Compare Grass Valley, CA Car Insurance Rates (2021)

Car insurance in Grass Valley, CA averages $263 a month. Grass Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Grass Valley car insurance rates, compare quotes from the top car insurance companies in Grass Valley, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Grass Valley, CA after a DUI are $4,413/year
  • The cheapest car insurance company in Grass Valley for teen drivers is USAA
  • Average car insurance rates in Grass Valley, CA are $3,154/year

If you need to buy Grass Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Grass Valley, CA is right here.

You’ll find Grass Valley car insurance rates, the cheapest Grass Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Grass Valley, California car insurance rates to Oakland car insurance rates, San Diego car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Grass Valley, CA car insurance today? Enter your ZIP code for fast, free Grass Valley car insurance quotes.

Cheapest Grass Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grass Valley, CA car insurance rates? Every Grass Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grass Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,259 $1,644 $1,664 $6,115 $7,690 $2,879 $3,176
Farmers $2,302 $2,302 $2,066 $2,066 $7,336 $12,070 $2,726 $3,032
GEICO $1,615 $1,617 $1,521 $1,521 $4,886 $4,973 $2,316 $2,372
Liberty Mutual $2,135 $2,020 $1,978 $1,916 $4,587 $4,890 $2,403 $2,432
Nationwide $2,787 $2,666 $2,431 $2,298 $6,962 $7,701 $3,310 $3,281
Progressive $1,608 $1,652 $1,388 $1,635 $4,315 $5,167 $2,326 $2,495
State Farm $2,731 $2,731 $2,435 $2,435 $4,956 $6,149 $3,018 $3,112
Travelers $2,141 $2,078 $1,890 $1,871 $4,322 $4,916 $2,751 $2,704
USAA $1,801 $1,708 $1,756 $1,765 $4,091 $4,107 $2,484 $2,349

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grass Valley, CA

Every driver must carry the minimum car insurance in Grass Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Grass Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Grass Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grass Valley, CA to rates for a clean record with top companies.

Annual Grass Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,095 $3,505 $5,500 $2,740
Farmers $3,131 $4,264 $5,318 $4,237
GEICO $1,823 $2,800 $3,527 $2,261
Liberty Mutual $2,425 $3,251 $2,935 $2,570
Nationwide $2,745 $3,516 $5,942 $3,516
Progressive $1,682 $2,868 $3,318 $2,425
State Farm $2,453 $2,930 $5,551 $2,850
Travelers $1,915 $3,074 $3,565 $2,783
USAA $1,667 $2,477 $4,060 $1,826

Cheapest Grass Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Grass Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Grass Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grass Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,115 $7,690
Farmers $7,336 $12,070
GEICO $4,886 $4,973
Liberty Mutual $4,587 $4,890
Nationwide $6,962 $7,701
Progressive $4,315 $5,167
State Farm $4,956 $6,149
Travelers $4,322 $4,916
USAA $4,091 $4,107

Cheapest Grass Valley, CA Car Insurance for Seniors

Take a look at Grass Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grass Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,664
Farmers $2,066 $2,066
GEICO $1,521 $1,521
Liberty Mutual $1,978 $1,916
Nationwide $2,431 $2,298
Progressive $1,388 $1,635
State Farm $2,435 $2,435
Travelers $1,890 $1,871
USAA $1,756 $1,765

Cheapest Grass Valley, CA Car Insurance Rates After a DUI

A DUI in Grass Valley, CA increases car insurance rates. Compare Grass Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grass Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,500
Farmers $5,318
GEICO $3,527
Liberty Mutual $2,935
Nationwide $5,942
Progressive $3,318
State Farm $5,551
Travelers $3,565
USAA $4,060

Cheapest Grass Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grass Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grass Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,120 $3,800
Farmers $3,846 $4,629
GEICO $2,364 $2,841
Liberty Mutual $2,564 $3,026
Nationwide $3,474 $4,385
Progressive $2,335 $2,812
State Farm $3,321 $3,571
Travelers $2,557 $3,112
USAA $2,310 $2,705

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grass Valley, CA Car Insurance Rates by ZIP Code

Grass Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Grass Valley, CA.

Annual Car Insurance Rates by ZIP Code in Grass Valley, California

ZIP Code Average Annual Rates
95945 $4,308
95949 $4,490

The Best Cheap Car Insurance Companies in Grass Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Grass Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grass Valley, California

Insurance Company Average Annual Rates
Allstate $3,460
Farmers $4,237
GEICO $2,603
Liberty Mutual $2,795
Nationwide $3,930
Progressive $2,573
State Farm $3,446
Travelers $2,834
USAA $2,508

Category Winners: Cheapest Car Insurance in Grass Valley, California

Find the cheapest car insurance companies in Grass Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Grass Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grass Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grass Valley car insurance rates. Find the cheapest Grass Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grass Valley, California

Insurance Company Low Medium High
Allstate $3,269 $3,491 $3,620
Farmers $3,965 $4,268 $4,480
GEICO $2,369 $2,632 $2,807
Liberty Mutual $2,603 $2,817 $2,966
Nationwide $3,541 $3,992 $4,255
Progressive $2,261 $2,661 $2,797
State Farm $3,153 $3,494 $3,691
Travelers $2,468 $2,908 $3,126
USAA $2,269 $2,557 $2,697

What affects car insurance rates in Grass Valley, California?

What factors can have an impact on Grass Valley, CA car insurance? There are several reasons why Grass Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grass Valley, California.

Car Theft in Grass Valley

High levels of vehicle theft can make car insurance more expensive. Grass Valley, CA car theft statistics from the FBI indicate 50 vehicle thefts a year.

Compare Car Insurance Quotes in Grass Valley, CA

Ready to find affordable Grass Valley, California car insurance today? Enter your ZIP code for fast, free Grass Valley, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State