Compare Graham, KY Car Insurance Rates (2021)

Car insurance in Graham, KY averages $360 a month. Graham, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Graham car insurance rates, compare quotes from the top car insurance companies in Graham, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Graham for teen drivers is USAA
  • Average car insurance rates in Graham, KY after a DUI are $5,160/year
  • Average car insurance rates in Graham, KY are $4,325/year

If you need to buy Graham, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Graham, KY is right here.

You’ll find Graham car insurance rates, the cheapest Graham, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Graham, Kentucky car insurance rates to Henderson car insurance rates, Hopkinsville car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Graham, KY car insurance today? Enter your ZIP code for fast, free Graham car insurance quotes.

Cheapest Graham, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Graham, KY car insurance rates? Every Graham, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graham, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,288 $2,953 $3,152 $11,617 $13,044 $3,718 $3,959
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,777 $3,010 $2,368 $2,642 $11,434 $12,633 $2,903 $3,017
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,063 $1,972 $1,840 $1,858 $9,726 $10,980 $2,556 $2,614
State Farm $2,129 $2,129 $1,904 $1,904 $6,450 $8,132 $2,375 $2,677
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Graham, KY

Every driver must carry the minimum car insurance in Graham, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Graham, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Graham, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Graham, KY. Compare credit history car insurance rates in Graham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Graham, Kentucky

Insurance Company Poor Fair Good
Allstate $7,456 $5,135 $4,296
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,295 $4,473 $3,527
Nationwide $4,672 $3,666 $3,197
Progressive $4,710 $4,089 $3,804
State Farm $5,006 $3,023 $2,358
Travelers $5,965 $5,051 $5,031
USAA $4,165 $2,317 $1,884

Cheapest Graham, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Graham, KY to rates for a clean record with top companies.

Annual Graham, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,720 $6,084 $6,432 $5,280
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,249 $6,538 $5,086 $4,520
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,479 $5,128 $3,969 $4,228
State Farm $3,158 $3,767 $3,462 $3,462
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Graham, KY Car Insurance for Teen Drivers

Teen car insurance in Graham, KY can be expensive. Take a look at rates from the top car insurance companies in Graham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Graham, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,617 $13,044
GEICO $6,831 $8,150
Liberty Mutual $11,434 $12,633
Nationwide $6,037 $7,550
Progressive $9,726 $10,980
State Farm $6,450 $8,132
Travelers $10,963 $17,628
USAA $4,875 $5,165

Cheapest Graham, KY Car Insurance for Seniors

Take a look at Graham, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Graham, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $3,152
GEICO $3,608 $3,267
Liberty Mutual $2,368 $2,642
Nationwide $2,519 $2,640
Progressive $1,840 $1,858
State Farm $1,904 $1,904
Travelers $2,234 $2,240
USAA $1,693 $1,740

Cheapest Graham, KY Car Insurance Rates After a DUI

A DUI in Graham, KY increases car insurance rates. Compare Graham, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Graham, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,432
GEICO $6,862
Liberty Mutual $5,086
Nationwide $4,997
Progressive $3,969
State Farm $3,462
Travelers $6,931
USAA $3,541

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Cheapest Graham, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Graham, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Graham, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,629 $5,629
GEICO $4,191 $4,270
Liberty Mutual $5,098 $5,098
Nationwide $3,845 $3,845
Progressive $4,201 $4,201
State Farm $3,381 $3,544
Travelers $5,349 $5,349
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Graham, KY

Take a look at a side-by-side comparison of the top car insurance companies in Graham, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Graham, Kentucky

Insurance Company Average Annual Rates
Allstate $5,629
GEICO $4,231
Liberty Mutual $5,098
Nationwide $3,845
Progressive $4,201
State Farm $3,462
Travelers $5,349
USAA $2,789

Category Winners: Cheapest Car Insurance in Graham, Kentucky

Find the cheapest car insurance companies in Graham, KY for each category right here.

Best Annual Car Insurance Rates by Company in Graham, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Graham, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Graham car insurance rates. Find the cheapest Graham, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Graham, Kentucky

Insurance Company Low Medium High
Allstate $5,298 $5,610 $5,979
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,858 $5,066 $5,371
Nationwide $3,908 $3,801 $3,826
Progressive $3,904 $4,157 $4,542
State Farm $3,282 $3,458 $3,647
Travelers $5,074 $5,374 $5,599
USAA $2,673 $2,783 $2,910

Compare Car Insurance Quotes in Graham, KY

Ready to find affordable Graham, Kentucky car insurance today? Enter your ZIP code for fast, free Graham, KY car insurance quotes.

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