Compare Grady, AL Car Insurance Rates (2021)

Car insurance in Grady, AL averages $316 a month. Grady, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grady car insurance rates, compare quotes from the top car insurance companies in Grady, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grady for teen drivers is USAA
  • Average car insurance rates in Grady, AL after a DUI are $4,308/year
  • The cheapest car insurance company in Grady is USAA

If you need to buy Grady, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Grady, AL is right here.

You’ll find Grady car insurance rates, the cheapest Grady, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Grady, Alabama car insurance rates to Decatur car insurance rates, Auburn car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Grady, AL car insurance today? Enter your ZIP code for fast, free Grady car insurance quotes.

Cheapest Grady, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grady, AL car insurance rates? Every Grady, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,213 $3,472 $2,630 $2,942 $11,739 $13,054 $3,428 $3,657
Nationwide $1,886 $1,910 $1,715 $1,777 $5,037 $6,502 $2,098 $2,351
Progressive $2,389 $2,251 $1,956 $2,085 $9,577 $10,702 $2,799 $2,978
State Farm $3,293 $3,293 $2,979 $2,979 $9,920 $12,477 $3,722 $4,257
Travelers $1,477 $1,500 $1,384 $1,382 $7,970 $12,593 $1,399 $1,602
USAA $1,403 $1,426 $1,312 $1,289 $4,197 $4,655 $1,831 $1,980

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Minimum Car Insurance in Grady, AL

Every driver must carry the minimum car insurance in Grady, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Grady, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grady, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grady, AL. Compare credit history car insurance rates in Grady from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grady, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,730 $4,068 $3,857
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,905 $4,844 $3,801
Nationwide $3,511 $2,740 $2,478
Progressive $4,917 $4,198 $3,913
State Farm $8,712 $4,400 $2,983
Travelers $3,993 $3,465 $3,532
USAA $3,036 $1,980 $1,769

Cheapest Grady, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grady, AL to rates for a clean record with top companies.

Annual Grady, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,324 $6,025 $5,891 $5,827
Nationwide $2,541 $2,541 $3,716 $2,841
Progressive $3,931 $4,920 $4,204 $4,316
State Farm $4,847 $5,999 $5,307 $5,307
Travelers $3,054 $3,204 $4,683 $3,713
USAA $1,739 $2,182 $3,245 $1,881

Cheapest Grady, AL Car Insurance for Teen Drivers

Teen car insurance in Grady, AL can be expensive. Take a look at rates from the top car insurance companies in Grady for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grady, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $9,242 $9,516
GEICO $4,936 $4,820
Liberty Mutual $11,739 $13,054
Nationwide $5,037 $6,502
Progressive $9,577 $10,702
State Farm $9,920 $12,477
Travelers $7,970 $12,593
USAA $4,197 $4,655

Cheapest Grady, AL Car Insurance for Seniors

Take a look at Grady, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grady, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $2,180 $2,311
GEICO $1,817 $1,864
Liberty Mutual $2,630 $2,942
Nationwide $1,715 $1,777
Progressive $1,956 $2,085
State Farm $2,979 $2,979
Travelers $1,384 $1,382
USAA $1,312 $1,289

Cheapest Grady, AL Car Insurance Rates After a DUI

A DUI in Grady, AL increases car insurance rates. Compare Grady, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grady, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $4,476
GEICO $3,506
Liberty Mutual $5,891
Nationwide $3,716
Progressive $4,204
State Farm $5,307
Travelers $4,683
USAA $3,245

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Cheapest Grady, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grady, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grady, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $4,218 $4,218
GEICO $2,594 $2,694
Liberty Mutual $5,517 $5,517
Nationwide $2,910 $2,910
Progressive $4,342 $4,342
State Farm $5,230 $5,500
Travelers $3,663 $3,663
USAA $2,158 $2,365

The Best Cheap Car Insurance Companies in Grady, AL

Take a look at a side-by-side comparison of the top car insurance companies in Grady, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grady, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $4,218
GEICO $2,644
Liberty Mutual $5,517
Nationwide $2,910
Progressive $4,342
State Farm $5,365
Travelers $3,663
USAA $2,262

Category Winners: Cheapest Car Insurance in Grady, Alabama

Find the cheapest car insurance companies in Grady, AL for each category right here.

Best Annual Car Insurance Rates by Company in Grady, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Grady, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grady car insurance rates. Find the cheapest Grady, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grady, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,990 $4,166 $4,499
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,275 $5,492 $5,783
Nationwide $2,896 $2,885 $2,948
Progressive $3,917 $4,319 $4,792
State Farm $5,050 $5,361 $5,684
Travelers $3,473 $3,736 $3,781
USAA $2,178 $2,249 $2,358

Compare Car Insurance Quotes in Grady, AL

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Average Monthly Car Insurance Rates by State