Compare Goochland, VA Car Insurance Rates (2021)

Car insurance in Goochland, VA averages $213 a month. Goochland, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Goochland car insurance rates, compare quotes from the top car insurance companies in Goochland, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Goochland is USAA
  • Average car insurance rates in Goochland, VA after a DUI are $3,008/year
  • Average car insurance rates in Goochland, VA are $2,558/year

If you need to buy Goochland, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Goochland, VA is right here.

You’ll find Goochland car insurance rates, the cheapest Goochland, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Goochland, Virginia car insurance rates to Alexandria car insurance rates, Richmond car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable Goochland, VA car insurance today? Enter your ZIP code for fast, free Goochland car insurance quotes.

Cheapest Goochland, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Goochland, VA car insurance rates? Every Goochland, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goochland, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,979 $2,085 $2,085 $6,526 $7,490 $2,724 $2,725
GEICO $1,551 $1,551 $1,475 $1,475 $3,248 $4,327 $1,798 $1,782
Nationwide $1,531 $1,539 $1,357 $1,393 $3,705 $4,771 $1,692 $1,840
Progressive $1,490 $1,412 $1,338 $1,345 $6,814 $7,660 $1,806 $1,843
State Farm $1,589 $1,589 $1,434 $1,434 $4,809 $6,042 $1,797 $2,066
USAA $1,180 $1,167 $1,093 $1,111 $3,550 $4,234 $1,528 $1,689

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Minimum Car Insurance in Goochland, VA

Every driver must carry the minimum car insurance in Goochland, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Goochland, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Goochland, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Goochland, VA. Compare credit history car insurance rates in Goochland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Goochland, Virginia

Insurance Company Poor Fair Good
Allstate $4,220 $3,378 $2,793
GEICO $2,389 $2,032 $2,032
Nationwide $2,638 $2,121 $1,927
Progressive $3,313 $2,886 $2,691
State Farm $3,693 $2,287 $1,806
USAA $2,605 $1,770 $1,458

Cheapest Goochland, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Goochland, VA to rates for a clean record with top companies.

Annual Goochland, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,593 $4,137 $3,786 $3,339
GEICO $1,630 $2,120 $3,224 $1,630
Nationwide $1,937 $1,937 $2,842 $2,199
Progressive $2,532 $3,351 $3,022 $2,949
State Farm $2,369 $2,822 $2,595 $2,595
USAA $1,509 $1,950 $2,581 $1,736

Cheapest Goochland, VA Car Insurance for Teen Drivers

Teen car insurance in Goochland, VA can be expensive. Take a look at rates from the top car insurance companies in Goochland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Goochland, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,526 $7,490
GEICO $3,248 $4,327
Nationwide $3,705 $4,771
Progressive $6,814 $7,660
State Farm $4,809 $6,042
USAA $3,550 $4,234

Cheapest Goochland, VA Car Insurance for Seniors

Take a look at Goochland, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Goochland, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,085 $2,085
GEICO $1,475 $1,475
Nationwide $1,357 $1,393
Progressive $1,338 $1,345
State Farm $1,434 $1,434
USAA $1,093 $1,111

Cheapest Goochland, VA Car Insurance Rates After a DUI

A DUI in Goochland, VA increases car insurance rates. Compare Goochland, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Goochland, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,786
GEICO $3,224
Nationwide $2,842
Progressive $3,022
State Farm $2,595
USAA $2,581

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Cheapest Goochland, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Goochland, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Goochland, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,358 $3,570
GEICO $2,110 $2,191
Nationwide $2,229 $2,229
Progressive $2,963 $2,963
State Farm $2,531 $2,659
USAA $1,872 $2,016

The Best Cheap Car Insurance Companies in Goochland, VA

Take a look at a side-by-side comparison of the top car insurance companies in Goochland, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Goochland, Virginia

Insurance Company Average Annual Rates
Allstate $3,464
GEICO $2,151
Nationwide $2,229
Progressive $2,963
State Farm $2,595
USAA $1,944

Category Winners: Cheapest Car Insurance in Goochland, Virginia

Find the cheapest car insurance companies in Goochland, VA for each category right here.

Best Annual Car Insurance Rates by Company in Goochland, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Goochland, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Goochland car insurance rates. Find the cheapest Goochland, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Goochland, Virginia

Insurance Company Low Medium High
Allstate $3,356 $3,464 $3,572
GEICO $2,055 $2,148 $2,250
Nationwide $2,333 $2,208 $2,145
Progressive $2,825 $2,928 $3,137
State Farm $2,442 $2,592 $2,752
USAA $1,864 $1,948 $2,021

What affects car insurance rates in Goochland, Virginia?

What factors can have an impact on Goochland, VA car insurance? There are several reasons why Goochland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Goochland, Virginia.

Commute Time in Goochland

The more time you spend in your car the higher the risk of an accident. The average commute length in Goochland, VA is 32.8 minutes according to City-Data.

Compare Car Insurance Quotes in Goochland, VA

Ready to find affordable Goochland, Virginia car insurance today? Enter your ZIP code for fast, free Goochland, VA car insurance quotes.

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