Compare Goleta, CA Car Insurance Rates (2021)

Car insurance in Goleta, CA averages $253 a month. Goleta, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Goleta car insurance rates, compare quotes from the top car insurance companies in Goleta, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Goleta for teen drivers is USAA
  • The cheapest car insurance company in Goleta is Progressive
  • Average car insurance rates in Goleta, CA after a DUI are $4,262/year

If you need to buy Goleta, California car insurance, the options can be confusing. Everything you need to know about car insurance in Goleta, CA is right here.

You’ll find Goleta car insurance rates, the cheapest Goleta, CA car insurance companies, and information on California car insurance laws. You can also compare Goleta, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Goleta, CA car insurance today? Enter your ZIP code for fast, free Goleta car insurance quotes.

Cheapest Goleta, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Goleta, CA car insurance rates? Every Goleta, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goleta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,594 $2,589 $1,902 $1,911 $7,241 $9,088 $3,292 $3,588
Farmers $1,962 $1,962 $1,787 $1,787 $6,241 $10,136 $2,326 $2,593
GEICO $1,526 $1,527 $1,435 $1,435 $4,642 $4,714 $2,191 $2,236
Liberty Mutual $1,912 $1,803 $1,787 $1,729 $4,125 $4,419 $2,143 $2,172
Nationwide $2,593 $2,474 $2,283 $2,151 $6,601 $7,279 $3,093 $3,048
Progressive $1,526 $1,570 $1,299 $1,539 $4,064 $4,889 $2,188 $2,350
State Farm $2,565 $2,565 $2,293 $2,293 $4,737 $5,877 $2,840 $2,928
Travelers $2,145 $2,076 $1,906 $1,887 $4,414 $5,027 $2,779 $2,715
USAA $1,745 $1,653 $1,703 $1,709 $3,965 $3,994 $2,416 $2,282

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Minimum Car Insurance in Goleta, CA

Every driver must carry the minimum car insurance in Goleta, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Goleta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Goleta, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Goleta, CA to rates for a clean record with top companies.

Annual Goleta, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,437 $4,073 $6,404 $3,188
Farmers $2,666 $3,627 $4,506 $3,597
GEICO $1,722 $2,661 $3,335 $2,136
Liberty Mutual $2,180 $2,919 $2,637 $2,310
Nationwide $2,581 $3,306 $5,569 $3,306
Progressive $1,595 $2,703 $3,120 $2,295
State Farm $2,329 $2,777 $5,241 $2,702
Travelers $1,927 $3,118 $3,610 $2,819
USAA $1,619 $2,409 $3,933 $1,773

Cheapest Goleta, CA Car Insurance for Teen Drivers

Teen car insurance in Goleta, CA can be expensive. Take a look at rates from the top car insurance companies in Goleta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Goleta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,088
Farmers $6,241 $10,136
GEICO $4,642 $4,714
Liberty Mutual $4,125 $4,419
Nationwide $6,601 $7,279
Progressive $4,064 $4,889
State Farm $4,737 $5,877
Travelers $4,414 $5,027
USAA $3,965 $3,994

Cheapest Goleta, CA Car Insurance for Seniors

Take a look at Goleta, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Goleta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,911
Farmers $1,787 $1,787
GEICO $1,435 $1,435
Liberty Mutual $1,787 $1,729
Nationwide $2,283 $2,151
Progressive $1,299 $1,539
State Farm $2,293 $2,293
Travelers $1,906 $1,887
USAA $1,703 $1,709

Cheapest Goleta, CA Car Insurance Rates After a DUI

A DUI in Goleta, CA increases car insurance rates. Compare Goleta, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Goleta, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,404
Farmers $4,506
GEICO $3,335
Liberty Mutual $2,637
Nationwide $5,569
Progressive $3,120
State Farm $5,241
Travelers $3,610
USAA $3,933

Cheapest Goleta, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Goleta, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Goleta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,630 $4,421
Farmers $3,265 $3,933
GEICO $2,238 $2,689
Liberty Mutual $2,306 $2,716
Nationwide $3,262 $4,119
Progressive $2,202 $2,654
State Farm $3,143 $3,381
Travelers $2,587 $3,151
USAA $2,244 $2,623

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The Best Cheap Car Insurance Companies in Goleta, CA

Take a look at a side-by-side comparison of the top car insurance companies in Goleta, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Goleta, California

Insurance Company Average Annual Rates
Allstate $4,026
Farmers $3,599
GEICO $2,463
Liberty Mutual $2,511
Nationwide $3,690
Progressive $2,428
State Farm $3,262
Travelers $2,869
USAA $2,434

Category Winners: Cheapest Car Insurance in Goleta, California

Find the cheapest car insurance companies in Goleta, CA for each category right here.

Best Annual Car Insurance Rates by Company in Goleta, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Goleta, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Goleta car insurance rates. Find the cheapest Goleta, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Goleta, California

Insurance Company Low Medium High
Allstate $3,796 $4,063 $4,218
Farmers $3,321 $3,630 $3,846
GEICO $2,219 $2,494 $2,677
Liberty Mutual $2,328 $2,534 $2,671
Nationwide $3,299 $3,758 $4,013
Progressive $2,178 $2,505 $2,602
State Farm $2,933 $3,319 $3,534
Travelers $2,495 $2,948 $3,163
USAA $2,215 $2,479 $2,606

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What affects car insurance rates in Goleta, California?

What factors can have an impact on Goleta, CA car insurance? There are several reasons why Goleta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Goleta, California.

Car Theft in Goleta

High levels of vehicle theft can make car insurance more expensive. Goleta, CA car theft statistics from the FBI indicate 44 vehicle thefts a year.

Commute Time in Goleta

The more time you spend in your car the higher the risk of an accident. The average commute length in Goleta, CA is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Goleta, CA

Ready to find affordable Goleta, California car insurance today? Enter your ZIP code for fast, free Goleta, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State