Compare Gracey, KY Car Insurance Rates (2021)

Car insurance in Gracey, KY averages $336 a month. Gracey, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gracey car insurance rates, compare quotes from the top car insurance companies in Gracey, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Gracey for teen drivers is USAA
  • Average car insurance rates in Gracey, KY are $4,030/year
  • The cheapest car insurance company in Gracey is USAA

If you need to buy Gracey, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Gracey, KY is right here.

You’ll find Gracey car insurance rates, the cheapest Gracey, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Gracey, Kentucky car insurance rates to Bowling Green car insurance rates, Frankfort car insurance rates, and Henderson car insurance rates.

Ready to find affordable Gracey, KY car insurance today? Enter your ZIP code for fast, free Gracey car insurance quotes.

Cheapest Gracey, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gracey, KY car insurance rates? Every Gracey, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gracey, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,301 $3,290 $2,954 $3,154 $11,626 $13,054 $3,720 $3,961
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,366 $2,561 $2,019 $2,249 $9,564 $10,566 $2,477 $2,580
Nationwide $2,865 $2,875 $2,588 $2,712 $6,272 $7,843 $3,227 $3,396
Progressive $1,955 $1,869 $1,747 $1,760 $9,295 $10,518 $2,424 $2,486
State Farm $1,882 $1,882 $1,660 $1,660 $5,045 $6,316 $2,098 $2,302
Travelers $2,157 $2,197 $2,111 $2,117 $10,178 $16,299 $2,252 $2,612
USAA $1,813 $1,822 $1,629 $1,664 $4,786 $5,056 $2,298 $2,524

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gracey, KY

Every driver must carry the minimum car insurance in Gracey, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Gracey, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gracey, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gracey, KY. Compare credit history car insurance rates in Gracey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gracey, Kentucky

Insurance Company Poor Fair Good
Allstate $7,461 $5,138 $4,299
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,130 $3,775 $2,987
Nationwide $4,825 $3,790 $3,302
Progressive $4,485 $3,901 $3,633
State Farm $4,135 $2,492 $1,941
Travelers $5,568 $4,711 $4,692
USAA $4,022 $2,246 $1,828

Cheapest Gracey, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gracey, KY to rates for a clean record with top companies.

Annual Gracey, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,723 $6,088 $6,436 $5,283
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,592 $5,499 $4,286 $3,813
Nationwide $3,161 $4,084 $5,164 $3,480
Progressive $3,318 $4,892 $3,784 $4,033
State Farm $2,633 $3,078 $2,856 $2,856
Travelers $4,355 $4,481 $6,457 $4,669
USAA $2,034 $2,879 $3,436 $2,447

Cheapest Gracey, KY Car Insurance for Teen Drivers

Teen car insurance in Gracey, KY can be expensive. Take a look at rates from the top car insurance companies in Gracey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gracey, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,626 $13,054
GEICO $6,168 $7,329
Liberty Mutual $9,564 $10,566
Nationwide $6,272 $7,843
Progressive $9,295 $10,518
State Farm $5,045 $6,316
Travelers $10,178 $16,299
USAA $4,786 $5,056

Cheapest Gracey, KY Car Insurance for Seniors

Take a look at Gracey, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gracey, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,954 $3,154
GEICO $3,218 $2,914
Liberty Mutual $2,019 $2,249
Nationwide $2,588 $2,712
Progressive $1,747 $1,760
State Farm $1,660 $1,660
Travelers $2,111 $2,117
USAA $1,629 $1,664

Cheapest Gracey, KY Car Insurance Rates After a DUI

A DUI in Gracey, KY increases car insurance rates. Compare Gracey, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gracey, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,436
GEICO $6,130
Liberty Mutual $4,286
Nationwide $5,164
Progressive $3,784
State Farm $2,856
Travelers $6,457
USAA $3,436

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gracey, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gracey, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gracey, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,633 $5,633
GEICO $3,750 $3,821
Liberty Mutual $4,298 $4,298
Nationwide $3,972 $3,972
Progressive $4,007 $4,007
State Farm $2,782 $2,929
Travelers $4,990 $4,990
USAA $2,599 $2,799

The Best Cheap Car Insurance Companies in Gracey, KY

Take a look at a side-by-side comparison of the top car insurance companies in Gracey, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gracey, Kentucky

Insurance Company Average Annual Rates
Allstate $5,633
GEICO $3,785
Liberty Mutual $4,298
Nationwide $3,972
Progressive $4,007
State Farm $2,856
Travelers $4,990
USAA $2,699

Category Winners: Cheapest Car Insurance in Gracey, Kentucky

Find the cheapest car insurance companies in Gracey, KY for each category right here.

Best Annual Car Insurance Rates by Company in Gracey, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gracey, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gracey car insurance rates. Find the cheapest Gracey, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gracey, Kentucky

Insurance Company Low Medium High
Allstate $5,301 $5,614 $5,983
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,116 $4,273 $4,503
Nationwide $4,032 $3,926 $3,959
Progressive $3,711 $3,959 $4,349
State Farm $2,717 $2,854 $2,997
Travelers $4,749 $5,016 $5,206
USAA $2,590 $2,694 $2,814

Compare Car Insurance Quotes in Gracey, KY

Ready to find affordable Gracey, Kentucky car insurance today? Enter your ZIP code for fast, free Gracey, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption