Compare Graceville, FL Car Insurance Rates (2021)

Car insurance in Graceville, FL averages $314 a month. Graceville, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Graceville car insurance rates, compare quotes from the top car insurance companies in Graceville, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Graceville is USAA
  • Average car insurance rates in Graceville, FL are $3,767/year
  • The cheapest car insurance company in Graceville for teen drivers is GEICO

If you need to buy Graceville, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Graceville, FL is right here.

You’ll find Graceville car insurance rates, the cheapest Graceville, FL car insurance companies, and information on Florida car insurance laws. You can also compare Graceville, Florida car insurance rates to Tampa car insurance rates, Hialeah car insurance rates, and Orlando car insurance rates.

Ready to find affordable Graceville, FL car insurance today? Enter your ZIP code for fast, free Graceville car insurance quotes.

Cheapest Graceville, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Graceville, FL car insurance rates? Every Graceville, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graceville, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,416 $2,438 $2,251 $2,251 $4,262 $5,413 $2,670 $2,743
Liberty Mutual $3,097 $3,097 $2,842 $2,842 $6,496 $9,983 $3,097 $4,181
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,787 $2,658 $2,405 $2,576 $7,462 $8,207 $3,362 $3,298
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

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Minimum Car Insurance in Graceville, FL

Every driver must carry the minimum car insurance in Graceville, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Graceville, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Graceville, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Graceville, FL. Compare credit history car insurance rates in Graceville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Graceville, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,388 $2,710 $2,069
Liberty Mutual $5,727 $4,213 $3,424
Nationwide $4,263 $3,133 $2,839
Progressive $5,379 $3,774 $3,129
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

Cheapest Graceville, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Graceville, FL to rates for a clean record with top companies.

Annual Graceville, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,172 $2,736 $4,002 $3,312
Liberty Mutual $3,250 $4,181 $5,999 $4,388
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,286 $4,743 $4,020 $4,329
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheapest Graceville, FL Car Insurance for Teen Drivers

Teen car insurance in Graceville, FL can be expensive. Take a look at rates from the top car insurance companies in Graceville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Graceville, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,262 $5,413
Liberty Mutual $6,496 $9,983
Nationwide $5,680 $7,082
Progressive $7,462 $8,207
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheapest Graceville, FL Car Insurance for Seniors

Take a look at Graceville, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Graceville, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,251 $2,251
Liberty Mutual $2,842 $2,842
Nationwide $2,131 $2,218
Progressive $2,405 $2,576
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheapest Graceville, FL Car Insurance Rates After a DUI

A DUI in Graceville, FL increases car insurance rates. Compare Graceville, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Graceville, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,002
Liberty Mutual $5,999
Nationwide $4,246
Progressive $4,020
State Farm $2,707
USAA $3,732

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Cheapest Graceville, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Graceville, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Graceville, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,040 $3,072
Liberty Mutual $4,312 $4,597
Nationwide $3,412 $3,412
Progressive $4,094 $4,094
State Farm $2,617 $2,797
USAA $2,622 $2,683

The Best Cheap Car Insurance Companies in Graceville, FL

Take a look at a side-by-side comparison of the top car insurance companies in Graceville, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Graceville, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,056
Liberty Mutual $4,454
Nationwide $3,412
Progressive $4,094
State Farm $2,707
USAA $2,653

Category Winners: Cheapest Car Insurance in Graceville, Florida

Find the cheapest car insurance companies in Graceville, FL for each category right here.

Best Annual Car Insurance Rates by Company in Graceville, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Graceville, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Graceville car insurance rates. Find the cheapest Graceville, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Graceville, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,636 $3,139 $3,392
Liberty Mutual $4,119 $4,519 $4,725
Nationwide $2,778 $3,532 $3,926
Progressive $3,637 $4,162 $4,484
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

What affects car insurance rates in Graceville, Florida?

What factors can have an impact on Graceville, FL car insurance? There are several reasons why Graceville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Graceville, Florida.

Car Theft in Graceville

High levels of vehicle theft can make car insurance more expensive. Graceville, FL car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Graceville

The more time you spend in your car the higher the risk of an accident. The average commute length in Graceville, FL is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Graceville, FL

Ready to find affordable Graceville, Florida car insurance today? Enter your ZIP code for fast, free Graceville, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State