Compare Grand Mound, IA Car Insurance Rates (2021)

Car insurance in Grand Mound, IA averages $243 a month. Grand Mound, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Grand Mound car insurance rates, compare quotes from the top car insurance companies in Grand Mound, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grand Mound for teen drivers is USAA
  • The cheapest car insurance company in Grand Mound is USAA
  • Average car insurance rates in Grand Mound, IA are $2,920/year

If you need to buy Grand Mound, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Mound, IA is right here.

You’ll find Grand Mound car insurance rates, the cheapest Grand Mound, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Grand Mound, Iowa car insurance rates to Ankeny car insurance rates, Ames car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Grand Mound, IA car insurance today? Enter your ZIP code for fast, free Grand Mound car insurance quotes.

Cheapest Grand Mound, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Mound, IA car insurance rates? Every Grand Mound, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Mound, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,532 $1,462 $1,263 $1,315 $4,011 $4,517 $1,844 $2,007
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,533 $2,585 $2,460 $2,467 $11,242 $17,918 $2,635 $3,117
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Grand Mound, IA

Every driver must carry the minimum car insurance in Grand Mound, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Mound, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Grand Mound, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Mound, IA. Compare credit history car insurance rates in Grand Mound from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Mound, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,834 $2,819 $2,370
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,632 $2,146 $1,953
State Farm $3,182 $1,968 $1,552
Travelers $6,321 $5,396 $5,142
USAA $2,359 $1,624 $1,408

Cheapest Grand Mound, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Mound, IA to rates for a clean record with top companies.

Annual Grand Mound, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,171 $3,180 $4,126 $2,553
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $1,797 $2,980 $1,950 $2,248
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $4,096 $5,461 $7,312 $5,609
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Grand Mound, IA Car Insurance for Teen Drivers

Teen car insurance in Grand Mound, IA can be expensive. Take a look at rates from the top car insurance companies in Grand Mound for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Mound, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,181 $7,262
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $4,011 $4,517
State Farm $3,928 $4,983
Travelers $11,242 $17,918
USAA $3,276 $3,469

Cheapest Grand Mound, IA Car Insurance for Seniors

Take a look at Grand Mound, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Mound, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,734 $1,734
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,263 $1,315
State Farm $1,278 $1,278
Travelers $2,460 $2,467
USAA $1,100 $1,117

Cheapest Grand Mound, IA Car Insurance Rates After a DUI

A DUI in Grand Mound, IA increases car insurance rates. Compare Grand Mound, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Mound, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,126
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $1,950
State Farm $2,234
Travelers $7,312
USAA $2,398

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Cheapest Grand Mound, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Mound, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Mound, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,973 $3,043
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,244 $2,244
State Farm $2,180 $2,288
Travelers $5,620 $5,620
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Grand Mound, IA

Take a look at a side-by-side comparison of the top car insurance companies in Grand Mound, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Mound, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,008
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,244
State Farm $2,234
Travelers $5,620
USAA $1,797

Category Winners: Cheapest Car Insurance in Grand Mound, Iowa

Find the cheapest car insurance companies in Grand Mound, IA for each category right here.

Best Annual Car Insurance Rates by Company in Grand Mound, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Grand Mound, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Mound car insurance rates. Find the cheapest Grand Mound, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Mound, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,024 $3,174 $2,824
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,120 $2,252 $2,359
State Farm $2,125 $2,247 $2,330
Travelers $5,289 $5,705 $5,865
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Grand Mound, Iowa?

What factors can have an impact on Grand Mound, IA car insurance? There are several reasons why Grand Mound car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Mound, Iowa.

Commute Time in Grand Mound

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Mound, IA is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Mound, IA

Ready to find affordable Grand Mound, Iowa car insurance today? Enter your ZIP code for fast, free Grand Mound, IA car insurance quotes.

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