Compare Grady, AR Car Insurance Rates (2021)

Car insurance in Grady, AR averages $357 a month. Grady, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grady car insurance rates, compare quotes from the top car insurance companies in Grady, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grady, AR are $4,290/year
  • The cheapest car insurance company in Grady is USAA
  • Average car insurance rates in Grady, AR after a DUI are $5,187/year

If you need to buy Grady, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Grady, AR is right here.

You’ll find Grady car insurance rates, the cheapest Grady, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Grady, Arkansas car insurance rates to Hot Springs car insurance rates, Fort Smith car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Grady, AR car insurance today? Enter your ZIP code for fast, free Grady car insurance quotes.

Cheapest Grady, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grady, AR car insurance rates? Every Grady, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,364 $2,360 $2,115 $2,219 $9,688 $10,057 $2,700 $2,851
GEICO $3,204 $3,181 $2,965 $2,882 $7,886 $7,954 $3,122 $3,166
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,855 $2,722 $2,344 $2,443 $11,636 $13,139 $3,410 $3,678
State Farm $1,946 $1,946 $1,725 $1,725 $5,374 $6,794 $2,187 $2,489
Travelers $2,393 $2,441 $2,353 $2,363 $13,873 $22,350 $2,553 $2,959
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

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Minimum Car Insurance in Grady, AR

Every driver must carry the minimum car insurance in Grady, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Grady, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grady, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grady, AR. Compare credit history car insurance rates in Grady from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grady, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,894 $4,090 $3,899
GEICO $5,149 $4,226 $3,510
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $6,010 $5,096 $4,728
State Farm $4,382 $2,636 $2,051
Travelers $7,361 $6,137 $5,734
USAA $2,985 $2,031 $1,728

Cheapest Grady, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grady, AR to rates for a clean record with top companies.

Annual Grady, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,637 $4,647 $4,538 $4,354
GEICO $2,881 $4,463 $6,736 $3,100
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,558 $6,294 $4,788 $5,473
State Farm $2,790 $3,256 $3,023 $3,023
Travelers $5,375 $5,554 $8,116 $6,599
USAA $1,728 $2,188 $3,158 $1,918

Cheapest Grady, AR Car Insurance for Teen Drivers

Teen car insurance in Grady, AR can be expensive. Take a look at rates from the top car insurance companies in Grady for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grady, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,688 $10,057
GEICO $7,886 $7,954
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $11,636 $13,139
State Farm $5,374 $6,794
Travelers $13,873 $22,350
USAA $4,329 $4,542

Cheapest Grady, AR Car Insurance for Seniors

Take a look at Grady, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grady, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,115 $2,219
GEICO $2,965 $2,882
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,344 $2,443
State Farm $1,725 $1,725
Travelers $2,353 $2,363
USAA $1,285 $1,299

Cheapest Grady, AR Car Insurance Rates After a DUI

A DUI in Grady, AR increases car insurance rates. Compare Grady, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grady, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,538
GEICO $6,736
Liberty Mutual $5,091
Nationwide $5,007
Progressive $4,788
State Farm $3,023
Travelers $8,116
USAA $3,158

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Cheapest Grady, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grady, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grady, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,294 $4,294
GEICO $4,274 $4,316
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $5,278 $5,278
State Farm $2,950 $3,096
Travelers $6,411 $6,411
USAA $2,183 $2,313

The Best Cheap Car Insurance Companies in Grady, AR

Take a look at a side-by-side comparison of the top car insurance companies in Grady, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grady, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,294
GEICO $4,295
Liberty Mutual $3,924
Nationwide $3,685
Progressive $5,278
State Farm $3,023
Travelers $6,411
USAA $2,248

Category Winners: Cheapest Car Insurance in Grady, Arkansas

Find the cheapest car insurance companies in Grady, AR for each category right here.

Best Annual Car Insurance Rates by Company in Grady, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Grady, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grady car insurance rates. Find the cheapest Grady, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grady, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,085 $4,250 $4,548
GEICO $4,149 $4,294 $4,443
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $4,838 $5,179 $5,818
State Farm $2,883 $3,021 $3,165
Travelers $6,087 $6,428 $6,717
USAA $2,158 $2,240 $2,345

What affects car insurance rates in Grady, Arkansas?

What factors can have an impact on Grady, AR car insurance? There are several reasons why Grady car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grady, Arkansas.

Commute Time in Grady

The more time you spend in your car the higher the risk of an accident. The average commute length in Grady, AR is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Grady, AR

Ready to find affordable Grady, Arkansas car insurance today? Enter your ZIP code for fast, free Grady, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State