Compare Grainfield, KS Car Insurance Rates (2021)

Car insurance in Grainfield, KS averages $292 a month. Grainfield, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grainfield car insurance rates, compare quotes from the top car insurance companies in Grainfield, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grainfield for teen drivers is American Family
  • The cheapest car insurance company in Grainfield is American Family
  • Average car insurance rates in Grainfield, KS after a DUI are $4,232/year

If you need to buy Grainfield, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Grainfield, KS is right here.

You’ll find Grainfield car insurance rates, the cheapest Grainfield, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Grainfield, Kansas car insurance rates to Topeka car insurance rates, Salina car insurance rates, and Lenexa car insurance rates.

Ready to find affordable Grainfield, KS car insurance today? Enter your ZIP code for fast, free Grainfield car insurance quotes.

Cheapest Grainfield, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grainfield, KS car insurance rates? Every Grainfield, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grainfield, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,752 $1,752 $1,579 $1,579 $3,253 $3,876 $1,752 $1,953
Farmers $2,552 $2,537 $2,285 $2,381 $6,657 $6,888 $2,863 $3,014
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,605 $2,501 $2,097 $2,183 $9,303 $10,517 $3,089 $3,316
State Farm $2,075 $2,075 $1,775 $1,775 $4,896 $6,325 $2,317 $2,582
Travelers $2,190 $2,237 $2,090 $2,129 $8,396 $13,111 $2,230 $2,702
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Grainfield, KS

Every driver must carry the minimum car insurance in Grainfield, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Grainfield, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grainfield, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grainfield, KS. Compare credit history car insurance rates in Grainfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grainfield, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,853 $2,028 $1,681
Farmers $4,303 $3,414 $3,224
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $5,129 $4,281 $3,944
State Farm $4,336 $2,591 $2,006
Travelers $5,092 $4,115 $3,949
USAA $3,553 $2,300 $1,879

Cheapest Grainfield, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grainfield, KS to rates for a clean record with top companies.

Annual Grainfield, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,150 $2,300 $2,150 $2,150
Farmers $3,083 $3,948 $3,849 $3,707
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $4,126 $4,786 $4,295 $4,598
State Farm $2,804 $3,151 $2,978 $2,978
Travelers $3,246 $4,177 $5,704 $4,416
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Grainfield, KS Car Insurance for Teen Drivers

Teen car insurance in Grainfield, KS can be expensive. Take a look at rates from the top car insurance companies in Grainfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grainfield, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,253 $3,876
Farmers $6,657 $6,888
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $9,303 $10,517
State Farm $4,896 $6,325
Travelers $8,396 $13,111
USAA $4,983 $5,299

Cheapest Grainfield, KS Car Insurance for Seniors

Take a look at Grainfield, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grainfield, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,579 $1,579
Farmers $2,285 $2,381
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $2,097 $2,183
State Farm $1,775 $1,775
Travelers $2,090 $2,129
USAA $1,424 $1,461

Cheapest Grainfield, KS Car Insurance Rates After a DUI

A DUI in Grainfield, KS increases car insurance rates. Compare Grainfield, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grainfield, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,150
Farmers $3,849
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $4,295
State Farm $2,978
Travelers $5,704
USAA $3,713

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Cheapest Grainfield, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grainfield, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grainfield, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,158 $2,216
Farmers $3,647 $3,647
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $4,451 $4,451
State Farm $2,904 $3,051
Travelers $4,386 $4,386
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Grainfield, KS

Take a look at a side-by-side comparison of the top car insurance companies in Grainfield, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grainfield, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,187
Farmers $3,647
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $4,451
State Farm $2,978
Travelers $4,386
USAA $2,577

Category Winners: Cheapest Car Insurance in Grainfield, Kansas

Find the cheapest car insurance companies in Grainfield, KS for each category right here.

Best Annual Car Insurance Rates by Company in Grainfield, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Grainfield, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grainfield car insurance rates. Find the cheapest Grainfield, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grainfield, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,220 $2,298 $2,043
Farmers $3,514 $3,631 $3,797
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $4,266 $4,423 $4,665
State Farm $2,896 $2,984 $3,053
Travelers $4,196 $4,391 $4,571
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Grainfield, Kansas?

What factors can have an impact on Grainfield, KS car insurance? There are several reasons why Grainfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grainfield, Kansas.

Commute Time in Grainfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Grainfield, KS is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Grainfield, KS

Ready to find affordable Grainfield, Kansas car insurance today? Enter your ZIP code for fast, free Grainfield, KS car insurance quotes.

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