Compare Grapevine, TX Car Insurance Rates (2021)

Car insurance in Grapevine, TX averages $311 a month. Grapevine, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Grapevine car insurance rates, compare quotes from the top car insurance companies in Grapevine, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Grapevine, TX are $3,732/year
  • The cheapest car insurance company in Grapevine is USAA
  • Average car insurance rates in Grapevine, TX after a DUI are $4,259/year

If you need to buy Grapevine, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Grapevine, TX is right here.

You’ll find Grapevine car insurance rates, the cheapest Grapevine, TX car insurance companies, and information on Texas car insurance laws. You can also compare Grapevine, Texas car insurance rates to Corpus Christi car insurance rates, Laredo car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Grapevine, TX car insurance today? Enter your ZIP code for fast, free Grapevine car insurance quotes.

Cheapest Grapevine, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grapevine, TX car insurance rates? Every Grapevine, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grapevine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,496 $3,515 $3,448 $3,448 $9,405 $11,320 $4,317 $4,480
American Family $2,707 $3,017 $2,539 $2,911 $7,256 $9,500 $3,903 $4,453
GEICO $2,366 $2,557 $2,288 $2,604 $5,245 $5,411 $2,562 $2,547
Nationwide $2,185 $2,219 $1,934 $2,044 $6,218 $7,968 $2,570 $2,777
Progressive $2,190 $2,092 $1,954 $1,990 $9,169 $10,232 $2,604 $2,656
State Farm $2,059 $2,059 $1,845 $1,845 $5,055 $6,464 $2,248 $2,313
USAA $1,510 $1,509 $1,449 $1,426 $4,320 $4,673 $2,002 $2,123

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grapevine, TX

Every driver must carry the minimum car insurance in Grapevine, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Grapevine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grapevine, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grapevine, TX. Compare credit history car insurance rates in Grapevine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grapevine, Texas

Insurance Company Poor Fair Good
Allstate $6,888 $5,059 $4,338
American Family $6,224 $3,942 $3,441
GEICO $4,932 $2,795 $1,866
Nationwide $4,177 $3,365 $2,926
Progressive $4,621 $4,001 $3,710
State Farm $4,215 $2,636 $2,107
USAA $3,474 $2,024 $1,633

Cheapest Grapevine, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grapevine, TX to rates for a clean record with top companies.

Annual Grapevine, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $6,540 $6,833 $4,170
American Family $4,127 $5,273 $4,616 $4,127
GEICO $2,713 $3,599 $2,989 $3,489
Nationwide $3,030 $3,030 $4,478 $3,419
Progressive $3,589 $4,630 $4,184 $4,039
State Farm $2,640 $3,046 $3,619 $2,640
USAA $1,766 $2,620 $3,094 $2,026

Cheapest Grapevine, TX Car Insurance for Teen Drivers

Teen car insurance in Grapevine, TX can be expensive. Take a look at rates from the top car insurance companies in Grapevine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grapevine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,405 $11,320
American Family $7,256 $9,500
GEICO $5,245 $5,411
Nationwide $6,218 $7,968
Progressive $9,169 $10,232
State Farm $5,055 $6,464
USAA $4,320 $4,673

Cheapest Grapevine, TX Car Insurance for Seniors

Take a look at Grapevine, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grapevine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,448
American Family $2,539 $2,911
GEICO $2,288 $2,604
Nationwide $1,934 $2,044
Progressive $1,954 $1,990
State Farm $1,845 $1,845
USAA $1,449 $1,426

Cheapest Grapevine, TX Car Insurance Rates After a DUI

A DUI in Grapevine, TX increases car insurance rates. Compare Grapevine, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grapevine, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $4,616
GEICO $2,989
Nationwide $4,478
Progressive $4,184
State Farm $3,619
USAA $3,094

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grapevine, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grapevine, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grapevine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,292 $5,565
American Family $4,536 $4,536
GEICO $3,140 $3,254
Nationwide $3,489 $3,489
Progressive $4,111 $4,111
State Farm $2,986 $2,986
USAA $2,347 $2,406

The Best Cheap Car Insurance Companies in Grapevine, TX

Take a look at a side-by-side comparison of the top car insurance companies in Grapevine, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grapevine, Texas

Insurance Company Average Annual Rates
Allstate $5,428
American Family $4,536
GEICO $3,197
Nationwide $3,489
Progressive $4,111
State Farm $2,986
USAA $2,377

Category Winners: Cheapest Car Insurance in Grapevine, Texas

Find the cheapest car insurance companies in Grapevine, TX for each category right here.

Best Annual Car Insurance Rates by Company in Grapevine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grapevine, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grapevine car insurance rates. Find the cheapest Grapevine, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grapevine, Texas

Insurance Company Low Medium High
Allstate $5,302 $5,381 $5,603
American Family $4,248 $4,389 $4,971
GEICO $3,027 $3,163 $3,402
Nationwide $3,757 $3,343 $3,367
Progressive $3,945 $4,095 $4,292
State Farm $2,824 $2,981 $3,153
USAA $2,290 $2,367 $2,473

What affects car insurance rates in Grapevine, Texas?

What factors can have an impact on Grapevine, TX car insurance? There are several reasons why Grapevine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grapevine, Texas.

Car Theft in Grapevine

High levels of vehicle theft can make car insurance more expensive. Grapevine, TX car theft statistics from the FBI indicate 136 vehicle thefts a year.

Commute Time in Grapevine

The more time you spend in your car the higher the risk of an accident. The average commute length in Grapevine, TX is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Grapevine, TX

Ready to find affordable Grapevine, Texas car insurance today? Enter your ZIP code for fast, free Grapevine, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption