Compare Grand Bay, AL Car Insurance Rates (2021)

Car insurance in Grand Bay, AL averages $344 a month. Grand Bay, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grand Bay car insurance rates, compare quotes from the top car insurance companies in Grand Bay, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Grand Bay is USAA
  • The cheapest car insurance company in Grand Bay for teen drivers is USAA
  • Average car insurance rates in Grand Bay, AL after a DUI are $4,707/year

If you need to buy Grand Bay, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Bay, AL is right here.

You’ll find Grand Bay car insurance rates, the cheapest Grand Bay, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Grand Bay, Alabama car insurance rates to Madison car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Grand Bay, AL car insurance today? Enter your ZIP code for fast, free Grand Bay car insurance quotes.

Cheapest Grand Bay, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Bay, AL car insurance rates? Every Grand Bay, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Bay, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,043 $1,956 $1,993 $7,673 $8,241 $2,387 $2,432
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,173 $2,165 $2,074 $2,157 $5,812 $5,692 $2,299 $2,128
Liberty Mutual $3,286 $3,552 $2,696 $3,022 $12,199 $13,573 $3,488 $3,702
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $3,043 $2,842 $2,493 $2,686 $12,332 $13,716 $3,533 $3,697
State Farm $3,076 $3,076 $2,790 $2,790 $9,464 $11,842 $3,480 $4,022
Travelers $1,619 $1,643 $1,527 $1,521 $9,017 $14,274 $1,529 $1,735
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grand Bay, AL

Every driver must carry the minimum car insurance in Grand Bay, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Bay, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grand Bay, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Bay, AL. Compare credit history car insurance rates in Grand Bay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Bay, Alabama

Insurance Company Poor Fair Good
Allstate $4,450 $3,509 $2,870
Farmers $5,519 $4,743 $4,496
GEICO $3,897 $2,778 $2,512
Liberty Mutual $8,141 $5,003 $3,925
Nationwide $3,490 $2,724 $2,465
Progressive $6,259 $5,364 $5,005
State Farm $8,226 $4,157 $2,820
Travelers $4,474 $3,886 $3,964
USAA $3,037 $1,993 $1,784

Cheapest Grand Bay, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Bay, AL to rates for a clean record with top companies.

Annual Grand Bay, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,613 $4,307 $3,464
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,054 $3,326 $4,135 $2,734
Liberty Mutual $4,461 $6,216 $6,071 $6,010
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,999 $6,287 $5,393 $5,492
State Farm $4,564 $5,683 $5,011 $5,011
Travelers $3,418 $3,585 $5,271 $4,159
USAA $1,747 $2,196 $3,254 $1,889

Cheapest Grand Bay, AL Car Insurance for Teen Drivers

Teen car insurance in Grand Bay, AL can be expensive. Take a look at rates from the top car insurance companies in Grand Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Bay, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,673 $8,241
Farmers $10,860 $11,179
GEICO $5,812 $5,692
Liberty Mutual $12,199 $13,573
Nationwide $5,017 $6,468
Progressive $12,332 $13,716
State Farm $9,464 $11,842
Travelers $9,017 $14,274
USAA $4,236 $4,692

Cheapest Grand Bay, AL Car Insurance for Seniors

Take a look at Grand Bay, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Bay, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,956 $1,993
Farmers $2,519 $2,677
GEICO $2,074 $2,157
Liberty Mutual $2,696 $3,022
Nationwide $1,705 $1,765
Progressive $2,493 $2,686
State Farm $2,790 $2,790
Travelers $1,527 $1,521
USAA $1,318 $1,292

Cheapest Grand Bay, AL Car Insurance Rates After a DUI

A DUI in Grand Bay, AL increases car insurance rates. Compare Grand Bay, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Bay, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,307
Farmers $5,225
GEICO $4,135
Liberty Mutual $6,071
Nationwide $3,692
Progressive $5,393
State Farm $5,011
Travelers $5,271
USAA $3,254

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grand Bay, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Bay, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Bay, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,610 $3,610
Farmers $4,920 $4,920
GEICO $3,008 $3,117
Liberty Mutual $5,690 $5,690
Nationwide $2,893 $2,893
Progressive $5,543 $5,543
State Farm $4,944 $5,190
Travelers $4,108 $4,108
USAA $2,167 $2,376

The Best Cheap Car Insurance Companies in Grand Bay, AL

Take a look at a side-by-side comparison of the top car insurance companies in Grand Bay, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Bay, Alabama

Insurance Company Average Annual Rates
Allstate $3,610
Farmers $4,920
GEICO $3,062
Liberty Mutual $5,690
Nationwide $2,893
Progressive $5,543
State Farm $5,067
Travelers $4,108
USAA $2,271

Category Winners: Cheapest Car Insurance in Grand Bay, Alabama

Find the cheapest car insurance companies in Grand Bay, AL for each category right here.

Best Annual Car Insurance Rates by Company in Grand Bay, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grand Bay, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Bay car insurance rates. Find the cheapest Grand Bay, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Bay, Alabama

Insurance Company Low Medium High
Allstate $3,463 $3,603 $3,763
Farmers $4,629 $4,851 $5,279
GEICO $2,812 $3,049 $3,326
Liberty Mutual $5,398 $5,660 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,899 $5,502 $6,228
State Farm $4,791 $5,063 $5,349
Travelers $3,888 $4,190 $4,246
USAA $2,180 $2,258 $2,376

What affects car insurance rates in Grand Bay, Alabama?

What factors can have an impact on Grand Bay, AL car insurance? There are several reasons why Grand Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Bay, Alabama.

Commute Time in Grand Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Bay, AL is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Bay, AL

Ready to find affordable Grand Bay, Alabama car insurance today? Enter your ZIP code for fast, free Grand Bay, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption