Compare Grand Rivers, KY Car Insurance Rates (2021)

Car insurance in Grand Rivers, KY averages $355 a month. Grand Rivers, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grand Rivers car insurance rates, compare quotes from the top car insurance companies in Grand Rivers, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Rivers, KY are $4,265/year
  • The cheapest car insurance company in Grand Rivers is USAA
  • Average car insurance rates in Grand Rivers, KY after a DUI are $5,082/year

If you need to buy Grand Rivers, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Rivers, KY is right here.

You’ll find Grand Rivers car insurance rates, the cheapest Grand Rivers, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Grand Rivers, Kentucky car insurance rates to Bowling Green car insurance rates, Florence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Grand Rivers, KY car insurance today? Enter your ZIP code for fast, free Grand Rivers car insurance quotes.

Cheapest Grand Rivers, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Rivers, KY car insurance rates? Every Grand Rivers, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Rivers, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,207 $3,199 $2,868 $3,064 $11,285 $12,676 $3,619 $3,855
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,538 $2,756 $2,160 $2,416 $9,773 $10,826 $2,663 $2,788
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,080 $1,999 $1,846 $1,868 $9,571 $10,818 $2,580 $2,650
State Farm $2,553 $2,553 $2,281 $2,281 $7,653 $9,627 $2,844 $3,214
Travelers $2,246 $2,288 $2,196 $2,202 $10,579 $16,924 $2,344 $2,726
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

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Minimum Car Insurance in Grand Rivers, KY

Every driver must carry the minimum car insurance in Grand Rivers, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Rivers, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grand Rivers, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Rivers, KY. Compare credit history car insurance rates in Grand Rivers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Rivers, Kentucky

Insurance Company Poor Fair Good
Allstate $7,240 $4,993 $4,181
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,421 $3,932 $3,117
Nationwide $4,672 $3,666 $3,197
Progressive $4,699 $4,060 $3,771
State Farm $5,955 $3,605 $2,818
Travelers $5,792 $4,896 $4,876
USAA $3,862 $2,154 $1,754

Cheapest Grand Rivers, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Rivers, KY to rates for a clean record with top companies.

Annual Grand Rivers, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,592 $5,914 $6,247 $5,133
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,762 $5,738 $4,474 $3,985
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,461 $5,084 $3,949 $4,212
State Farm $3,768 $4,484 $4,126 $4,126
Travelers $4,526 $4,658 $6,714 $4,854
USAA $1,957 $2,767 $3,284 $2,352

Cheapest Grand Rivers, KY Car Insurance for Teen Drivers

Teen car insurance in Grand Rivers, KY can be expensive. Take a look at rates from the top car insurance companies in Grand Rivers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Rivers, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,285 $12,676
GEICO $6,831 $8,150
Liberty Mutual $9,773 $10,826
Nationwide $6,037 $7,550
Progressive $9,571 $10,818
State Farm $7,653 $9,627
Travelers $10,579 $16,924
USAA $4,521 $4,786

Cheapest Grand Rivers, KY Car Insurance for Seniors

Take a look at Grand Rivers, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Rivers, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,868 $3,064
GEICO $3,608 $3,267
Liberty Mutual $2,160 $2,416
Nationwide $2,519 $2,640
Progressive $1,846 $1,868
State Farm $2,281 $2,281
Travelers $2,196 $2,202
USAA $1,580 $1,623

Cheapest Grand Rivers, KY Car Insurance Rates After a DUI

A DUI in Grand Rivers, KY increases car insurance rates. Compare Grand Rivers, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Rivers, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,247
GEICO $6,862
Liberty Mutual $4,474
Nationwide $4,997
Progressive $3,949
State Farm $4,126
Travelers $6,714
USAA $3,284

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Cheapest Grand Rivers, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Rivers, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Rivers, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,472 $5,472
GEICO $4,191 $4,270
Liberty Mutual $4,490 $4,490
Nationwide $3,845 $3,845
Progressive $4,176 $4,176
State Farm $4,031 $4,221
Travelers $5,188 $5,188
USAA $2,492 $2,688

The Best Cheap Car Insurance Companies in Grand Rivers, KY

Take a look at a side-by-side comparison of the top car insurance companies in Grand Rivers, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Rivers, Kentucky

Insurance Company Average Annual Rates
Allstate $5,472
GEICO $4,231
Liberty Mutual $4,490
Nationwide $3,845
Progressive $4,176
State Farm $4,126
Travelers $5,188
USAA $2,590

Category Winners: Cheapest Car Insurance in Grand Rivers, Kentucky

Find the cheapest car insurance companies in Grand Rivers, KY for each category right here.

Best Annual Car Insurance Rates by Company in Grand Rivers, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Grand Rivers, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Rivers car insurance rates. Find the cheapest Grand Rivers, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Rivers, Kentucky

Insurance Company Low Medium High
Allstate $5,149 $5,453 $5,813
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,290 $4,464 $4,716
Nationwide $3,908 $3,801 $3,826
Progressive $3,889 $4,130 $4,510
State Farm $3,936 $4,121 $4,321
Travelers $4,946 $5,214 $5,404
USAA $2,475 $2,584 $2,710

What affects car insurance rates in Grand Rivers, Kentucky?

What factors can have an impact on Grand Rivers, KY car insurance? There are several reasons why Grand Rivers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Rivers, Kentucky.

Commute Time in Grand Rivers

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Rivers, KY is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Rivers, KY

Ready to find affordable Grand Rivers, Kentucky car insurance today? Enter your ZIP code for fast, free Grand Rivers, KY car insurance quotes.

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