Compare Golden Valley, AZ Car Insurance Rates (2021)

Car insurance in Golden Valley, AZ averages $255 a month. Golden Valley, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Golden Valley car insurance rates, compare quotes from the top car insurance companies in Golden Valley, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Golden Valley, AZ after a DUI are $3,588/year
  • The cheapest car insurance company in Golden Valley is GEICO
  • The cheapest car insurance company in Golden Valley for teen drivers is GEICO

If you need to buy Golden Valley, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Golden Valley, AZ is right here.

You’ll find Golden Valley car insurance rates, the cheapest Golden Valley, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Golden Valley, Arizona car insurance rates to Gilbert car insurance rates, Peoria car insurance rates, and Tempe car insurance rates.

Ready to find affordable Golden Valley, AZ car insurance today? Enter your ZIP code for fast, free Golden Valley car insurance quotes.

Cheapest Golden Valley, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Golden Valley, AZ car insurance rates? Every Golden Valley, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Golden Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,695 $2,695 $2,631 $2,631 $6,029 $7,869 $3,038 $3,315
American Family $2,116 $2,116 $1,948 $1,948 $5,561 $7,235 $2,116 $2,482
Farmers $2,212 $2,218 $1,963 $2,088 $9,598 $9,994 $2,507 $2,603
GEICO $1,260 $1,404 $1,070 $1,351 $3,534 $3,728 $1,149 $1,134
Nationwide $1,683 $1,710 $1,518 $1,598 $4,037 $5,122 $1,931 $2,074
Progressive $1,596 $1,399 $1,440 $1,368 $6,495 $7,244 $1,711 $1,700
State Farm $2,265 $2,265 $1,992 $1,992 $7,092 $8,896 $2,440 $3,096
Travelers $1,507 $1,581 $1,402 $1,485 $4,314 $5,383 $1,590 $1,668
USAA $1,675 $1,678 $1,564 $1,582 $6,251 $7,126 $2,204 $2,353

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Minimum Car Insurance in Golden Valley, AZ

Every driver must carry the minimum car insurance in Golden Valley, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Golden Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Golden Valley, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Golden Valley, AZ. Compare credit history car insurance rates in Golden Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Golden Valley, Arizona

Insurance Company Poor Fair Good
Allstate $4,955 $3,524 $3,109
American Family $4,000 $2,988 $2,582
Farmers $4,723 $3,956 $3,764
GEICO $2,504 $1,651 $1,332
Nationwide $2,937 $2,362 $2,077
Progressive $3,198 $2,796 $2,614
State Farm $6,914 $2,675 $1,675
Travelers $2,875 $2,350 $1,874
USAA $4,009 $2,810 $2,343

Cheapest Golden Valley, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Golden Valley, AZ to rates for a clean record with top companies.

Annual Golden Valley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $3,894 $4,450 $4,009
American Family $2,243 $3,596 $4,318 $2,604
Farmers $3,506 $4,519 $4,410 $4,156
GEICO $1,425 $1,914 $2,550 $1,425
Nationwide $2,101 $2,203 $3,198 $2,334
Progressive $2,537 $3,327 $2,675 $2,938
State Farm $3,412 $4,098 $3,755 $3,755
Travelers $1,902 $2,466 $2,734 $2,364
USAA $2,221 $3,182 $4,200 $2,613

Cheapest Golden Valley, AZ Car Insurance for Teen Drivers

Teen car insurance in Golden Valley, AZ can be expensive. Take a look at rates from the top car insurance companies in Golden Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Golden Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,029 $7,869
American Family $5,561 $7,235
Farmers $9,598 $9,994
GEICO $3,534 $3,728
Nationwide $4,037 $5,122
Progressive $6,495 $7,244
State Farm $7,092 $8,896
Travelers $4,314 $5,383
USAA $6,251 $7,126

Cheapest Golden Valley, AZ Car Insurance for Seniors

Take a look at Golden Valley, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Golden Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,631 $2,631
American Family $1,948 $1,948
Farmers $1,963 $2,088
GEICO $1,070 $1,351
Nationwide $1,518 $1,598
Progressive $1,440 $1,368
State Farm $1,992 $1,992
Travelers $1,402 $1,485
USAA $1,564 $1,582

Cheapest Golden Valley, AZ Car Insurance Rates After a DUI

A DUI in Golden Valley, AZ increases car insurance rates. Compare Golden Valley, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Golden Valley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,450
American Family $4,318
Farmers $4,410
GEICO $2,550
Nationwide $3,198
Progressive $2,675
State Farm $3,755
Travelers $2,734
USAA $4,200

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Cheapest Golden Valley, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Golden Valley, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Golden Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,863 $3,863
American Family $3,160 $3,220
Farmers $4,148 $4,148
GEICO $1,798 $1,859
Nationwide $2,459 $2,459
Progressive $2,869 $2,869
State Farm $3,661 $3,849
Travelers $2,366 $2,366
USAA $3,021 $3,087

The Best Cheap Car Insurance Companies in Golden Valley, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Golden Valley, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Golden Valley, Arizona

Insurance Company Average Annual Rates
Allstate $3,863
American Family $3,190
Farmers $4,148
GEICO $1,829
Nationwide $2,459
Progressive $2,869
State Farm $3,755
Travelers $2,366
USAA $3,054

Category Winners: Cheapest Car Insurance in Golden Valley, Arizona

Find the cheapest car insurance companies in Golden Valley, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Golden Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Golden Valley, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Golden Valley car insurance rates. Find the cheapest Golden Valley, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Golden Valley, Arizona

Insurance Company Low Medium High
Allstate $3,652 $3,878 $4,058
American Family $3,053 $3,291 $3,226
Farmers $3,504 $4,191 $4,749
GEICO $1,542 $1,852 $2,092
Nationwide $2,364 $2,484 $2,530
Progressive $2,532 $2,921 $3,155
State Farm $3,387 $3,823 $4,055
Travelers $2,135 $2,400 $2,563
USAA $2,790 $3,101 $3,272

What affects car insurance rates in Golden Valley, Arizona?

What factors can have an impact on Golden Valley, AZ car insurance? There are several reasons why Golden Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Golden Valley, Arizona.

Commute Time in Golden Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Golden Valley, AZ is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Golden Valley, AZ

Ready to find affordable Golden Valley, Arizona car insurance today? Enter your ZIP code for fast, free Golden Valley, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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