Compare Granite, CO Car Insurance Rates (2021)

Car insurance in Granite, CO averages $314 a month. Granite, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Granite car insurance rates, compare quotes from the top car insurance companies in Granite, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Granite is GEICO
  • Average car insurance rates in Granite, CO after a DUI are $4,481/year
  • Average car insurance rates in Granite, CO are $3,767/year

If you need to buy Granite, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Granite, CO is right here.

You’ll find Granite car insurance rates, the cheapest Granite, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Granite, Colorado car insurance rates to Pueblo car insurance rates, Greeley car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Granite, CO car insurance today? Enter your ZIP code for fast, free Granite car insurance quotes.

Cheapest Granite, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Granite, CO car insurance rates? Every Granite, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Granite, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,652 $3,411 $3,268 $3,305 $12,716 $13,336 $4,044 $4,082
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $3,000 $2,980 $2,716 $2,911 $11,182 $11,317 $3,311 $3,376
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,633 $2,461 $2,295 $2,286 $9,051 $10,119 $2,969 $2,885
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Granite, CO

Every driver must carry the minimum car insurance in Granite, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Granite, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Granite, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Granite, CO. Compare credit history car insurance rates in Granite from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Granite, Colorado

Insurance Company Poor Fair Good
Allstate $7,626 $5,871 $4,432
American Family $4,927 $3,507 $2,935
Farmers $5,913 $4,811 $4,574
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $3,990 $3,154 $2,751
Progressive $4,934 $4,212 $3,867
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Cheapest Granite, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Granite, CO to rates for a clean record with top companies.

Annual Granite, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $5,852 $7,197 $5,774
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,312 $5,527 $5,450 $5,107
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,751 $5,263 $3,960 $4,376
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Granite, CO Car Insurance for Teen Drivers

Teen car insurance in Granite, CO can be expensive. Take a look at rates from the top car insurance companies in Granite for teenagers.

Annual Car Insurance Rates for Teen Drivers in Granite, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,716 $13,336
American Family $6,284 $8,441
Farmers $11,182 $11,317
GEICO $5,302 $5,671
Liberty Mutual $5,421 $5,933
Nationwide $5,513 $7,064
Progressive $9,051 $10,119
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheapest Granite, CO Car Insurance for Seniors

Take a look at Granite, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Granite, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,305
American Family $2,333 $2,333
Farmers $2,716 $2,911
GEICO $1,751 $1,963
Liberty Mutual $1,607 $1,763
Nationwide $1,977 $2,093
Progressive $2,295 $2,286
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheapest Granite, CO Car Insurance Rates After a DUI

A DUI in Granite, CO increases car insurance rates. Compare Granite, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Granite, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,197
American Family $5,208
Farmers $5,450
GEICO $3,404
Liberty Mutual $3,008
Nationwide $4,398
Progressive $3,960
State Farm $2,717
USAA $4,987

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Cheapest Granite, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Granite, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Granite, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,976 $5,976
American Family $3,709 $3,871
Farmers $5,099 $5,099
GEICO $2,618 $2,726
Liberty Mutual $2,810 $2,810
Nationwide $3,298 $3,298
Progressive $4,337 $4,337
State Farm $2,651 $2,783
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Granite, CO

Take a look at a side-by-side comparison of the top car insurance companies in Granite, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Granite, Colorado

Insurance Company Average Annual Rates
Allstate $5,976
American Family $3,790
Farmers $5,099
GEICO $2,672
Liberty Mutual $2,810
Nationwide $3,298
Progressive $4,337
State Farm $2,717
USAA $3,206

Category Winners: Cheapest Car Insurance in Granite, Colorado

Find the cheapest car insurance companies in Granite, CO for each category right here.

Best Annual Car Insurance Rates by Company in Granite, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Granite, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Granite car insurance rates. Find the cheapest Granite, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Granite, Colorado

Insurance Company Low Medium High
Allstate $5,697 $5,959 $6,273
American Family $3,623 $3,868 $3,879
Farmers $4,530 $5,034 $5,734
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,323 $3,295 $3,276
Progressive $3,998 $4,351 $4,663
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Granite, CO

Ready to find affordable Granite, Colorado car insurance today? Enter your ZIP code for fast, free Granite, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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