Compare Grand Beach, MI Car Insurance Rates (2021)

Car insurance in Grand Beach, MI averages $713 a month. Grand Beach, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grand Beach car insurance rates, compare quotes from the top car insurance companies in Grand Beach, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Beach, MI after a DUI are $14,239/year
  • The cheapest car insurance company in Grand Beach for teen drivers is USAA
  • Average car insurance rates in Grand Beach, MI are $8,559/year

If you need to buy Grand Beach, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Beach, MI is right here.

You’ll find Grand Beach car insurance rates, the cheapest Grand Beach, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grand Beach, Michigan car insurance rates to Lansing car insurance rates, Ann Arbor car insurance rates, and Livonia car insurance rates.

Ready to find affordable Grand Beach, MI car insurance today? Enter your ZIP code for fast, free Grand Beach car insurance quotes.

Cheapest Grand Beach, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Beach, MI car insurance rates? Every Grand Beach, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Beach, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,469 $3,469 $3,238 $3,238 $7,767 $7,767 $3,902 $3,902
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,598 $2,425 $2,310 $2,552 $9,682 $10,391 $3,020 $2,823
State Farm $5,871 $5,871 $5,459 $5,459 $20,671 $20,671 $6,894 $6,894
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

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Minimum Car Insurance in Grand Beach, MI

Every driver must carry the minimum car insurance in Grand Beach, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Beach, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grand Beach, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Beach, MI. Compare credit history car insurance rates in Grand Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Beach, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,041 $4,024 $3,717
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $5,131 $4,351 $3,943
State Farm $15,749 $7,987 $5,436
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

Cheapest Grand Beach, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Beach, MI to rates for a clean record with top companies.

Annual Grand Beach, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,863 $4,917 $4,853 $4,744
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,815 $4,976 $4,473 $4,635
State Farm $6,154 $7,396 $16,088 $9,258
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheapest Grand Beach, MI Car Insurance for Teen Drivers

Teen car insurance in Grand Beach, MI can be expensive. Take a look at rates from the top car insurance companies in Grand Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Beach, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,767 $7,767
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $9,682 $10,391
State Farm $20,671 $20,671
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheapest Grand Beach, MI Car Insurance for Seniors

Take a look at Grand Beach, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Beach, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,238 $3,238
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,310 $2,552
State Farm $5,459 $5,459
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheapest Grand Beach, MI Car Insurance Rates After a DUI

A DUI in Grand Beach, MI increases car insurance rates. Compare Grand Beach, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Beach, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $4,853
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,473
State Farm $16,088
Travelers $10,331
USAA $4,873

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Cheapest Grand Beach, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Beach, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Beach, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,594 $4,594
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,475 $4,475
State Farm $9,464 $9,984
Travelers $6,611 $6,686
USAA $3,662 $3,747

The Best Cheap Car Insurance Companies in Grand Beach, MI

Take a look at a side-by-side comparison of the top car insurance companies in Grand Beach, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Beach, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,594
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,475
State Farm $9,724
Travelers $6,649
USAA $3,704

Category Winners: Cheapest Car Insurance in Grand Beach, Michigan

Find the cheapest car insurance companies in Grand Beach, MI for each category right here.

Best Annual Car Insurance Rates by Company in Grand Beach, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Grand Beach, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Beach car insurance rates. Find the cheapest Grand Beach, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Beach, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,495 $4,585 $4,702
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,336 $4,482 $4,608
State Farm $9,240 $9,784 $10,148
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

What affects car insurance rates in Grand Beach, Michigan?

What factors can have an impact on Grand Beach, MI car insurance? There are several reasons why Grand Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Beach, Michigan.

Car Theft in Grand Beach

High levels of vehicle theft can make car insurance more expensive. Grand Beach, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Grand Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Beach, MI is 43.7 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Beach, MI

Ready to find affordable Grand Beach, Michigan car insurance today? Enter your ZIP code for fast, free Grand Beach, MI car insurance quotes.

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