Compare Goose Lake, IA Car Insurance Rates (2021)

Car insurance in Goose Lake, IA averages $244 a month. Goose Lake, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Goose Lake car insurance rates, compare quotes from the top car insurance companies in Goose Lake, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Goose Lake is USAA
  • Average car insurance rates in Goose Lake, IA after a DUI are $3,535/year
  • The cheapest car insurance company in Goose Lake for teen drivers is USAA

If you need to buy Goose Lake, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Goose Lake, IA is right here.

You’ll find Goose Lake car insurance rates, the cheapest Goose Lake, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Goose Lake, Iowa car insurance rates to Iowa City car insurance rates, Cedar Rapids car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Goose Lake, IA car insurance today? Enter your ZIP code for fast, free Goose Lake car insurance quotes.

Cheapest Goose Lake, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Goose Lake, IA car insurance rates? Every Goose Lake, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goose Lake, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,852 $1,724 $1,752 $5,695 $6,430 $2,096 $2,156
American Family $2,025 $2,025 $1,810 $1,810 $5,387 $7,569 $2,025 $2,442
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,583 $1,510 $1,305 $1,362 $4,099 $4,615 $1,900 $2,054
State Farm $1,420 $1,420 $1,250 $1,250 $3,890 $4,927 $1,597 $1,822
Travelers $2,533 $2,585 $2,460 $2,467 $11,242 $17,918 $2,635 $3,117
USAA $1,190 $1,198 $1,098 $1,112 $3,290 $3,478 $1,423 $1,567

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Minimum Car Insurance in Goose Lake, IA

Every driver must carry the minimum car insurance in Goose Lake, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Goose Lake, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Goose Lake, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Goose Lake, IA. Compare credit history car insurance rates in Goose Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Goose Lake, Iowa

Insurance Company Poor Fair Good
Allstate $3,530 $2,806 $2,529
American Family $4,001 $2,940 $2,468
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,704 $2,203 $2,004
State Farm $3,129 $1,936 $1,527
Travelers $6,321 $5,396 $5,142
USAA $2,351 $1,624 $1,409

Cheapest Goose Lake, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Goose Lake, IA to rates for a clean record with top companies.

Annual Goose Lake, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,502 $3,035 $3,475 $2,808
American Family $2,265 $3,311 $4,306 $2,664
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $1,845 $3,054 $2,006 $2,309
State Farm $2,031 $2,363 $2,197 $2,197
Travelers $4,096 $5,461 $7,312 $5,609
USAA $1,367 $1,843 $2,395 $1,572

Cheapest Goose Lake, IA Car Insurance for Teen Drivers

Teen car insurance in Goose Lake, IA can be expensive. Take a look at rates from the top car insurance companies in Goose Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Goose Lake, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,695 $6,430
American Family $5,387 $7,569
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $4,099 $4,615
State Farm $3,890 $4,927
Travelers $11,242 $17,918
USAA $3,290 $3,478

Cheapest Goose Lake, IA Car Insurance for Seniors

Take a look at Goose Lake, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Goose Lake, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,724 $1,752
American Family $1,810 $1,810
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,305 $1,362
State Farm $1,250 $1,250
Travelers $2,460 $2,467
USAA $1,098 $1,112

Cheapest Goose Lake, IA Car Insurance Rates After a DUI

A DUI in Goose Lake, IA increases car insurance rates. Compare Goose Lake, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Goose Lake, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,475
American Family $4,306
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $2,006
State Farm $2,197
Travelers $7,312
USAA $2,395

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Cheapest Goose Lake, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Goose Lake, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Goose Lake, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,885 $3,025
American Family $3,100 $3,173
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,304 $2,304
State Farm $2,144 $2,250
Travelers $5,620 $5,620
USAA $1,729 $1,860

The Best Cheap Car Insurance Companies in Goose Lake, IA

Take a look at a side-by-side comparison of the top car insurance companies in Goose Lake, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Goose Lake, Iowa

Insurance Company Average Annual Rates
Allstate $2,955
American Family $3,137
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,304
State Farm $2,197
Travelers $5,620
USAA $1,794

Category Winners: Cheapest Car Insurance in Goose Lake, Iowa

Find the cheapest car insurance companies in Goose Lake, IA for each category right here.

Best Annual Car Insurance Rates by Company in Goose Lake, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Goose Lake, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Goose Lake car insurance rates. Find the cheapest Goose Lake, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Goose Lake, Iowa

Insurance Company Low Medium High
Allstate $2,861 $2,958 $3,046
American Family $3,158 $3,310 $2,941
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,157 $2,312 $2,442
State Farm $2,088 $2,210 $2,293
Travelers $5,289 $5,705 $5,865
USAA $1,697 $1,801 $1,886

What affects car insurance rates in Goose Lake, Iowa?

What factors can have an impact on Goose Lake, IA car insurance? There are several reasons why Goose Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Goose Lake, Iowa.

Commute Time in Goose Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Goose Lake, IA is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Goose Lake, IA

Ready to find affordable Goose Lake, Iowa car insurance today? Enter your ZIP code for fast, free Goose Lake, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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