Compare Grapeland, TX Car Insurance Rates (2021)

Car insurance in Grapeland, TX averages $320 a month. Grapeland, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Grapeland car insurance rates, compare quotes from the top car insurance companies in Grapeland, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grapeland for teen drivers is USAA
  • Average car insurance rates in Grapeland, TX are $3,839/year
  • Average car insurance rates in Grapeland, TX after a DUI are $4,346/year

If you need to buy Grapeland, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Grapeland, TX is right here.

You’ll find Grapeland car insurance rates, the cheapest Grapeland, TX car insurance companies, and information on Texas car insurance laws. You can also compare Grapeland, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and Austin car insurance rates.

Ready to find affordable Grapeland, TX car insurance today? Enter your ZIP code for fast, free Grapeland car insurance quotes.

Cheapest Grapeland, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grapeland, TX car insurance rates? Every Grapeland, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grapeland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $2,863 $3,191 $2,664 $3,057 $7,566 $9,878 $4,113 $4,680
GEICO $2,319 $2,495 $2,238 $2,522 $4,983 $5,186 $2,500 $2,496
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,685 $2,539 $2,386 $2,432 $11,321 $12,634 $3,175 $3,212
State Farm $2,079 $2,079 $1,841 $1,841 $4,858 $6,171 $2,252 $2,326
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

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Minimum Car Insurance in Grapeland, TX

Every driver must carry the minimum car insurance in Grapeland, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Grapeland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grapeland, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grapeland, TX. Compare credit history car insurance rates in Grapeland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grapeland, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $6,517 $4,137 $3,601
GEICO $4,766 $2,704 $1,807
Nationwide $4,227 $3,394 $2,952
Progressive $5,687 $4,910 $4,548
State Farm $4,156 $2,582 $2,055
USAA $3,583 $2,063 $1,658

Cheapest Grapeland, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grapeland, TX to rates for a clean record with top companies.

Annual Grapeland, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $4,327 $5,518 $4,834 $4,327
GEICO $2,627 $3,455 $2,905 $3,383
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,396 $5,703 $5,143 $4,951
State Farm $2,618 $2,985 $3,503 $2,618
USAA $1,817 $2,677 $3,159 $2,086

Cheapest Grapeland, TX Car Insurance for Teen Drivers

Teen car insurance in Grapeland, TX can be expensive. Take a look at rates from the top car insurance companies in Grapeland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grapeland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $7,566 $9,878
GEICO $4,983 $5,186
Nationwide $6,237 $8,009
Progressive $11,321 $12,634
State Farm $4,858 $6,171
USAA $4,353 $4,751

Cheapest Grapeland, TX Car Insurance for Seniors

Take a look at Grapeland, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grapeland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $2,664 $3,057
GEICO $2,238 $2,522
Nationwide $1,965 $2,080
Progressive $2,386 $2,432
State Farm $1,841 $1,841
USAA $1,481 $1,473

Cheapest Grapeland, TX Car Insurance Rates After a DUI

A DUI in Grapeland, TX increases car insurance rates. Compare Grapeland, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grapeland, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,355
American Family $4,834
GEICO $2,905
Nationwide $4,526
Progressive $5,143
State Farm $3,503
USAA $3,159

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Cheapest Grapeland, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grapeland, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grapeland, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,971 $5,211
American Family $4,752 $4,752
GEICO $3,034 $3,150
Nationwide $3,524 $3,524
Progressive $5,048 $5,048
State Farm $2,931 $2,931
USAA $2,404 $2,465

The Best Cheap Car Insurance Companies in Grapeland, TX

Take a look at a side-by-side comparison of the top car insurance companies in Grapeland, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grapeland, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,752
GEICO $3,092
Nationwide $3,524
Progressive $5,048
State Farm $2,931
USAA $2,435

Category Winners: Cheapest Car Insurance in Grapeland, Texas

Find the cheapest car insurance companies in Grapeland, TX for each category right here.

Best Annual Car Insurance Rates by Company in Grapeland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Grapeland, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grapeland car insurance rates. Find the cheapest Grapeland, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grapeland, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $4,410 $4,564 $5,280
GEICO $2,931 $3,052 $3,294
Nationwide $3,795 $3,373 $3,404
Progressive $4,781 $5,021 $5,343
State Farm $2,791 $2,922 $3,080
USAA $2,357 $2,425 $2,522

What affects car insurance rates in Grapeland, Texas?

What factors can have an impact on Grapeland, TX car insurance? There are several reasons why Grapeland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grapeland, Texas.

Car Theft in Grapeland

High levels of vehicle theft can make car insurance more expensive. Grapeland, TX car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Grapeland

The more time you spend in your car the higher the risk of an accident. The average commute length in Grapeland, TX is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Grapeland, TX

Ready to find affordable Grapeland, Texas car insurance today? Enter your ZIP code for fast, free Grapeland, TX car insurance quotes.

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