Compare Graham, MO Car Insurance Rates (2021)

Car insurance in Graham, MO averages $265 a month. Graham, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Graham car insurance rates, compare quotes from the top car insurance companies in Graham, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Graham, MO are $3,178/year
  • The cheapest car insurance company in Graham for teen drivers is Nationwide
  • Average car insurance rates in Graham, MO after a DUI are $3,699/year

If you need to buy Graham, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Graham, MO is right here.

You’ll find Graham car insurance rates, the cheapest Graham, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Graham, Missouri car insurance rates to Florissant car insurance rates, Columbia car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Graham, MO car insurance today? Enter your ZIP code for fast, free Graham car insurance quotes.

Cheapest Graham, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Graham, MO car insurance rates? Every Graham, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graham, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,903 $1,903 $1,694 $1,694 $5,159 $6,711 $1,903 $2,227
Farmers $2,259 $2,254 $2,023 $2,137 $9,020 $9,331 $2,571 $2,697
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,748 $2,984 $2,261 $2,536 $8,908 $9,896 $2,908 $3,119
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,136 $2,026 $1,746 $1,790 $6,396 $7,220 $2,615 $2,693
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Graham, MO

Every driver must carry the minimum car insurance in Graham, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Graham, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Graham, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Graham, MO. Compare credit history car insurance rates in Graham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Graham, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,787 $2,665 $2,246
Farmers $4,621 $3,838 $3,652
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,363 $3,855 $3,042
Nationwide $2,363 $1,937 $1,690
Progressive $3,867 $3,184 $2,933
State Farm $3,290 $2,228 $1,873
USAA $4,394 $2,045 $1,465

Cheapest Graham, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Graham, MO to rates for a clean record with top companies.

Annual Graham, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,174 $3,153 $3,794 $2,476
Farmers $3,519 $4,325 $4,234 $4,069
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,229 $4,592 $4,762 $5,097
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,940 $3,789 $3,211 $3,370
State Farm $2,284 $2,644 $2,464 $2,464
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Graham, MO Car Insurance for Teen Drivers

Teen car insurance in Graham, MO can be expensive. Take a look at rates from the top car insurance companies in Graham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Graham, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,159 $6,711
Farmers $9,020 $9,331
GEICO $5,638 $5,996
Liberty Mutual $8,908 $9,896
Nationwide $3,304 $4,281
Progressive $6,396 $7,220
State Farm $4,343 $5,508
USAA $4,844 $5,914

Cheapest Graham, MO Car Insurance for Seniors

Take a look at Graham, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Graham, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,694 $1,694
Farmers $2,023 $2,137
GEICO $1,434 $1,805
Liberty Mutual $2,261 $2,536
Nationwide $1,194 $1,278
Progressive $1,746 $1,790
State Farm $1,412 $1,412
USAA $1,448 $1,469

Cheapest Graham, MO Car Insurance Rates After a DUI

A DUI in Graham, MO increases car insurance rates. Compare Graham, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Graham, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $3,794
Farmers $4,234
GEICO $3,742
Liberty Mutual $4,762
Nationwide $2,634
Progressive $3,211
State Farm $2,464
USAA $3,578

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Cheapest Graham, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Graham, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Graham, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,871 $2,928
Farmers $4,037 $4,037
GEICO $2,727 $2,835
Liberty Mutual $4,420 $4,420
Nationwide $1,997 $1,997
Progressive $3,328 $3,328
State Farm $2,404 $2,523
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Graham, MO

Take a look at a side-by-side comparison of the top car insurance companies in Graham, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Graham, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $2,899
Farmers $4,037
GEICO $2,781
Liberty Mutual $4,420
Nationwide $1,997
Progressive $3,328
State Farm $2,464
USAA $2,635

Category Winners: Cheapest Car Insurance in Graham, Missouri

Find the cheapest car insurance companies in Graham, MO for each category right here.

Best Annual Car Insurance Rates by Company in Graham, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Graham, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Graham car insurance rates. Find the cheapest Graham, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Graham, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,811 $2,991 $2,895
Farmers $3,796 $4,000 $4,313
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,196 $4,439 $4,625
Nationwide $1,888 $2,013 $2,089
Progressive $3,046 $3,335 $3,602
State Farm $2,332 $2,470 $2,588
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Graham, Missouri?

What factors can have an impact on Graham, MO car insurance? There are several reasons why Graham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Graham, Missouri.

Commute Time in Graham

The more time you spend in your car the higher the risk of an accident. The average commute length in Graham, MO is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Graham, MO

Ready to find affordable Graham, Missouri car insurance today? Enter your ZIP code for fast, free Graham, MO car insurance quotes.

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