Compare Gramercy, LA Car Insurance Rates (2021)

Car insurance in Gramercy, LA averages $517 a month. Gramercy, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Gramercy car insurance rates, compare quotes from the top car insurance companies in Gramercy, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gramercy, LA after a DUI are $7,173/year
  • The cheapest car insurance company in Gramercy is USAA
  • The cheapest car insurance company in Gramercy for teen drivers is USAA

If you need to buy Gramercy, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Gramercy, LA is right here.

You’ll find Gramercy car insurance rates, the cheapest Gramercy, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Gramercy, Louisiana car insurance rates to Lafayette car insurance rates, New Orleans car insurance rates, and Shreveport car insurance rates.

Ready to find affordable Gramercy, LA car insurance today? Enter your ZIP code for fast, free Gramercy car insurance quotes.

Cheapest Gramercy, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gramercy, LA car insurance rates? Every Gramercy, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gramercy, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,885 $4,487 $4,708 $5,831 $14,367 $15,008 $3,732 $3,562
Progressive $4,158 $3,873 $3,487 $3,774 $16,550 $18,378 $4,733 $4,797
State Farm $3,020 $3,020 $2,787 $2,787 $9,034 $11,331 $3,372 $3,775
USAA $3,019 $2,968 $2,949 $2,921 $8,998 $10,542 $3,692 $4,033

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Minimum Car Insurance in Gramercy, LA

Every driver must carry the minimum car insurance in Gramercy, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Gramercy, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gramercy, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gramercy, LA. Compare credit history car insurance rates in Gramercy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gramercy, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,268 $7,172 $5,403
Progressive $8,437 $7,237 $6,733
State Farm $6,779 $4,366 $3,528
USAA $6,759 $4,313 $3,599

Cheapest Gramercy, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gramercy, LA to rates for a clean record with top companies.

Annual Gramercy, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,709 $7,606 $9,435 $6,040
Progressive $6,220 $8,353 $8,026 $7,276
State Farm $4,476 $5,306 $4,891 $4,891
USAA $3,732 $5,179 $6,193 $4,457

Cheapest Gramercy, LA Car Insurance for Teen Drivers

Teen car insurance in Gramercy, LA can be expensive. Take a look at rates from the top car insurance companies in Gramercy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gramercy, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,367 $15,008
Progressive $16,550 $18,378
State Farm $9,034 $11,331
USAA $8,998 $10,542

Cheapest Gramercy, LA Car Insurance for Seniors

Take a look at Gramercy, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gramercy, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,708 $5,831
Progressive $3,487 $3,774
State Farm $2,787 $2,787
USAA $2,949 $2,921

Cheapest Gramercy, LA Car Insurance Rates After a DUI

A DUI in Gramercy, LA increases car insurance rates. Compare Gramercy, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gramercy, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $9,435
Progressive $8,026
State Farm $4,891
USAA $6,193

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Cheapest Gramercy, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gramercy, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gramercy, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,804 $7,091
Progressive $7,469 $7,469
State Farm $4,764 $5,018
USAA $4,738 $5,042

The Best Cheap Car Insurance Companies in Gramercy, LA

Take a look at a side-by-side comparison of the top car insurance companies in Gramercy, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gramercy, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,947
Progressive $7,469
State Farm $4,891
USAA $4,890

Category Winners: Cheapest Car Insurance in Gramercy, Louisiana

Find the cheapest car insurance companies in Gramercy, LA for each category right here.

Best Annual Car Insurance Rates by Company in Gramercy, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gramercy, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gramercy car insurance rates. Find the cheapest Gramercy, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gramercy, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,543 $6,971 $8,329
Progressive $6,128 $7,401 $8,877
State Farm $4,192 $4,879 $5,602
USAA $4,242 $4,967 $5,462

What affects car insurance rates in Gramercy, Louisiana?

What factors can have an impact on Gramercy, LA car insurance? There are several reasons why Gramercy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gramercy, Louisiana.

Car Theft in Gramercy

High levels of vehicle theft can make car insurance more expensive. Gramercy, LA car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Gramercy

The more time you spend in your car the higher the risk of an accident. The average commute length in Gramercy, LA is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Gramercy, LA

Ready to find affordable Gramercy, Louisiana car insurance today? Enter your ZIP code for fast, free Gramercy, LA car insurance quotes.

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