Compare Grahamsville, NY Car Insurance Rates (2021)

Car insurance in Grahamsville, NY averages $399 a month. Grahamsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Grahamsville car insurance rates, compare quotes from the top car insurance companies in Grahamsville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grahamsville is GEICO
  • The cheapest car insurance company in Grahamsville for teen drivers is GEICO
  • Average car insurance rates in Grahamsville, NY after a DUI are $6,426/year

If you need to buy Grahamsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Grahamsville, NY is right here.

You’ll find Grahamsville car insurance rates, the cheapest Grahamsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Grahamsville, New York car insurance rates to Utica car insurance rates, Yonkers car insurance rates, and New York car insurance rates.

Ready to find affordable Grahamsville, NY car insurance today? Enter your ZIP code for fast, free Grahamsville car insurance quotes.

Cheapest Grahamsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grahamsville, NY car insurance rates? Every Grahamsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grahamsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $2,106 $2,025 $2,043 $2,013 $4,435 $6,481 $1,900 $1,944
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,398 $2,242 $1,912 $1,948 $7,834 $8,679 $3,068 $2,974
State Farm $3,425 $3,425 $2,977 $2,977 $9,836 $12,668 $3,755 $3,945
Travelers $3,173 $3,213 $2,874 $3,091 $7,250 $8,605 $3,363 $3,514
USAA $2,065 $2,031 $1,870 $1,876 $8,345 $9,930 $2,652 $2,937

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Minimum Car Insurance in Grahamsville, NY

Every driver must carry the minimum car insurance in Grahamsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Grahamsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grahamsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grahamsville, NY. Compare credit history car insurance rates in Grahamsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grahamsville, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $3,594 $2,641 $2,370
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,233 $3,140 $2,272
State Farm $7,592 $4,759 $3,776
Travelers $6,074 $3,795 $3,288
USAA $6,114 $3,070 $2,706

Cheapest Grahamsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grahamsville, NY to rates for a clean record with top companies.

Annual Grahamsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $2,248 $2,450 $4,527 $2,248
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $3,775 $3,775 $4,179 $3,798
State Farm $5,128 $5,128 $5,624 $5,624
Travelers $3,770 $4,673 $4,740 $4,360
USAA $3,535 $3,593 $5,132 $3,593

Cheapest Grahamsville, NY Car Insurance for Teen Drivers

Teen car insurance in Grahamsville, NY can be expensive. Take a look at rates from the top car insurance companies in Grahamsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grahamsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $4,435 $6,481
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $7,834 $8,679
State Farm $9,836 $12,668
Travelers $7,250 $8,605
USAA $8,345 $9,930

Cheapest Grahamsville, NY Car Insurance for Seniors

Take a look at Grahamsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grahamsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $2,043 $2,013
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $1,912 $1,948
State Farm $2,977 $2,977
Travelers $2,874 $3,091
USAA $1,870 $1,876

Cheapest Grahamsville, NY Car Insurance Rates After a DUI

A DUI in Grahamsville, NY increases car insurance rates. Compare Grahamsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grahamsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $4,527
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,179
State Farm $5,624
Travelers $4,740
USAA $5,132

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Cheapest Grahamsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grahamsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grahamsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,784 $2,953
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $3,882 $3,882
State Farm $5,182 $5,570
Travelers $4,386 $4,386
USAA $3,923 $4,003

The Best Cheap Car Insurance Companies in Grahamsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Grahamsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grahamsville, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,868
Liberty Mutual $7,688
Nationwide $4,811
Progressive $3,882
State Farm $5,376
Travelers $4,386
USAA $3,963

Category Winners: Cheapest Car Insurance in Grahamsville, New York

Find the cheapest car insurance companies in Grahamsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Grahamsville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Grahamsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grahamsville car insurance rates. Find the cheapest Grahamsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grahamsville, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,716 $2,853 $3,035
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,678 $3,854 $4,113
State Farm $5,132 $5,403 $5,593
Travelers $4,152 $4,334 $4,671
USAA $3,832 $3,939 $4,118

Compare Car Insurance Quotes in Grahamsville, NY

Ready to find affordable Grahamsville, New York car insurance today? Enter your ZIP code for fast, free Grahamsville, NY car insurance quotes.

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