Compare Goodwater, AL Car Insurance Rates (2021)

Car insurance in Goodwater, AL averages $291 a month. Goodwater, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Goodwater car insurance rates, compare quotes from the top car insurance companies in Goodwater, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Goodwater is USAA
  • The cheapest car insurance company in Goodwater for teen drivers is USAA
  • Average car insurance rates in Goodwater, AL after a DUI are $3,994/year

If you need to buy Goodwater, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Goodwater, AL is right here.

You’ll find Goodwater car insurance rates, the cheapest Goodwater, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Goodwater, Alabama car insurance rates to Montgomery car insurance rates, Decatur car insurance rates, and Hoover car insurance rates.

Ready to find affordable Goodwater, AL car insurance today? Enter your ZIP code for fast, free Goodwater car insurance quotes.

Cheapest Goodwater, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Goodwater, AL car insurance rates? Every Goodwater, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goodwater, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,012 $1,893 $1,650 $1,758 $8,134 $9,080 $2,358 $2,508
State Farm $2,692 $2,692 $2,420 $2,420 $7,943 $9,960 $3,036 $3,497
Travelers $1,501 $1,527 $1,399 $1,397 $7,847 $12,331 $1,423 $1,650
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

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Minimum Car Insurance in Goodwater, AL

Every driver must carry the minimum car insurance in Goodwater, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Goodwater, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Goodwater, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Goodwater, AL. Compare credit history car insurance rates in Goodwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Goodwater, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,155 $2,458 $2,223
Progressive $4,156 $3,553 $3,313
State Farm $7,023 $3,557 $2,417
Travelers $3,968 $3,436 $3,500
USAA $2,842 $1,846 $1,648

Cheapest Goodwater, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Goodwater, AL to rates for a clean record with top companies.

Annual Goodwater, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,324 $4,164 $3,561 $3,647
State Farm $3,924 $4,831 $4,287 $4,287
Travelers $3,030 $3,181 $4,633 $3,694
USAA $1,625 $2,034 $3,030 $1,759

Cheapest Goodwater, AL Car Insurance for Teen Drivers

Teen car insurance in Goodwater, AL can be expensive. Take a look at rates from the top car insurance companies in Goodwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Goodwater, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,446 $5,755
Progressive $8,134 $9,080
State Farm $7,943 $9,960
Travelers $7,847 $12,331
USAA $3,883 $4,311

Cheapest Goodwater, AL Car Insurance for Seniors

Take a look at Goodwater, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Goodwater, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,564 $1,624
Progressive $1,650 $1,758
State Farm $2,420 $2,420
Travelers $1,399 $1,397
USAA $1,233 $1,215

Cheapest Goodwater, AL Car Insurance Rates After a DUI

A DUI in Goodwater, AL increases car insurance rates. Compare Goodwater, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Goodwater, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,331
Progressive $3,561
State Farm $4,287
Travelers $4,633
USAA $3,030

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Cheapest Goodwater, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Goodwater, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Goodwater, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,612 $2,612
Progressive $3,674 $3,674
State Farm $4,229 $4,436
Travelers $3,634 $3,634
USAA $2,015 $2,209

The Best Cheap Car Insurance Companies in Goodwater, AL

Take a look at a side-by-side comparison of the top car insurance companies in Goodwater, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Goodwater, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,612
Progressive $3,674
State Farm $4,332
Travelers $3,634
USAA $2,112

Category Winners: Cheapest Car Insurance in Goodwater, Alabama

Find the cheapest car insurance companies in Goodwater, AL for each category right here.

Best Annual Car Insurance Rates by Company in Goodwater, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Goodwater, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Goodwater car insurance rates. Find the cheapest Goodwater, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Goodwater, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,607 $2,586 $2,642
Progressive $3,317 $3,655 $4,050
State Farm $4,111 $4,326 $4,560
Travelers $3,459 $3,707 $3,737
USAA $2,037 $2,101 $2,198

What affects car insurance rates in Goodwater, Alabama?

What factors can have an impact on Goodwater, AL car insurance? There are several reasons why Goodwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Goodwater, Alabama.

Commute Time in Goodwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Goodwater, AL is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Goodwater, AL

Ready to find affordable Goodwater, Alabama car insurance today? Enter your ZIP code for fast, free Goodwater, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State