Compare Gold Hill, NC Car Insurance Rates (2021)

Car insurance in Gold Hill, NC averages $292 a month. Gold Hill, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Gold Hill car insurance rates, compare quotes from the top car insurance companies in Gold Hill, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gold Hill, NC after a DUI are $6,603/year
  • Average car insurance rates in Gold Hill, NC are $3,500/year
  • The cheapest car insurance company in Gold Hill for teen drivers is Liberty Mutual

If you need to buy Gold Hill, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Gold Hill, NC is right here.

You’ll find Gold Hill car insurance rates, the cheapest Gold Hill, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Gold Hill, North Carolina car insurance rates to Winston-Salem car insurance rates, Raleigh car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Gold Hill, NC car insurance today? Enter your ZIP code for fast, free Gold Hill car insurance quotes.

Cheapest Gold Hill, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gold Hill, NC car insurance rates? Every Gold Hill, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gold Hill, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,629 $5,629 $4,615 $4,615 $13,670 $13,670 $5,741 $5,741
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,913 $1,913 $1,759 $1,759 $4,410 $4,410 $2,113 $2,113
State Farm $2,552 $2,552 $2,208 $2,208 $3,772 $3,772 $3,153 $3,153
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

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Minimum Car Insurance in Gold Hill, NC

Every driver must carry the minimum car insurance in Gold Hill, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Gold Hill, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gold Hill, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gold Hill, NC. Compare credit history car insurance rates in Gold Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gold Hill, North Carolina

Insurance Company Poor Fair Good
Allstate $10,024 $6,509 $5,708
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,847 $2,487 $2,312
State Farm $4,100 $2,624 $2,040
Travelers $3,532 $3,179 $3,102

Cheapest Gold Hill, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gold Hill, NC to rates for a clean record with top companies.

Annual Gold Hill, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,030 $7,062 $13,128 $5,436
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,214 $1,766 $5,506 $1,709
State Farm $1,560 $2,253 $5,620 $2,253
Travelers $1,869 $2,585 $6,138 $2,491

Cheapest Gold Hill, NC Car Insurance for Teen Drivers

Teen car insurance in Gold Hill, NC can be expensive. Take a look at rates from the top car insurance companies in Gold Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gold Hill, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,670 $13,670
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,410 $4,410
State Farm $3,772 $3,772
Travelers $4,722 $4,722

Cheapest Gold Hill, NC Car Insurance for Seniors

Take a look at Gold Hill, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gold Hill, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,615 $4,615
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,759 $1,759
State Farm $2,208 $2,208
Travelers $2,748 $2,748

Cheapest Gold Hill, NC Car Insurance Rates After a DUI

A DUI in Gold Hill, NC increases car insurance rates. Compare Gold Hill, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gold Hill, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,128
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,506
State Farm $5,620
Travelers $6,138

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Cheapest Gold Hill, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gold Hill, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gold Hill, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,414 $7,414
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,549 $2,549
State Farm $2,911 $2,932
Travelers $3,271 $3,271

The Best Cheap Car Insurance Companies in Gold Hill, NC

Take a look at a side-by-side comparison of the top car insurance companies in Gold Hill, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gold Hill, North Carolina

Insurance Company Average Annual Rates
Allstate $7,414
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,549
State Farm $2,921
Travelers $3,271

Category Winners: Cheapest Car Insurance in Gold Hill, North Carolina

Find the cheapest car insurance companies in Gold Hill, NC for each category right here.

Best Annual Car Insurance Rates by Company in Gold Hill, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Gold Hill, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gold Hill car insurance rates. Find the cheapest Gold Hill, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gold Hill, North Carolina

Insurance Company Low Medium High
Allstate $7,133 $7,386 $7,722
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,408 $2,534 $2,704
State Farm $2,794 $2,906 $3,064
Travelers $3,122 $3,253 $3,438

Compare Car Insurance Quotes in Gold Hill, NC

Ready to find affordable Gold Hill, North Carolina car insurance today? Enter your ZIP code for fast, free Gold Hill, NC car insurance quotes.

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