Compare Grand Ridge, FL Car Insurance Rates (2021)

Car insurance in Grand Ridge, FL averages $312 a month. Grand Ridge, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Grand Ridge car insurance rates, compare quotes from the top car insurance companies in Grand Ridge, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Ridge, FL after a DUI are $4,476/year
  • The cheapest car insurance company in Grand Ridge for teen drivers is GEICO
  • Average car insurance rates in Grand Ridge, FL are $3,740/year

If you need to buy Grand Ridge, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Ridge, FL is right here.

You’ll find Grand Ridge car insurance rates, the cheapest Grand Ridge, FL car insurance companies, and information on Florida car insurance laws. You can also compare Grand Ridge, Florida car insurance rates to Cape Coral car insurance rates, Hialeah car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Grand Ridge, FL car insurance today? Enter your ZIP code for fast, free Grand Ridge car insurance quotes.

Cheapest Grand Ridge, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Ridge, FL car insurance rates? Every Grand Ridge, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Ridge, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,416 $2,438 $2,251 $2,251 $4,262 $5,413 $2,670 $2,743
Liberty Mutual $2,974 $2,974 $2,731 $2,731 $6,208 $9,523 $2,974 $4,005
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,787 $2,658 $2,405 $2,576 $7,462 $8,207 $3,362 $3,298
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

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Minimum Car Insurance in Grand Ridge, FL

Every driver must carry the minimum car insurance in Grand Ridge, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Ridge, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grand Ridge, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Ridge, FL. Compare credit history car insurance rates in Grand Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Ridge, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,388 $2,710 $2,069
Liberty Mutual $5,476 $4,035 $3,285
Nationwide $4,263 $3,133 $2,839
Progressive $5,379 $3,774 $3,129
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

Cheapest Grand Ridge, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Ridge, FL to rates for a clean record with top companies.

Annual Grand Ridge, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,172 $2,736 $4,002 $3,312
Liberty Mutual $3,121 $4,006 $5,732 $4,202
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,286 $4,743 $4,020 $4,329
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheapest Grand Ridge, FL Car Insurance for Teen Drivers

Teen car insurance in Grand Ridge, FL can be expensive. Take a look at rates from the top car insurance companies in Grand Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Ridge, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,262 $5,413
Liberty Mutual $6,208 $9,523
Nationwide $5,680 $7,082
Progressive $7,462 $8,207
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheapest Grand Ridge, FL Car Insurance for Seniors

Take a look at Grand Ridge, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Ridge, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,251 $2,251
Liberty Mutual $2,731 $2,731
Nationwide $2,131 $2,218
Progressive $2,405 $2,576
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheapest Grand Ridge, FL Car Insurance Rates After a DUI

A DUI in Grand Ridge, FL increases car insurance rates. Compare Grand Ridge, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Ridge, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,002
Liberty Mutual $5,732
Nationwide $4,246
Progressive $4,020
State Farm $2,707
USAA $3,732

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Cheapest Grand Ridge, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Ridge, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Ridge, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,040 $3,072
Liberty Mutual $4,130 $4,401
Nationwide $3,412 $3,412
Progressive $4,094 $4,094
State Farm $2,617 $2,797
USAA $2,622 $2,683

The Best Cheap Car Insurance Companies in Grand Ridge, FL

Take a look at a side-by-side comparison of the top car insurance companies in Grand Ridge, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Ridge, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,056
Liberty Mutual $4,265
Nationwide $3,412
Progressive $4,094
State Farm $2,707
USAA $2,653

Category Winners: Cheapest Car Insurance in Grand Ridge, Florida

Find the cheapest car insurance companies in Grand Ridge, FL for each category right here.

Best Annual Car Insurance Rates by Company in Grand Ridge, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Grand Ridge, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Ridge car insurance rates. Find the cheapest Grand Ridge, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Ridge, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,636 $3,139 $3,392
Liberty Mutual $3,951 $4,324 $4,520
Nationwide $2,778 $3,532 $3,926
Progressive $3,637 $4,162 $4,484
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

What affects car insurance rates in Grand Ridge, Florida?

What factors can have an impact on Grand Ridge, FL car insurance? There are several reasons why Grand Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Ridge, Florida.

Commute Time in Grand Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Ridge, FL is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Ridge, FL

Ready to find affordable Grand Ridge, Florida car insurance today? Enter your ZIP code for fast, free Grand Ridge, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State