Compare Gloucester, VA Car Insurance Rates (2021)

Car insurance in Gloucester, VA averages $185 a month. Gloucester, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gloucester car insurance rates, compare quotes from the top car insurance companies in Gloucester, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gloucester for teen drivers is GEICO
  • The cheapest car insurance company in Gloucester is USAA
  • Average car insurance rates in Gloucester, VA after a DUI are $2,614/year

If you need to buy Gloucester, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gloucester, VA is right here.

You’ll find Gloucester car insurance rates, the cheapest Gloucester, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Gloucester, Virginia car insurance rates to Richmond car insurance rates, Chesapeake car insurance rates, and Alexandria car insurance rates.

Ready to find affordable Gloucester, VA car insurance today? Enter your ZIP code for fast, free Gloucester car insurance quotes.

Cheapest Gloucester, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gloucester, VA car insurance rates? Every Gloucester, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gloucester, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,949 $1,841 $1,940 $1,940 $6,004 $6,882 $2,529 $2,531
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,362 $1,372 $1,210 $1,244 $3,198 $4,128 $1,500 $1,635
Progressive $1,132 $1,075 $1,026 $1,029 $5,156 $5,785 $1,366 $1,392
State Farm $1,422 $1,422 $1,288 $1,288 $4,337 $5,455 $1,609 $1,841
USAA $1,070 $1,057 $997 $1,009 $3,250 $3,867 $1,381 $1,523

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Minimum Car Insurance in Gloucester, VA

Every driver must carry the minimum car insurance in Gloucester, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gloucester, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gloucester, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gloucester, VA. Compare credit history car insurance rates in Gloucester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gloucester, Virginia

Insurance Company Poor Fair Good
Allstate $3,903 $3,117 $2,586
GEICO $2,037 $1,732 $1,732
Nationwide $2,314 $1,862 $1,692
Progressive $2,502 $2,189 $2,045
State Farm $3,318 $2,056 $1,624
USAA $2,364 $1,612 $1,331

Cheapest Gloucester, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gloucester, VA to rates for a clean record with top companies.

Annual Gloucester, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,403 $3,828 $3,489 $3,088
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,702 $1,702 $2,491 $1,930
Progressive $1,921 $2,539 $2,288 $2,232
State Farm $2,127 $2,539 $2,333 $2,333
USAA $1,372 $1,778 $2,348 $1,579

Cheapest Gloucester, VA Car Insurance for Teen Drivers

Teen car insurance in Gloucester, VA can be expensive. Take a look at rates from the top car insurance companies in Gloucester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gloucester, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,004 $6,882
GEICO $2,816 $3,756
Nationwide $3,198 $4,128
Progressive $5,156 $5,785
State Farm $4,337 $5,455
USAA $3,250 $3,867

Cheapest Gloucester, VA Car Insurance for Seniors

Take a look at Gloucester, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gloucester, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,940
GEICO $1,241 $1,241
Nationwide $1,210 $1,244
Progressive $1,026 $1,029
State Farm $1,288 $1,288
USAA $997 $1,009

Cheapest Gloucester, VA Car Insurance Rates After a DUI

A DUI in Gloucester, VA increases car insurance rates. Compare Gloucester, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gloucester, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,489
GEICO $2,734
Nationwide $2,491
Progressive $2,288
State Farm $2,333
USAA $2,348

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Cheapest Gloucester, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gloucester, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gloucester, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,103 $3,301
GEICO $1,800 $1,868
Nationwide $1,956 $1,956
Progressive $2,245 $2,245
State Farm $2,274 $2,392
USAA $1,704 $1,834

The Best Cheap Car Insurance Companies in Gloucester, VA

Take a look at a side-by-side comparison of the top car insurance companies in Gloucester, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gloucester, Virginia

Insurance Company Average Annual Rates
Allstate $3,202
GEICO $1,834
Nationwide $1,956
Progressive $2,245
State Farm $2,333
USAA $1,769

Category Winners: Cheapest Car Insurance in Gloucester, Virginia

Find the cheapest car insurance companies in Gloucester, VA for each category right here.

Best Annual Car Insurance Rates by Company in Gloucester, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Gloucester, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gloucester car insurance rates. Find the cheapest Gloucester, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gloucester, Virginia

Insurance Company Low Medium High
Allstate $3,091 $3,203 $3,313
GEICO $1,758 $1,832 $1,912
Nationwide $2,043 $1,938 $1,887
Progressive $2,141 $2,219 $2,376
State Farm $2,180 $2,330 $2,488
USAA $1,694 $1,773 $1,841

What affects car insurance rates in Gloucester, Virginia?

What factors can have an impact on Gloucester, VA car insurance? There are several reasons why Gloucester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gloucester, Virginia.

Commute Time in Gloucester

The more time you spend in your car the higher the risk of an accident. The average commute length in Gloucester, VA is 38.3 minutes according to City-Data.

Traffic in Gloucester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Gloucester, VA traffic data from INRIX ranks Gloucester as the 582nd-most congested in the world.

Compare Car Insurance Quotes in Gloucester, VA

Ready to find affordable Gloucester, Virginia car insurance today? Enter your ZIP code for fast, free Gloucester, VA car insurance quotes.

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