Compare Grandview, MO Car Insurance Rates (2021)

Car insurance in Grandview, MO averages $307 a month. Grandview, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grandview car insurance rates, compare quotes from the top car insurance companies in Grandview, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Grandview, MO after a DUI are $4,307/year
  • The cheapest car insurance company in Grandview for teen drivers is Nationwide
  • Average car insurance rates in Grandview, MO are $3,678/year

If you need to buy Grandview, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Grandview, MO is right here.

You’ll find Grandview car insurance rates, the cheapest Grandview, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Grandview, Missouri car insurance rates to Independence car insurance rates, St. Louis car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Grandview, MO car insurance today? Enter your ZIP code for fast, free Grandview car insurance quotes.

Cheapest Grandview, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grandview, MO car insurance rates? Every Grandview, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grandview, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,140 $3,025 $2,829 $2,919 $9,034 $9,779 $2,985 $3,079
American Family $2,328 $2,328 $2,077 $2,077 $6,535 $8,472 $2,328 $2,707
Farmers $2,608 $2,595 $2,319 $2,463 $11,200 $11,598 $2,988 $3,119
GEICO $1,951 $2,201 $1,520 $1,984 $6,310 $6,655 $1,759 $1,750
Liberty Mutual $3,005 $3,254 $2,467 $2,770 $10,861 $12,066 $3,162 $3,364
Nationwide $1,689 $1,718 $1,518 $1,599 $4,401 $5,601 $1,939 $2,088
Progressive $2,227 $2,015 $1,817 $1,889 $7,369 $8,201 $2,669 $2,630
State Farm $1,967 $1,967 $1,785 $1,785 $5,932 $7,441 $2,218 $2,540
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grandview, MO

Every driver must carry the minimum car insurance in Grandview, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Grandview, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grandview, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grandview, MO. Compare credit history car insurance rates in Grandview from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grandview, Missouri

Insurance Company Poor Fair Good
Allstate $6,355 $4,080 $3,361
American Family $4,711 $3,316 $2,792
Farmers $5,537 $4,638 $4,409
GEICO $4,167 $2,713 $2,169
Liberty Mutual $7,330 $4,494 $3,532
Nationwide $3,026 $2,508 $2,173
Progressive $4,203 $3,447 $3,157
State Farm $4,480 $2,841 $2,292
USAA $4,216 $1,958 $1,402

Cheapest Grandview, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grandview, MO to rates for a clean record with top companies.

Annual Grandview, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,913 $4,437 $5,585 $4,460
American Family $2,669 $3,878 $4,811 $3,068
Farmers $4,169 $5,251 $5,129 $4,896
GEICO $2,303 $3,055 $4,192 $2,515
Liberty Mutual $3,704 $5,351 $5,497 $5,922
Nationwide $1,997 $2,591 $3,493 $2,195
Progressive $3,115 $4,184 $3,458 $3,652
State Farm $2,927 $3,483 $3,205 $3,205
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Grandview, MO Car Insurance for Teen Drivers

Teen car insurance in Grandview, MO can be expensive. Take a look at rates from the top car insurance companies in Grandview for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grandview, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,034 $9,779
American Family $6,535 $8,472
Farmers $11,200 $11,598
GEICO $6,310 $6,655
Liberty Mutual $10,861 $12,066
Nationwide $4,401 $5,601
Progressive $7,369 $8,201
State Farm $5,932 $7,441
USAA $4,587 $5,609

Cheapest Grandview, MO Car Insurance for Seniors

Take a look at Grandview, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grandview, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,829 $2,919
American Family $2,077 $2,077
Farmers $2,319 $2,463
GEICO $1,520 $1,984
Liberty Mutual $2,467 $2,770
Nationwide $1,518 $1,599
Progressive $1,817 $1,889
State Farm $1,785 $1,785
USAA $1,391 $1,422

Cheapest Grandview, MO Car Insurance Rates After a DUI

A DUI in Grandview, MO increases car insurance rates. Compare Grandview, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grandview, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,585
American Family $4,811
Farmers $5,129
GEICO $4,192
Liberty Mutual $5,497
Nationwide $3,493
Progressive $3,458
State Farm $3,205
USAA $3,392

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grandview, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grandview, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grandview, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,599 $4,599
American Family $3,571 $3,642
Farmers $4,861 $4,861
GEICO $2,963 $3,070
Liberty Mutual $5,119 $5,119
Nationwide $2,569 $2,569
Progressive $3,602 $3,602
State Farm $3,126 $3,283
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Grandview, MO

Take a look at a side-by-side comparison of the top car insurance companies in Grandview, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grandview, Missouri

Insurance Company Average Annual Rates
Allstate $4,599
American Family $3,606
Farmers $4,861
GEICO $3,016
Liberty Mutual $5,119
Nationwide $2,569
Progressive $3,602
State Farm $3,205
USAA $2,526

Category Winners: Cheapest Car Insurance in Grandview, Missouri

Find the cheapest car insurance companies in Grandview, MO for each category right here.

Best Annual Car Insurance Rates by Company in Grandview, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grandview, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grandview car insurance rates. Find the cheapest Grandview, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grandview, Missouri

Insurance Company Low Medium High
Allstate $4,436 $4,590 $4,770
American Family $3,483 $3,719 $3,616
Farmers $4,536 $4,812 $5,236
GEICO $2,798 $3,044 $3,207
Liberty Mutual $4,820 $5,147 $5,389
Nationwide $2,403 $2,594 $2,710
Progressive $3,083 $3,618 $4,105
State Farm $2,974 $3,217 $3,422
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Grandview, Missouri?

What factors can have an impact on Grandview, MO car insurance? There are several reasons why Grandview car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grandview, Missouri.

Commute Time in Grandview

The more time you spend in your car the higher the risk of an accident. The average commute length in Grandview, MO is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Grandview, MO

Ready to find affordable Grandview, Missouri car insurance today? Enter your ZIP code for fast, free Grandview, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption