Compare Graham, AL Car Insurance Rates (2021)

Car insurance in Graham, AL averages $297 a month. Graham, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Graham car insurance rates, compare quotes from the top car insurance companies in Graham, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Graham, AL are $3,563/year
  • The cheapest car insurance company in Graham for teen drivers is USAA
  • The cheapest car insurance company in Graham is USAA

If you need to buy Graham, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Graham, AL is right here.

You’ll find Graham car insurance rates, the cheapest Graham, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Graham, Alabama car insurance rates to Madison car insurance rates, Huntsville car insurance rates, and Decatur car insurance rates.

Ready to find affordable Graham, AL car insurance today? Enter your ZIP code for fast, free Graham car insurance quotes.

Cheapest Graham, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Graham, AL car insurance rates? Every Graham, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graham, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,165 $2,043 $1,770 $1,887 $8,676 $9,697 $2,541 $2,712
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,578 $1,604 $1,473 $1,470 $8,353 $13,109 $1,496 $1,730
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

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Minimum Car Insurance in Graham, AL

Every driver must carry the minimum car insurance in Graham, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Graham, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Graham, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Graham, AL. Compare credit history car insurance rates in Graham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Graham, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,460 $3,804 $3,545
State Farm $7,329 $3,709 $2,520
Travelers $4,202 $3,642 $3,711
USAA $2,745 $1,784 $1,593

Cheapest Graham, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Graham, AL to rates for a clean record with top companies.

Annual Graham, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,570 $4,462 $3,797 $3,917
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,209 $3,368 $4,920 $3,910
USAA $1,571 $1,968 $2,925 $1,699

Cheapest Graham, AL Car Insurance for Teen Drivers

Teen car insurance in Graham, AL can be expensive. Take a look at rates from the top car insurance companies in Graham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Graham, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,676 $9,697
State Farm $8,309 $10,427
Travelers $8,353 $13,109
USAA $3,758 $4,170

Cheapest Graham, AL Car Insurance for Seniors

Take a look at Graham, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Graham, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,770 $1,887
State Farm $2,520 $2,520
Travelers $1,473 $1,470
USAA $1,192 $1,171

Cheapest Graham, AL Car Insurance Rates After a DUI

A DUI in Graham, AL increases car insurance rates. Compare Graham, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Graham, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,797
State Farm $4,472
Travelers $4,920
USAA $2,925

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Cheapest Graham, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Graham, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Graham, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,937 $3,937
State Farm $4,410 $4,629
Travelers $3,852 $3,852
USAA $1,947 $2,134

The Best Cheap Car Insurance Companies in Graham, AL

Take a look at a side-by-side comparison of the top car insurance companies in Graham, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Graham, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,937
State Farm $4,519
Travelers $3,852
USAA $2,041

Category Winners: Cheapest Car Insurance in Graham, Alabama

Find the cheapest car insurance companies in Graham, AL for each category right here.

Best Annual Car Insurance Rates by Company in Graham, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Graham, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Graham car insurance rates. Find the cheapest Graham, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Graham, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,577 $3,915 $4,317
State Farm $4,278 $4,514 $4,767
Travelers $3,680 $3,928 $3,947
USAA $1,968 $2,030 $2,124

Compare Car Insurance Quotes in Graham, AL

Ready to find affordable Graham, Alabama car insurance today? Enter your ZIP code for fast, free Graham, AL car insurance quotes.

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