Compare Grand Ridge, IL Car Insurance Rates (2021)

Car insurance in Grand Ridge, IL averages $253 a month. Grand Ridge, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Grand Ridge car insurance rates, compare quotes from the top car insurance companies in Grand Ridge, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grand Ridge for teen drivers is State Farm
  • The cheapest car insurance company in Grand Ridge is Liberty Mutual
  • Average car insurance rates in Grand Ridge, IL are $3,039/year

If you need to buy Grand Ridge, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Ridge, IL is right here.

You’ll find Grand Ridge car insurance rates, the cheapest Grand Ridge, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Grand Ridge, Illinois car insurance rates to Champaign car insurance rates, Aurora car insurance rates, and Joliet car insurance rates.

Ready to find affordable Grand Ridge, IL car insurance today? Enter your ZIP code for fast, free Grand Ridge car insurance quotes.

Cheapest Grand Ridge, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Ridge, IL car insurance rates? Every Grand Ridge, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Ridge, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,315 $2,315 $2,054 $2,172 $9,907 $10,325 $2,645 $2,769
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,243 $1,341 $1,040 $1,160 $3,983 $4,426 $1,297 $1,366
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,982 $1,873 $1,631 $1,705 $7,276 $8,178 $2,369 $2,585
State Farm $1,266 $1,266 $1,132 $1,132 $3,611 $4,578 $1,430 $1,642
Travelers $1,473 $1,553 $1,341 $1,429 $4,196 $5,253 $1,561 $1,643
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Grand Ridge, IL

Every driver must carry the minimum car insurance in Grand Ridge, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Ridge, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Grand Ridge, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Ridge, IL. Compare credit history car insurance rates in Grand Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Ridge, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $5,263 $3,578 $3,025
Farmers $4,903 $4,118 $3,917
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,795 $1,751 $1,400
Nationwide $2,717 $2,199 $1,932
Progressive $3,924 $3,337 $3,088
State Farm $2,914 $1,749 $1,359
Travelers $2,816 $2,262 $1,840
USAA $3,539 $2,416 $1,985

Cheapest Grand Ridge, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Ridge, IL to rates for a clean record with top companies.

Annual Grand Ridge, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,641 $4,694 $4,577 $4,340
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,657 $2,336 $2,058 $1,876
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,841 $4,225 $3,144 $3,590
State Farm $1,835 $2,179 $2,007 $2,007
Travelers $1,838 $2,403 $2,681 $2,303
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Grand Ridge, IL Car Insurance for Teen Drivers

Teen car insurance in Grand Ridge, IL can be expensive. Take a look at rates from the top car insurance companies in Grand Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Ridge, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $6,951 $9,645
Farmers $9,907 $10,325
GEICO $4,524 $4,715
Liberty Mutual $3,983 $4,426
Nationwide $3,944 $5,055
Progressive $7,276 $8,178
State Farm $3,611 $4,578
Travelers $4,196 $5,253
USAA $4,980 $5,522

Cheapest Grand Ridge, IL Car Insurance for Seniors

Take a look at Grand Ridge, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Ridge, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $2,251 $2,251
Farmers $2,054 $2,172
GEICO $1,429 $1,724
Liberty Mutual $1,040 $1,160
Nationwide $1,321 $1,398
Progressive $1,631 $1,705
State Farm $1,132 $1,132
Travelers $1,341 $1,429
USAA $1,486 $1,482

Cheapest Grand Ridge, IL Car Insurance Rates After a DUI

A DUI in Grand Ridge, IL increases car insurance rates. Compare Grand Ridge, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Ridge, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $5,491
Farmers $4,577
GEICO $3,243
Liberty Mutual $2,058
Nationwide $2,789
Progressive $3,144
State Farm $2,007
Travelers $2,681
USAA $3,703

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Cheapest Grand Ridge, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Ridge, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Ridge, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,905 $4,006
Farmers $4,313 $4,313
GEICO $2,338 $2,425
Liberty Mutual $1,982 $1,982
Nationwide $2,283 $2,283
Progressive $3,450 $3,450
State Farm $1,957 $2,058
Travelers $2,216 $2,396
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Grand Ridge, IL

Take a look at a side-by-side comparison of the top car insurance companies in Grand Ridge, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Ridge, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,955
Farmers $4,313
GEICO $2,382
Liberty Mutual $1,982
Nationwide $2,283
Progressive $3,450
State Farm $2,007
Travelers $2,306
USAA $2,647

Category Winners: Cheapest Car Insurance in Grand Ridge, Illinois

Find the cheapest car insurance companies in Grand Ridge, IL for each category right here.

Best Annual Car Insurance Rates by Company in Grand Ridge, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Grand Ridge, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Ridge car insurance rates. Find the cheapest Grand Ridge, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Ridge, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,801 $4,101 $3,964
Farmers $4,105 $4,212 $4,621
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,873 $1,978 $2,096
Nationwide $2,267 $2,301 $2,280
Progressive $3,187 $3,445 $3,718
State Farm $1,896 $2,009 $2,116
Travelers $2,163 $2,303 $2,452
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Grand Ridge, Illinois?

What factors can have an impact on Grand Ridge, IL car insurance? There are several reasons why Grand Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Ridge, Illinois.

Commute Time in Grand Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Ridge, IL is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Ridge, IL

Ready to find affordable Grand Ridge, Illinois car insurance today? Enter your ZIP code for fast, free Grand Ridge, IL car insurance quotes.

Free Car Insurance Comparison

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