Compare Gratz, PA Car Insurance Rates (2021)

Car insurance in Gratz, PA averages $286 a month. Gratz, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gratz car insurance rates, compare quotes from the top car insurance companies in Gratz, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gratz for teen drivers is USAA
  • The cheapest car insurance company in Gratz is USAA
  • Average car insurance rates in Gratz, PA after a DUI are $3,752/year

If you need to buy Gratz, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Gratz, PA is right here.

You’ll find Gratz car insurance rates, the cheapest Gratz, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Gratz, Pennsylvania car insurance rates to Bethlehem car insurance rates, Scranton car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Gratz, PA car insurance today? Enter your ZIP code for fast, free Gratz car insurance quotes.

Cheapest Gratz, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gratz, PA car insurance rates? Every Gratz, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gratz, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,158 $1,992 $1,992 $7,093 $7,093 $2,370 $2,370
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,807 $1,807 $1,710 $1,710 $5,133 $5,133 $2,029 $2,029
Progressive $2,487 $2,487 $2,218 $2,218 $8,040 $8,040 $3,185 $3,185
State Farm $1,410 $1,410 $1,237 $1,237 $4,936 $4,936 $1,549 $1,549
Travelers $1,437 $1,437 $1,549 $1,549 $20,836 $20,836 $1,726 $1,726
USAA $991 $991 $897 $897 $2,986 $2,986 $1,308 $1,308

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Minimum Car Insurance in Gratz, PA

Every driver must carry the minimum car insurance in Gratz, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Gratz, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Gratz, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gratz, PA. Compare credit history car insurance rates in Gratz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gratz, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,362 $3,238 $2,610
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,129 $2,578 $2,302
Progressive $5,277 $3,701 $2,970
State Farm $3,249 $2,012 $1,587
Travelers $6,947 $6,279 $5,935
USAA $1,919 $1,438 $1,278

Cheapest Gratz, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gratz, PA to rates for a clean record with top companies.

Annual Gratz, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $3,833 $3,260 $3,260
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,925 $2,578 $3,596 $2,579
Progressive $3,610 $4,984 $3,718 $3,618
State Farm $2,100 $2,466 $2,283 $2,283
Travelers $4,530 $6,447 $8,124 $6,447
USAA $1,246 $1,717 $1,828 $1,390

Cheapest Gratz, PA Car Insurance for Teen Drivers

Teen car insurance in Gratz, PA can be expensive. Take a look at rates from the top car insurance companies in Gratz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gratz, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,093 $7,093
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $5,133 $5,133
Progressive $8,040 $8,040
State Farm $4,936 $4,936
Travelers $20,836 $20,836
USAA $2,986 $2,986

Cheapest Gratz, PA Car Insurance for Seniors

Take a look at Gratz, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gratz, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $1,992
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,710 $1,710
Progressive $2,218 $2,218
State Farm $1,237 $1,237
Travelers $1,549 $1,549
USAA $897 $897

Cheapest Gratz, PA Car Insurance Rates After a DUI

A DUI in Gratz, PA increases car insurance rates. Compare Gratz, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gratz, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,260
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,596
Progressive $3,718
State Farm $2,283
Travelers $8,124
USAA $1,828

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Cheapest Gratz, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gratz, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gratz, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,336 $3,470
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,670 $2,670
Progressive $3,983 $3,983
State Farm $2,216 $2,350
Travelers $6,387 $6,387
USAA $1,502 $1,589

The Best Cheap Car Insurance Companies in Gratz, PA

Take a look at a side-by-side comparison of the top car insurance companies in Gratz, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gratz, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,403
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,670
Progressive $3,983
State Farm $2,283
Travelers $6,387
USAA $1,545

Category Winners: Cheapest Car Insurance in Gratz, Pennsylvania

Find the cheapest car insurance companies in Gratz, PA for each category right here.

Best Annual Car Insurance Rates by Company in Gratz, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gratz, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gratz car insurance rates. Find the cheapest Gratz, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gratz, Pennsylvania

Insurance Company Low Medium High
Allstate $3,253 $3,425 $3,532
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,689 $2,705 $2,615
Progressive $3,648 $4,008 $4,291
State Farm $2,151 $2,310 $2,388
Travelers $6,452 $6,389 $6,319
USAA $1,438 $1,560 $1,639

What affects car insurance rates in Gratz, Pennsylvania?

What factors can have an impact on Gratz, PA car insurance? There are several reasons why Gratz car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gratz, Pennsylvania.

Commute Time in Gratz

The more time you spend in your car the higher the risk of an accident. The average commute length in Gratz, PA is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gratz, PA

Ready to find affordable Gratz, Pennsylvania car insurance today? Enter your ZIP code for fast, free Gratz, PA car insurance quotes.

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