 $1,732
Nationwide $2,314 $1,862 $1,692
Progressive $2,492 $2,183 $2,041
State Farm $3,411 $2,114 $1,669
USAA $2,380 $1,624 $1,341

Cheapest Gloucester Point, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gloucester Point, VA to rates for a clean record with top companies.

Annual Gloucester Point, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,403 $3,828 $3,489 $3,088
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,702 $1,702 $2,491 $1,930
Progressive $1,913 $2,536 $2,281 $2,224
State Farm $2,184 $2,612 $2,398 $2,398
USAA $1,381 $1,791 $2,366 $1,588

Cheapest Gloucester Point, VA Car Insurance for Teen Drivers

Teen car insurance in Gloucester Point, VA can be expensive. Take a look at rates from the top car insurance companies in Gloucester Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gloucester Point, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,004 $6,882
GEICO $2,816 $3,756
Nationwide $3,198 $4,128
Progressive $5,155 $5,777
State Farm $4,475 $5,627
USAA $3,287 $3,910

Cheapest Gloucester Point, VA Car Insurance for Seniors

Take a look at Gloucester Point, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gloucester Point, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,940
GEICO $1,241 $1,241
Nationwide $1,210 $1,244
Progressive $1,021 $1,024
State Farm $1,321 $1,321
USAA $1,003 $1,012

Cheapest Gloucester Point, VA Car Insurance Rates After a DUI

A DUI in Gloucester Point, VA increases car insurance rates. Compare Gloucester Point, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gloucester Point, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,489
GEICO $2,734
Nationwide $2,491
Progressive $2,281
State Farm $2,398
USAA $2,366

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Cheapest Gloucester Point, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gloucester Point, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gloucester Point, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,103 $3,301
GEICO $1,800 $1,868
Nationwide $1,956 $1,956
Progressive $2,239 $2,239
State Farm $2,337 $2,459
USAA $1,716 $1,847

Cheapest Gloucester Point, VA Car Insurance Rates by ZIP Code

Gloucester Point car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gloucester Point, VA.

Annual Car Insurance Rates by ZIP Code in Gloucester Point, Virginia

ZIP Code Average Annual Rates
23062 $1,933
23072 $1,926

The Best Cheap Car Insurance Companies in Gloucester Point, VA

Take a look at a side-by-side comparison of the top car insurance companies in Gloucester Point, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gloucester Point, Virginia

Insurance Company Average Annual Rates
Allstate $3,202
GEICO $1,834
Nationwide $1,956
Progressive $2,239
State Farm $2,398
USAA $1,782

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Category Winners: Cheapest Car Insurance in Gloucester Point, Virginia

Find the cheapest car insurance companies in Gloucester Point, VA for each category right here.

Best Annual Car Insurance Rates by Company in Gloucester Point, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Gloucester Point, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gloucester Point car insurance rates. Find the cheapest Gloucester Point, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gloucester Point, Virginia

Insurance Company Low Medium High
Allstate $3,091 $3,203 $3,313
GEICO $1,758 $1,832 $1,912
Nationwide $2,043 $1,938 $1,887
Progressive $2,136 $2,213 $2,367
State Farm $2,238 $2,396 $2,562
USAA $1,706 $1,785 $1,854

What affects car insurance rates in Gloucester Point, Virginia?

What factors can have an impact on Gloucester Point, VA car insurance? There are several reasons why Gloucester Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gloucester Point, Virginia.

Commute Time in Gloucester Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Gloucester Point, VA is 26.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Gloucester Point, VA

Ready to find affordable Gloucester Point, Virginia car insurance today? Enter your ZIP code for fast, free Gloucester Point, VA car insurance quotes.

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