Compare Grandy, MN Car Insurance Rates (2021)

Car insurance in Grandy, MN averages $412 a month. Grandy, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Grandy car insurance rates, compare quotes from the top car insurance companies in Grandy, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Grandy for teen drivers is State Farm
  • Average car insurance rates in Grandy, MN after a DUI are $6,697/year
  • Average car insurance rates in Grandy, MN are $4,946/year

If you need to buy Grandy, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Grandy, MN is right here.

You’ll find Grandy car insurance rates, the cheapest Grandy, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Grandy, Minnesota car insurance rates to Minneapolis car insurance rates, St. Cloud car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Grandy, MN car insurance today? Enter your ZIP code for fast, free Grandy car insurance quotes.

Cheapest Grandy, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grandy, MN car insurance rates? Every Grandy, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grandy, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,213 $3,098 $3,098 $7,203 $10,339 $3,912 $4,086
American Family $2,264 $2,264 $2,052 $2,052 $6,177 $8,954 $2,264 $2,555
Farmers $2,378 $2,365 $2,295 $2,407 $6,571 $6,541 $3,081 $2,913
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,676 $10,676 $10,570 $10,570 $21,064 $31,639 $10,676 $14,886
Nationwide $2,170 $2,169 $1,931 $2,045 $5,536 $6,688 $2,548 $2,633
State Farm $1,784 $1,784 $1,600 $1,600 $3,929 $4,796 $2,057 $1,704
USAA $2,158 $2,131 $1,967 $1,961 $5,750 $6,272 $2,812 $2,982

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grandy, MN

Every driver must carry the minimum car insurance in Grandy, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Grandy, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grandy, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grandy, MN. Compare credit history car insurance rates in Grandy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grandy, Minnesota

Insurance Company Poor Fair Good
Allstate $6,996 $3,791 $3,523
American Family $4,875 $3,239 $2,605
Farmers $4,516 $3,203 $2,988
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,043 $13,607 $10,634
Nationwide $3,834 $3,082 $2,730
State Farm $3,510 $2,146 $1,565
USAA $5,098 $2,495 $2,169

Cheapest Grandy, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grandy, MN to rates for a clean record with top companies.

Annual Grandy, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,492 $5,037 $5,994 $4,558
American Family $2,403 $4,314 $4,850 $2,724
Farmers $3,047 $3,866 $3,925 $3,438
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,112 $15,203 $22,080 $11,984
Nationwide $2,545 $3,389 $3,904 $3,023
State Farm $2,205 $2,609 $2,407 $2,407
USAA $2,419 $3,081 $4,635 $2,882

Cheapest Grandy, MN Car Insurance for Teen Drivers

Teen car insurance in Grandy, MN can be expensive. Take a look at rates from the top car insurance companies in Grandy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grandy, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,203 $10,339
American Family $6,177 $8,954
Farmers $6,571 $6,541
GEICO $5,874 $7,453
Liberty Mutual $21,064 $31,639
Nationwide $5,536 $6,688
State Farm $3,929 $4,796
USAA $5,750 $6,272

Cheapest Grandy, MN Car Insurance for Seniors

Take a look at Grandy, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grandy, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,098 $3,098
American Family $2,052 $2,052
Farmers $2,295 $2,407
GEICO $2,666 $2,591
Liberty Mutual $10,570 $10,570
Nationwide $1,931 $2,045
State Farm $1,600 $1,600
USAA $1,967 $1,961

Cheapest Grandy, MN Car Insurance Rates After a DUI

A DUI in Grandy, MN increases car insurance rates. Compare Grandy, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grandy, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,994
American Family $4,850
Farmers $3,925
GEICO $5,782
Liberty Mutual $22,080
Nationwide $3,904
State Farm $2,407
USAA $4,635

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grandy, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grandy, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grandy, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,770 $4,770
American Family $3,531 $3,615
Farmers $3,569 $3,569
GEICO $3,634 $3,733
Liberty Mutual $14,650 $15,539
Nationwide $3,215 $3,215
State Farm $2,340 $2,474
USAA $3,211 $3,297

The Best Cheap Car Insurance Companies in Grandy, MN

Take a look at a side-by-side comparison of the top car insurance companies in Grandy, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grandy, Minnesota

Insurance Company Average Annual Rates
Allstate $4,770
American Family $3,573
Farmers $3,569
GEICO $3,683
Liberty Mutual $15,095
Nationwide $3,215
State Farm $2,407
USAA $3,254

Category Winners: Cheapest Car Insurance in Grandy, Minnesota

Find the cheapest car insurance companies in Grandy, MN for each category right here.

Best Annual Car Insurance Rates by Company in Grandy, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grandy, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grandy car insurance rates. Find the cheapest Grandy, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grandy, Minnesota

Insurance Company Low Medium High
Allstate $4,693 $4,766 $4,852
American Family $3,563 $3,671 $3,484
Farmers $3,430 $3,583 $3,695
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,712 $15,112 $15,460
Nationwide $3,038 $3,239 $3,369
State Farm $2,306 $2,417 $2,498
USAA $3,162 $3,252 $3,349

Compare Car Insurance Quotes in Grandy, MN

Ready to find affordable Grandy, Minnesota car insurance today? Enter your ZIP code for fast, free Grandy, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption