Compare Granite, OK Car Insurance Rates (2021)

Car insurance in Granite, OK averages $323 a month. Granite, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Granite car insurance rates, compare quotes from the top car insurance companies in Granite, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Granite for teen drivers is State Farm
  • Average car insurance rates in Granite, OK are $3,878/year
  • The cheapest car insurance company in Granite is State Farm

If you need to buy Granite, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Granite, OK is right here.

You’ll find Granite car insurance rates, the cheapest Granite, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Granite, Oklahoma car insurance rates to Moore car insurance rates, Lawton car insurance rates, and Midwest City car insurance rates.

Ready to find affordable Granite, OK car insurance today? Enter your ZIP code for fast, free Granite car insurance quotes.

Cheapest Granite, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Granite, OK car insurance rates? Every Granite, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Granite, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,209 $2,219 $2,032 $2,133 $6,784 $7,965 $2,387 $2,524
Farmers $2,177 $2,163 $1,959 $2,065 $8,081 $8,283 $2,468 $2,589
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,415 $4,662 $3,880 $4,219 $12,113 $13,289 $4,595 $4,766
Progressive $2,464 $2,345 $2,028 $2,147 $9,735 $10,913 $2,882 $3,017
State Farm $1,938 $1,938 $1,690 $1,690 $4,568 $5,793 $2,024 $2,264
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

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Minimum Car Insurance in Granite, OK

Every driver must carry the minimum car insurance in Granite, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Granite, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Granite, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Granite, OK. Compare credit history car insurance rates in Granite from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Granite, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,361 $3,311 $2,922
Farmers $4,288 $3,526 $3,355
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,335 $5,684 $4,458
Progressive $5,046 $4,291 $3,988
State Farm $3,808 $2,441 $1,966
USAA $4,497 $2,541 $2,020

Cheapest Granite, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Granite, OK to rates for a clean record with top companies.

Annual Granite, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,036 $3,557 $4,116 $3,417
Farmers $3,146 $4,031 $3,933 $3,781
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,372 $7,307 $8,270 $6,021
Progressive $3,461 $6,421 $3,820 $4,064
State Farm $2,564 $2,912 $2,738 $2,738
USAA $2,232 $3,186 $3,916 $2,742

Cheapest Granite, OK Car Insurance for Teen Drivers

Teen car insurance in Granite, OK can be expensive. Take a look at rates from the top car insurance companies in Granite for teenagers.

Annual Car Insurance Rates for Teen Drivers in Granite, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,784 $7,965
Farmers $8,081 $8,283
GEICO $6,078 $6,489
Liberty Mutual $12,113 $13,289
Progressive $9,735 $10,913
State Farm $4,568 $5,793
USAA $5,709 $6,407

Cheapest Granite, OK Car Insurance for Seniors

Take a look at Granite, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Granite, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,133
Farmers $1,959 $2,065
GEICO $2,260 $2,500
Liberty Mutual $3,880 $4,219
Progressive $2,028 $2,147
State Farm $1,690 $1,690
USAA $1,722 $1,756

Cheapest Granite, OK Car Insurance Rates After a DUI

A DUI in Granite, OK increases car insurance rates. Compare Granite, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Granite, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,116
Farmers $3,933
GEICO $3,899
Liberty Mutual $8,270
Progressive $3,820
State Farm $2,738
USAA $3,916

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Cheapest Granite, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Granite, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Granite, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,723 $3,723
GEICO $3,136 $3,262
Liberty Mutual $6,492 $6,492
Progressive $4,442 $4,442
State Farm $2,691 $2,785
USAA $2,983 $3,056

The Best Cheap Car Insurance Companies in Granite, OK

Take a look at a side-by-side comparison of the top car insurance companies in Granite, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Granite, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,723
GEICO $3,199
Liberty Mutual $6,492
Progressive $4,442
State Farm $2,738
USAA $3,019

Category Winners: Cheapest Car Insurance in Granite, Oklahoma

Find the cheapest car insurance companies in Granite, OK for each category right here.

Best Annual Car Insurance Rates by Company in Granite, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Granite, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Granite car insurance rates. Find the cheapest Granite, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Granite, Oklahoma

Insurance Company Low Medium High
Allstate $3,330 $3,518 $3,747
Farmers $3,572 $3,684 $3,912
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,172 $6,469 $6,835
Progressive $4,113 $4,412 $4,799
State Farm $2,592 $2,718 $2,904
USAA $2,918 $3,012 $3,128

What affects car insurance rates in Granite, Oklahoma?

What factors can have an impact on Granite, OK car insurance? There are several reasons why Granite car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Granite, Oklahoma.

Commute Time in Granite

The more time you spend in your car the higher the risk of an accident. The average commute length in Granite, OK is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Granite, OK

Ready to find affordable Granite, Oklahoma car insurance today? Enter your ZIP code for fast, free Granite, OK car insurance quotes.

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