Compare Grand Junction, IA Car Insurance Rates (2021)

Car insurance in Grand Junction, IA averages $247 a month. Grand Junction, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Grand Junction car insurance rates, compare quotes from the top car insurance companies in Grand Junction, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Junction, IA after a DUI are $3,567/year
  • The cheapest car insurance company in Grand Junction is USAA
  • The cheapest car insurance company in Grand Junction for teen drivers is USAA

If you need to buy Grand Junction, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Junction, IA is right here.

You’ll find Grand Junction car insurance rates, the cheapest Grand Junction, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Grand Junction, Iowa car insurance rates to Ankeny car insurance rates, Iowa City car insurance rates, and Ames car insurance rates.

Ready to find affordable Grand Junction, IA car insurance today? Enter your ZIP code for fast, free Grand Junction car insurance quotes.

Cheapest Grand Junction, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Junction, IA car insurance rates? Every Grand Junction, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Junction, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,977 $1,893 $1,761 $1,790 $5,841 $6,599 $2,144 $2,207
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,634 $1,571 $1,346 $1,398 $4,061 $4,584 $1,967 $2,133
State Farm $1,451 $1,451 $1,275 $1,275 $3,933 $4,987 $1,631 $1,858
Travelers $2,473 $2,521 $2,421 $2,422 $11,192 $17,843 $2,579 $3,024
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

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Minimum Car Insurance in Grand Junction, IA

Every driver must carry the minimum car insurance in Grand Junction, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Junction, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Grand Junction, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Junction, IA. Compare credit history car insurance rates in Grand Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Junction, Iowa

Insurance Company Poor Fair Good
Allstate $3,617 $2,873 $2,590
American Family $3,918 $2,879 $2,420
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,957 $2,317 $2,030
Progressive $2,757 $2,231 $2,022
State Farm $3,179 $1,967 $1,551
Travelers $6,247 $5,341 $5,091
USAA $2,406 $1,649 $1,427

Cheapest Grand Junction, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Junction, IA to rates for a clean record with top companies.

Annual Grand Junction, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $3,108 $3,564 $2,875
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,877 $3,083 $2,036 $2,350
State Farm $2,066 $2,399 $2,232 $2,232
Travelers $4,039 $5,404 $7,249 $5,545
USAA $1,399 $1,873 $2,435 $1,604

Cheapest Grand Junction, IA Car Insurance for Teen Drivers

Teen car insurance in Grand Junction, IA can be expensive. Take a look at rates from the top car insurance companies in Grand Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Junction, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,841 $6,599
American Family $5,305 $7,426
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $10,064 $11,330
Nationwide $3,895 $5,038
Progressive $4,061 $4,584
State Farm $3,933 $4,987
Travelers $11,192 $17,843
USAA $3,264 $3,477

Cheapest Grand Junction, IA Car Insurance for Seniors

Take a look at Grand Junction, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Junction, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,761 $1,790
American Family $1,770 $1,770
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,831 $2,225
Nationwide $1,508 $1,610
Progressive $1,346 $1,398
State Farm $1,275 $1,275
Travelers $2,421 $2,422
USAA $1,127 $1,155

Cheapest Grand Junction, IA Car Insurance Rates After a DUI

A DUI in Grand Junction, IA increases car insurance rates. Compare Grand Junction, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Junction, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,564
American Family $4,217
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,732
Nationwide $3,450
Progressive $2,036
State Farm $2,232
Travelers $7,249
USAA $2,435

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Cheapest Grand Junction, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Junction, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Junction, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,955 $3,099
American Family $3,037 $3,108
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,343 $4,343
Nationwide $2,435 $2,435
Progressive $2,337 $2,337
State Farm $2,179 $2,286
Travelers $5,559 $5,559
USAA $1,761 $1,894

The Best Cheap Car Insurance Companies in Grand Junction, IA

Take a look at a side-by-side comparison of the top car insurance companies in Grand Junction, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Junction, Iowa

Insurance Company Average Annual Rates
Allstate $3,027
American Family $3,073
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,343
Nationwide $2,435
Progressive $2,337
State Farm $2,232
Travelers $5,559
USAA $1,828

Category Winners: Cheapest Car Insurance in Grand Junction, Iowa

Find the cheapest car insurance companies in Grand Junction, IA for each category right here.

Best Annual Car Insurance Rates by Company in Grand Junction, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Grand Junction, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Junction car insurance rates. Find the cheapest Grand Junction, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Junction, Iowa

Insurance Company Low Medium High
Allstate $2,933 $3,030 $3,117
American Family $3,086 $3,243 $2,888
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,544 $2,422 $2,339
Progressive $2,206 $2,343 $2,461
State Farm $2,124 $2,245 $2,328
Travelers $5,214 $5,644 $5,819
USAA $1,735 $1,833 $1,915

What affects car insurance rates in Grand Junction, Iowa?

What factors can have an impact on Grand Junction, IA car insurance? There are several reasons why Grand Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Junction, Iowa.

Commute Time in Grand Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Junction, IA is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Junction, IA

Ready to find affordable Grand Junction, Iowa car insurance today? Enter your ZIP code for fast, free Grand Junction, IA car insurance quotes.

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