Compare Grand Terrace, CA Car Insurance Rates (2021)

Car insurance in Grand Terrace, CA averages $306 a month. Grand Terrace, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Grand Terrace car insurance rates, compare quotes from the top car insurance companies in Grand Terrace, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Terrace, CA after a DUI are $5,170/year
  • Average car insurance rates in Grand Terrace, CA are $3,676/year
  • The cheapest car insurance company in Grand Terrace is USAA

If you need to buy Grand Terrace, California car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Terrace, CA is right here.

You’ll find Grand Terrace car insurance rates, the cheapest Grand Terrace, CA car insurance companies, and information on California car insurance laws. You can also compare Grand Terrace, California car insurance rates to Los Angeles car insurance rates, Fresno car insurance rates, and San Jose car insurance rates.

Ready to find affordable Grand Terrace, CA car insurance today? Enter your ZIP code for fast, free Grand Terrace car insurance quotes.

Cheapest Grand Terrace, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Terrace, CA car insurance rates? Every Grand Terrace, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Terrace, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,069 $3,076 $2,232 $2,260 $8,550 $10,773 $3,954 $4,366
Farmers $2,856 $2,856 $2,580 $2,580 $9,106 $14,896 $3,384 $3,769
GEICO $1,795 $1,796 $1,688 $1,688 $5,451 $5,534 $2,576 $2,629
Liberty Mutual $2,180 $2,059 $2,029 $1,965 $4,722 $5,043 $2,451 $2,478
Nationwide $3,083 $2,942 $2,703 $2,547 $7,845 $8,661 $3,672 $3,626
Progressive $1,710 $1,762 $1,457 $1,729 $4,569 $5,515 $2,472 $2,661
State Farm $3,403 $3,403 $3,041 $3,041 $6,273 $7,791 $3,766 $3,882
Travelers $2,461 $2,384 $2,175 $2,152 $5,077 $5,818 $3,204 $3,135
USAA $1,819 $1,725 $1,773 $1,782 $4,131 $4,162 $2,518 $2,381

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Minimum Car Insurance in Grand Terrace, CA

Every driver must carry the minimum car insurance in Grand Terrace, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Terrace, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Grand Terrace, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Terrace, CA to rates for a clean record with top companies.

Annual Grand Terrace, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $4,863 $7,624 $3,780
Farmers $3,885 $5,290 $6,586 $5,252
GEICO $2,023 $3,126 $3,920 $2,510
Liberty Mutual $2,487 $3,332 $3,008 $2,636
Nationwide $3,061 $3,923 $6,632 $3,923
Progressive $1,788 $3,040 $3,536 $2,574
State Farm $3,087 $3,681 $6,951 $3,582
Travelers $2,203 $3,587 $4,172 $3,240
USAA $1,686 $2,510 $4,103 $1,847

Cheapest Grand Terrace, CA Car Insurance for Teen Drivers

Teen car insurance in Grand Terrace, CA can be expensive. Take a look at rates from the top car insurance companies in Grand Terrace for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Terrace, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,550 $10,773
Farmers $9,106 $14,896
GEICO $5,451 $5,534
Liberty Mutual $4,722 $5,043
Nationwide $7,845 $8,661
Progressive $4,569 $5,515
State Farm $6,273 $7,791
Travelers $5,077 $5,818
USAA $4,131 $4,162

Cheapest Grand Terrace, CA Car Insurance for Seniors

Take a look at Grand Terrace, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Terrace, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,232 $2,260
Farmers $2,580 $2,580
GEICO $1,688 $1,688
Liberty Mutual $2,029 $1,965
Nationwide $2,703 $2,547
Progressive $1,457 $1,729
State Farm $3,041 $3,041
Travelers $2,175 $2,152
USAA $1,773 $1,782

Cheapest Grand Terrace, CA Car Insurance Rates After a DUI

A DUI in Grand Terrace, CA increases car insurance rates. Compare Grand Terrace, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Terrace, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,624
Farmers $6,586
GEICO $3,920
Liberty Mutual $3,008
Nationwide $6,632
Progressive $3,536
State Farm $6,951
Travelers $4,172
USAA $4,103

Cheapest Grand Terrace, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Terrace, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Terrace, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,317 $5,254
Farmers $4,766 $5,741
GEICO $2,629 $3,160
Liberty Mutual $2,632 $3,101
Nationwide $3,871 $4,899
Progressive $2,484 $2,985
State Farm $4,167 $4,483
Travelers $2,969 $3,632
USAA $2,339 $2,734

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The Best Cheap Car Insurance Companies in Grand Terrace, CA

Take a look at a side-by-side comparison of the top car insurance companies in Grand Terrace, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Terrace, California

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $5,253
GEICO $2,895
Liberty Mutual $2,866
Nationwide $4,385
Progressive $2,734
State Farm $4,325
Travelers $3,301
USAA $2,536

Category Winners: Cheapest Car Insurance in Grand Terrace, California

Find the cheapest car insurance companies in Grand Terrace, CA for each category right here.

Best Annual Car Insurance Rates by Company in Grand Terrace, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Grand Terrace, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Terrace car insurance rates. Find the cheapest Grand Terrace, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Terrace, California

Insurance Company Low Medium High
Allstate $4,547 $4,824 $4,984
Farmers $4,883 $5,295 $5,582
GEICO $2,590 $2,932 $3,163
Liberty Mutual $2,658 $2,893 $3,048
Nationwide $3,932 $4,461 $4,762
Progressive $2,452 $2,814 $2,938
State Farm $3,881 $4,401 $4,693
Travelers $2,890 $3,387 $3,624
USAA $2,309 $2,584 $2,716

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What affects car insurance rates in Grand Terrace, California?

What factors can have an impact on Grand Terrace, CA car insurance? There are several reasons why Grand Terrace car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Terrace, California.

Car Theft in Grand Terrace

High levels of vehicle theft can make car insurance more expensive. Grand Terrace, CA car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Grand Terrace

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Terrace, CA is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Terrace, CA

Ready to find affordable Grand Terrace, California car insurance today? Enter your ZIP code for fast, free Grand Terrace, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State