Compare Gonzales, TX Car Insurance Rates (2021)

Car insurance in Gonzales, TX averages $324 a month. Gonzales, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Gonzales car insurance rates, compare quotes from the top car insurance companies in Gonzales, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gonzales is USAA
  • Average car insurance rates in Gonzales, TX after a DUI are $4,433/year
  • The cheapest car insurance company in Gonzales for teen drivers is USAA

If you need to buy Gonzales, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Gonzales, TX is right here.

You’ll find Gonzales car insurance rates, the cheapest Gonzales, TX car insurance companies, and information on Texas car insurance laws. You can also compare Gonzales, Texas car insurance rates to Fort Worth car insurance rates, Corpus Christi car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Gonzales, TX car insurance today? Enter your ZIP code for fast, free Gonzales car insurance quotes.

Cheapest Gonzales, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gonzales, TX car insurance rates? Every Gonzales, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gonzales, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,688 $2,994 $2,514 $2,882 $7,148 $9,352 $3,866 $4,405
GEICO $2,320 $2,501 $2,240 $2,531 $5,019 $5,241 $2,506 $2,507
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,591 $2,454 $2,309 $2,352 $11,037 $12,306 $3,069 $3,106
State Farm $1,980 $1,980 $1,756 $1,756 $4,646 $5,904 $2,146 $2,216
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

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Minimum Car Insurance in Gonzales, TX

Every driver must carry the minimum car insurance in Gonzales, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Gonzales, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gonzales, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gonzales, TX. Compare credit history car insurance rates in Gonzales from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gonzales, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,150 $3,893 $3,399
GEICO $4,791 $2,717 $1,816
Nationwide $5,445 $4,354 $3,775
Progressive $5,510 $4,773 $4,427
State Farm $3,966 $2,465 $1,963
USAA $3,430 $1,976 $1,589

Cheapest Gonzales, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gonzales, TX to rates for a clean record with top companies.

Annual Gonzales, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,082 $5,201 $4,559 $4,082
GEICO $2,641 $3,479 $2,914 $3,398
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,271 $5,544 $4,989 $4,809
State Farm $2,497 $2,850 $3,349 $2,497
USAA $1,742 $2,563 $3,023 $1,998

Cheapest Gonzales, TX Car Insurance for Teen Drivers

Teen car insurance in Gonzales, TX can be expensive. Take a look at rates from the top car insurance companies in Gonzales for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gonzales, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,148 $9,352
GEICO $5,019 $5,241
Nationwide $8,062 $10,372
Progressive $11,037 $12,306
State Farm $4,646 $5,904
USAA $4,161 $4,540

Cheapest Gonzales, TX Car Insurance for Seniors

Take a look at Gonzales, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gonzales, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,514 $2,882
GEICO $2,240 $2,531
Nationwide $2,491 $2,642
Progressive $2,309 $2,352
State Farm $1,756 $1,756
USAA $1,422 $1,414

Cheapest Gonzales, TX Car Insurance Rates After a DUI

A DUI in Gonzales, TX increases car insurance rates. Compare Gonzales, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gonzales, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,367
American Family $4,559
GEICO $2,914
Nationwide $5,831
Progressive $4,989
State Farm $3,349
USAA $3,023

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Cheapest Gonzales, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gonzales, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gonzales, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,481 $4,481
GEICO $3,049 $3,167
Nationwide $4,525 $4,525
Progressive $4,903 $4,903
State Farm $2,798 $2,798
USAA $2,302 $2,361

The Best Cheap Car Insurance Companies in Gonzales, TX

Take a look at a side-by-side comparison of the top car insurance companies in Gonzales, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gonzales, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,481
GEICO $3,108
Nationwide $4,525
Progressive $4,903
State Farm $2,798
USAA $2,332

Category Winners: Cheapest Car Insurance in Gonzales, Texas

Find the cheapest car insurance companies in Gonzales, TX for each category right here.

Best Annual Car Insurance Rates by Company in Gonzales, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Gonzales, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gonzales car insurance rates. Find the cheapest Gonzales, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gonzales, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,165 $4,310 $4,967
GEICO $2,946 $3,066 $3,312
Nationwide $4,884 $4,329 $4,361
Progressive $4,659 $4,879 $5,171
State Farm $2,661 $2,789 $2,943
USAA $2,257 $2,323 $2,415

What affects car insurance rates in Gonzales, Texas?

What factors can have an impact on Gonzales, TX car insurance? There are several reasons why Gonzales car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gonzales, Texas.

Car Theft in Gonzales

High levels of vehicle theft can make car insurance more expensive. Gonzales, TX car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Gonzales

The more time you spend in your car the higher the risk of an accident. The average commute length in Gonzales, TX is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Gonzales, TX

Ready to find affordable Gonzales, Texas car insurance today? Enter your ZIP code for fast, free Gonzales, TX car insurance quotes.

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